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Federal BankRuPay Credit Cards all getting a lot of attention in India, this is primarily because you can link your RuPay Credit Card to a UPI app and make easy and secure transactions with it. Being a domestic card network RuPay Cards are highly trusted across the country. Today we will discuss the benefits, features and everything in between of RuPay Credit Cards offered by Kotak Mahindra Bank. From lifetime free credit cards with basic features to premium credit card offers, there is a card for everyone.
RuPay was launched by the National Payments Corporation of India (NPCI) in 2014 and has been getting more popular each passing year. With a Kotak Bank RuPay credit card, you gain many attractive deals and rewards. This would enhance your spending activities and help you save more while you spend more.
Keep on reading to learn more about Kotak Bank RuPay UPI Credit Cards.
Table of Contents
List of Top Kotak Bank RuPay UPI Credit Cards
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping
Reward Type
Cashback
Welcome Benefits
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Fees
Joining Fee
Renewal Fee
Best Suited For
Fuel
Reward Type
Reward Points
Welcome Benefits
Fees
Joining Fee
Renewal Fee
Best Suited For
Movies
Reward Type
Reward Points
Welcome Benefits
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Compare Features of Popular Kotak Bank RuPay Credit Cards
| Features | Myntra Kotak Credit Card | Kotak League Platinum RuPay Credit Card | IndianOil Kotak Credit Card |
| Joining Fee | ₹500 + GST | ₹499 + GST | ₹449 + GST |
| Renewal Fee | ₹500 + GST | ₹499 + GST | ₹449 + GST |
| Best Suited For | Shopping | Movies | Fuel |
| Reward Type | Cashback | Reward Points | Reward Points |
| Domestic Lounge Access | Once Each Quarter | N/A | N/A |
| Rewards Rate | 7.5% discount on Myntra spends, 5% cashback on partner brands, 1.25% cashback on other spends. | You get 8x reward points for every 150 spent on special categories and 4x reward points for every 150 spent on other categories up to 2 lakh. You 8x reward points on every Rs 150 spent on special categories and other categories above Rs 2 lakh | Get 24 reward points for every Rs. 150 spent on fuel. Get 12 reward points on every Rs. 150 spent on grocery and dining. Get 3 reward points on every Rs. 150 spent on other transactions. |
Why Opt for Kotak Mahindra Bank RuPay Credit Card?
Quick glance at all the benefits of a RuPay Credit Card by Kotak Bank.
Earn Great Rewards
Earn good reward points while making transactions with your Kotak Bank RuPay Credit Cards.
Lifetime Free RuPay Credit Cards by Kotak Bank
Many of the RuPay Credit Cards offered by the bank come with no annual or joining charges i.e. they are lifetime free.
No Joining Fee on Kotak Bank RuPay Credit Card
Kotak Bank presents you with cards which have no joining fees. These cards do carry an annual charge but are free of any paying fees for the first year.
Link Your RuPay Credit Card to UPI
You link your Kotak Bank RuPay Credit Card to your UPI ID. This cannot be done for non-RuPay Credit Cards.
Quick and Secure Payments
RuPay is a domestic card payments network which makes it faster and reliable.
24/7 Payments
Make secure and convenient payments 24/7 with your UPI applications on your mobile phones.
About Kotak Mahindra Bank RuPay Credit Card
With Card Insider you can compare multiple credit cards at once. We provide you with a detailed comparison of fees, benefits and rewards so that you make the best choice. Let’s have a look at all the RuPay Credit Cards offered by Kotak Bank and their detailed information.
Myntra Kotak Credit Card
Myntra is a leading fashion e-commerce company in India that offers clothing and other fashion accessories from top global and Indian brands. Recently, Kotak Mahindra Bank and Myntra have collaborated to launch their co-branded credit card. The Myntra Kotak Credit Card is designed exclusively for fashion enthusiasts of the younger generation who love shopping on Myntra. With this credit card, you can enjoy exclusive cashback on your Myntra purchases as well as on purchases made with partner brands. Additionally, cardholders receive a complimentary membership to Myntra Insider and a welcome benefit of a Rs. 500 worth of Myntra voucher. Furthermore, you can take advantage of complimentary lounge access, milestone benefits, and an annual fee waiver. Opt for this credit card if you love to shop online on Myntra and save big on your spends.
