Kotak League Platinum Credit Card

The League Platinum credit card is a popular lifetime free offering by Kotak Mahindra Bank that provides exclusive rewards and benefits on your spending. The card provides you with four free PVR movie tickets or 10,000 reward points on spending ₹1,25,000 every six months. Also, this card comes with several other features like a 1% fuel surcharge waiver, a railway surcharge waiver, zero protection liability, a spend-based waiver, and much more.

Kotak League Platinum Credit Card

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Kotak League Platinum Credit Card
  • Joining FeeLifetime Free
  • Annual FeeLifetime Free
  • Best Suited ForShopping
  • Reward TypeReward Points

Rewards Rate

8X Reward Points on Every ₹150 Spent on Special Categories and 4X Reward Points on Other Eligible Spends Up to ₹2 Lakhs. Spends Beyond ₹2 Lakhs Earn 8X Reward Points Only on Special Categories

Welcome Benefits

N/A

Movie & Dining

N/A

Rewards Rate

8X Reward Points on Every ₹150 Spent on Special Categories and 4X Reward Points on Other Eligible Spends Up to ₹2 Lakhs. Spends Beyond ₹2 Lakhs Earn 8X Reward Points Only on Special Categories

Reward Redemption

You can redeem the reward point accumulated at the Kotak rewards portal. You can use the Pay with Points facility provided by the bank at the partner merchant store.

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    Get spend based waiver on the annual fee of Rs 500 on annual spending of Rs 50,000.

    Rewards Redemption Fee

    Nil

    Foreign Currency Markup

    3.5% on the conversion amount

    Interest Rates

    3.75% Per Month (45% Per Annum)

    Fuel Surcharge Waiver

    1% Waiver on Fuel Transactions Between ₹500 and ₹4,000

    Cash Advance Charges

    2.5% or a Minimum of ₹500

    • 8x reward points on annual spending up to ₹2 lacs on special categories and 4x reward points on other categories.
    • 8x reward points on annual spending of ₹2 lacs or above on special categories, as well as other categories.
    • Get four free PVR tickets or 10,000 Reward Points on spending Rs 1,25,000 every 6 months
    • Protection liability up to Rs 1,25,000 in case of theft or loss of the card.
    • Spend-based waiver on annual spending of ₹50,000.
    • 1% fuel surcharge waiver on your fuel transactions between ₹500 and ₹3000.

    Kotak League Platinum Credit Card Features and Benefits

    The Kotak Bank League Platinum Credit Card is a basic card that offers decent privileges across various categories. The following are the detailed features and benefits of this card:

    Milestone Benefits

    The Kotak League Premium Credit Card offers users four free PVR tickets or 10,000 reward points on spending ₹1,25,000 every six months, as a part of its milestone spending benefit. Cardholders can select either of the redemption options, whichever they prefer the most.

    Redemption Option 1 – PVR Tickets

    Enjoy up to 8 free PVR tickets each year, which can be used for any day and any show and are transferable. A Star Pass Code will be issued, redeemable for online PVR Movie Ticket bookings. You must claim your tickets within 3 months after the program period ends.

    Please note – If the ticket price exceeds ₹400, the difference must be paid by the cardholder at the time of booking or upon check-in, along with any applicable booking or convenience fees. PVR tickets are not available to customers residing in a city without a PVR location. PVR movie tickets can be redeemed online, but not at the box office.

    Redemption Option 2 –  Reward Points

    Bonus reward points will be credited in the next billing cycle. Reward points can be used for a host of redemption options, including air tickets, movie tickets, mobile recharge, and branded merchandise. You can claim your reward points within 3 months after the program period ends.

    Fuel Surcharge Waiver

    You get a 1% fuel surcharge waiver on your fuel transactions between ₹500 and ₹4,000. The maximum fuel surcharge waiver is subject to the limit of ₹3,500 in a year. No reward points are accrued on fuel transactions

    Railways Surcharge Waiver

    You can get a railway surcharge waiver of up to ₹500 annually on transactions at the IRCTC website or at Indian Railways Booking Counters.

    Renewal Fee Waiver

    You get a spend-based waiver on the annual fee of ₹500 on annual spending of ₹50,000 or above.

    Fraud Liability Protection

    Get a protection liability up to ₹1,25,000 in case of theft or loss of the card up to 7 days.

    Kotak League Platinum Credit Card Rewards

    Earn up to 8x reward points on annual spending up to ₹ 2 lakh on special categories and 4x reward points on other eligible categories. Refer to the table below for a detailed view.

    Annual Spends  Special Categories  All Other Eligible Categories
    Up to ₹2 Lakh 8 RPs/₹150 Spent 4 RPs/₹150 Spent
    ₹2 Lakh+ 8 RPs/₹150 Spent 8 RPs/₹150 Spent

    Special Categories include the following –

    • Travel Agencies & Tour Operators
    • Package Tour Operators
    • Airlines and Air Carriers
    • Electric Sales
    • Durable Goods
    • Departmental Stores

    Update June 2025

    • Reward points can only be earned on utility spends up to ₹35,000 per billing cycle.
    • Wallet Load, online skill-based gaming, Insurance, Government, Rent, Education Spends, and Fuel will no longer earn any reward points with this card, and will also not be considered for Milestone Benefits.

    Reward Redemption

    The Reward Points you earn using this credit card can be redeemed against a host of options, including products, gift vouchers, travel bookings, etc, on the Kotak Rewards portal.

    Conclusion

    The Kotak League Platinum credit card is an entry-level card that provides you with exciting benefits and privileges on travel, entertainment, and other expenses. The card offers 8x reward points on spending up to Rs 2,00,000 on special categories such as Airlines and Air Carriers, Electric Sales, Durable Goods, Departmental Stores, Travel Agencies & Tour Operators, and Package Tour Operators. If you’re a movie buff who enjoys spending on movies, then this card might be just for you.

    With this card, you can get up to 8 tickets every year, in the form of milestone benefits. And if you want to have a similar card with more exclusive features, you can check the Kotak Essentia Platinum Credit Card. What do you think about this credit card? Do let us know in the comments below.

    FAQs:

    Yes, you can use the Kotak League Platinum credit card for foreign transactions.

    Special categories can be classified into the following: Airlines and Air Carriers, Electric Sales, Durable Goods, Departmental Stores, Travel Agencies & Tour Operators, Package Tour Operators

    Railway surcharge waiver subject to the value up to Rs 500

    The interest rate charged on this credit card is 3.75% per month (45% per annum)

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