Kotak Mahindra Bank RuPay Credit Cards
RuPay Credit Cards all getting a lot of attention in India, this is primarily because you can link your RuPay Credit Card to a UPI app and make easy and secure transactions with it. Being a domestic card network, RuPay Cards are highly trusted across the country. Today, we will discuss the benefits, features, and everything in between of RuPay Credit Cards offered by Kotak Mahindra Bank. From lifetime free credit cards with basic features to premium credit card offers, there is a card for everyone.
RuPay was launched by the National Payments Corporation of India (NPCI) in 2014 and has been getting more popular each passing year. With a Kotak Bank RuPay credit card, you gain many attractive deals and rewards. This would enhance your spending activities and help you save more while you spend more.
Keep on reading to learn more about Kotak Bank RuPay UPI Credit Cards.
Table of Contents
List of Top Kotak Bank RuPay UPI Credit Cards
Rewards Rate10 Zen Points/₹150 Spent on Apparels, Lifestyle Goods & Jewellery. 5 Zen Points/₹150 on All Other Spends Welcome Benefits1,500 Zen Points Rewards RateGet 24 Reward Points on every Rs. 150 spent on fuel. Get 12 Reward Points on every Rs. 150 spent on grocery and dining. Get 3 Reward Points on every Rs. 150 spent on other transactions. Welcome BenefitsGet 1000 Reward Points on spending Rs. 500 or more within 30 days of getting the card Rewards RateN/A Welcome BenefitsN/A Rewards Rate2.5 Mojo Points/₹100 Spent Online. 1 Mojo Point/₹100 Elsewhere Welcome BenefitsN/A Rewards RateUp to 21 IndiGo BluChips/₹100 Spent on IndiGo Flight Bookings. 2 IndiGo BluChips/₹100 for All Other Spends Welcome BenefitsVoucher of 4,000 IndiGo BluChips and 6E Eats Rewards Rate5 IndiGo BluChips/₹100 Spent on IndiGo; 2 IndiGo BluChips/₹100 Spent on Dining & Entertainment; 1 IndiGo BluChip/₹100 on All Other Categories Welcome BenefitsVoucher of 2,500 IndiGo BluChips Rewards Rate8X Reward Points on Every ₹150 Spent on Special Categories and 4X Reward Points on Other Eligible Spends Up to ₹2 Lakhs. Spends Beyond ₹2 Lakhs Earn 8X Reward Points Only on Special Categories Welcome BenefitsN/A Rewards RateEarn 3 Reward Points Per Rs. 100 Spent Welcome BenefitsN/ARewards rate and welcome benefits
Rewards rate and welcome benefits
Rewards rate and welcome benefits
Rewards rate and welcome benefits
Rewards rate and welcome benefits
Rewards rate and welcome benefits
Rewards rate and welcome benefits
Rewards rate and welcome benefits
Compare Features of Popular Kotak Bank RuPay Credit Cards
| Features | Kotak League Platinum | IndianOil Kotak |
| Joining Fee | ₹499 + GST | ₹449 + GST |
| Renewal Fee | ₹499 + GST | ₹449 + GST |
| Best Suited For | Movies | Fuel |
| Reward Type | Reward Points | Reward Points |
| Rewards Rate | You get 8x reward points for every 150 spent on special categories and 4x reward points for every 150 spent on other categories up to 2 lakh. You 8x reward points on every Rs 150 spent on special categories and other categories above Rs 2 lakh | Get 24 reward points for every Rs. 150 spent on fuel. Get 12 reward points on every Rs. 150 spent on grocery and dining. Get 3 reward points on every Rs. 150 spent on other transactions. |
Why Opt for Kotak Mahindra Bank RuPay Credit Card?
A quick glance at all the benefits of a RuPay Credit Card by Kotak Bank.
Earn Great Rewards
Earn good reward points while making transactions with your Kotak Bank RuPay Credit Cards.
Lifetime Free RuPay Credit Cards by Kotak Bank
Many of the RuPay Credit Cards offered by the bank come with no annual or joining charges i.e., they are lifetime free.
No Joining Fee on Kotak Bank RuPay Credit Card
Kotak Bank presents you with cards that have no joining fees. These cards do carry an annual charge but are free of any paying fees for the first year.
Link Your RuPay Credit Card to UPI
You link your Kotak Bank RuPay Credit Card to your UPI ID. This cannot be done for non-RuPay Credit Cards.
Quick and Secure Payments
RuPay is a domestic card payment network that makes it faster and more reliable.