Kotak IOCL RuPay Credit Card
Indian Oil and Kotak Mahindra Bank have joined hands to launch their co-branded fuel credit card. The IndianOil Kotak credit card is an ideal card for those who are new to their credit journey and looking for great fuel-based benefits and other rewards. Indian Oil has more than 34,000 outlets across the country, and cardholders will earn rewards every time they refill their vehicle at an Indian Oil petrol pump. The card also provides reward points on grocery, dining, and other payments, which can be redeemed for free fuel, cashback, or other products and vouchers. With the IndianOil Kotak credit card, you can acquire rewards equivalent to 60 litres of free fuel every year, along with a range of other benefits. It is a perfect entry-level card for those who want to enjoy fuel-based benefits and rewards.
Kotak UPI RuPay Credit Card
Make smooth and secure UPI spends with the Kotak Bank UPI RuPay Credit Card. This is a virtual credit card which offers even more convenience as you don’t have to carry it around with you. You can earn 3 reward points for every Rs. 100 spent with this card. This is a lifetime free credit card by Kotak Bank and ensures that you will not have to pay joining or card renewal fees.
Kotak League RuPay Credit Card
This is a great card offering by Kotak Bank. You can avail of this card at a low joining cost of Rs. 500 and enjoy reward points worth the same on joining. With this card, there are many benefits attached to it. For achieving the spend milestone you shall be awarded complimentary PVR tickets. Also, this card comes with several other features like a 1% fuel surcharge waiver, railway surcharge waiver, zero protection liability, spend-based waiver, and much more. This card is only available in the following cities – Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Navi Mumbai and Pune.
Kotak Mojo RuPay Credit Card
You can earn great rewards with the Kotak Mojo RuPay Credit Card. On each Rs. 100 spent online you will get 2.5 Mojo points whereas you will get 1 Mojo point on all other transactions of Rs. 100. This is a premium credit card offered by Kotak Bank and comes at a joining fee of Rs. 100. The joining fee can be waived on an expenditure of Rs. 30,000 in the first 90 days of card issuance. You also get complimentary lounge access with this credit card.
Metro Kotak Credit Card
The Metro Kotak RuPay Credit Card is specially made for Kirana owners, traders, hotels, restaurants and caterers. With this, you can easily shop and earn rewards at Metro Wholesale in India. It is a co-branded credit card launched by Kotak Mahindra Bank in partnership with Metro Wholesale. This credit card has been designed for those who use Metro Wholesale for their business needs. It comes with a zero annual fee and offers exciting benefits, such as up to 1% cashback (capped at Rs. 10,000 per statement cycle) based on your monthly expenditure. While the benefits are limited, they are still quite attention-grabbing for various traders and shop owners.
What is Required for Kotak Mahindra Bank RuPay Credit Card?
You would need the following to successfully apply for a RuPay Credit Card from Kotak Bank-
- A PAN Card is a must,
- Address proof like Aadhar Card,
- Proof of income like ITR fillings or salary slips,
- You also might need to submit a few passport-size photographs if applying offline.
How to Apply for Kotak Mahindra Bank RuPay Credit Card?
You can apply for Kotak Mahindra Bank RuPay Credit Card with Card Insider. With us, you can compare all the features of credit cards offered by Kotak Bank. Here, you can even apply for Kotak Bank RuPay Credit Cards. Follow these steps.
- Firstly, you will have to select the Rupay Credit Card of your choice,
- Then you just have to click on “Apply Now”,
- You will then be redirected to the official website of Kotak Bank,
- You will have to fill in a few details about yourself. For this, it’s best to keep a few documents handy, like a PAN Card.
- After you have filled in your details, you just have to submit your application,
- Once your application is approved, you shall receive your credit card.
Bottom Line
Choosing a credit card for yourself is a very important decision as it would have many implications on your financial journey, CIBIL Score being the most important of them. That is why it’s essential for you to select a card that benefits you the most and meets all your needs. Keeping all of this in mind, Kotak Bank has come up with a variety of RuPay Credit Card which rewards its users on each transaction. For those of us who do not want to opt for a credit card with annual charges, there are even lifetime free credit card offerings by Kotak Bank.
Hope our insights about the Kotak Rupay Credit Card were able to help you make a decision. What are your thoughts on the RuPay Credit Card by Kotak Bank, Tell us in the comments below.
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