24/7 Payments
Make secure and convenient payments 24/7 with your UPI applications on your mobile phones.
About Kotak Mahindra Bank RuPay Credit Card
With Card Insider, you can compare multiple credit cards at once. We provide you with a detailed comparison of fees, benefits, and rewards so that you can make the best choice. Let’s have a look at all the RuPay Credit Cards offered by Kotak Bank and their detailed information.
Kotak Zen Signature Credit Card
The Kotak Zen Signature Credit Card is a rewarding offering that comes at a joining and annual charge of ₹1,500 + GST. It offers 10 Zen Points/₹150 Spent on Apparels, Lifestyle Goods & Jewellery. 5 Zen Points/₹150 on All Other Spends. Apart from all the regular and milestone rewards, this card also offers international and domestic airport lounge access, which can be particularly useful for frequent travelers. Recently, this card has been in the headlines since many Kotak Myntra Credit Cards have been migrated to it since the discontinuation of the popular shopping credit card.
Kotak IOCL RuPay Credit Card
Indian Oil and Kotak Mahindra Bank have joined hands to launch their co-branded fuel credit card. The IndianOil Kotak credit card is an ideal card for those who are new to their credit journey and looking for great fuel-based benefits and other rewards. Indian Oil has more than 34,000 outlets across the country, and cardholders will earn rewards every time they refill their vehicle at an Indian Oil petrol pump. The card also offers reward points on grocery, dining, and other purchases, which can be redeemed for free fuel, cash back, or other products and vouchers. With the IndianOil Kotak credit card, you can acquire rewards equivalent to 60 liters of free fuel every year, along with a range of other benefits. It is a perfect entry-level card for those who want to enjoy fuel-based benefits and rewards.
Kotak UPI RuPay Credit Card
Make smooth and secure UPI spending with the Kotak Bank UPI RuPay Credit Card. This is a virtual credit card that offers even more convenience, as you don’t have to carry it around with you. You can earn 3 reward points for every Rs. 100 spent with this card. This is a lifetime free credit card by Kotak Bank and ensures that you will not have to pay joining or card renewal fees.
Kotak League RuPay Credit Card
This is a great card offering by Kotak Bank. You can avail of this card at a low joining cost of Rs. 500 and enjoy reward points worth the same on joining. This card offers numerous benefits. For achieving the spend milestone, you shall be awarded complimentary PVR tickets. Also, this card comes with several other features like a 1% fuel surcharge waiver, railway surcharge waiver, zero protection liability, spend-based waiver, and much more.
Kotak Mojo RuPay Credit Card
You can earn great rewards with the Kotak Mojo RuPay Credit Card. On each Rs. 100 spent online, you will get 2.5 Mojo points. In contrast, you will get 1 Mojo point on all other transactions of Rs. 100. This is a premium credit card offered by Kotak Bank and comes at a joining fee of Rs. 100. The joining fee can be waived on an expenditure of Rs. 30,000 in the first 90 days of card issuance. You also get complimentary lounge access with this credit card.
What is Required for Kotak Mahindra Bank RuPay Credit Card?
You would need the following to apply for a RuPay Credit Card from Kotak Bank successfully-
- A PAN Card is a must,
- Address proof like an Aadhaar Card,
- Proof of income like ITR filings or salary slips,
- You also might need to submit a few passport-size photographs if applying offline.
Bottom Line
Choosing a credit card for yourself is a very important decision as it would have many implications on your financial journey, CIBIL Score being the most important of them. That’s why it’s essential to select a card that benefits you the most and meets all your needs. Keeping all of this in mind, Kotak Bank has come up with a variety of RuPay Credit Cards that reward its users on each transaction. For those who prefer not to opt for a credit card with annual fees, Kotak Bank offers a few lifetime free credit cards.
Hope our insights about the Kotak Rupay Credit Card were able to help you make a decision. What are your thoughts on the RuPay Credit Card by Kotak Bank? Tell us in the comments below.
Frequently Asked Questions
Which is the best Kotak Bank RuPay Credit Card?
Kotak Bank has a range of RuPay Credit Cards, which are suitable for all. Traders can opt for the Metro RuPay Card, while avid shoppers should go for the Kotak Zen Credit Card. You should compare different Kotak Bank RuPay Credit Cards on Card Insider and opt for the one most suited for your needs and purpose.
How can I link my Kotak Mahindra Bank RuPay Credit Card to UPI?
Simply enter your RuPay card details in the UPI app of your choice to link them together and start making payments through it.