Times Black ICICI Bank Credit Card

An exclusive privilege reserved only for those who embody true sophistication.

The Times Black ICICI Credit Card is ICICI Bank’s most luxurious offering, even surpassing the ICICI Emeralde Private Credit Card. This metal credit card is a collaboration between ICICI Bank, Times Internet Limited, and Visa. With its numerous benefits and high reward rates, it attracts a lot of expectations, especially given its substantial annual fee of ₹20,000. While the card excels in some areas, it has not lived up to the expectations of many credit card enthusiasts. Features like airport transfer by helicopter are truly exceptional but are limited by location (Bangalore Airport). The 2.5% reward rate for international spending is appreciated, but at the same time, the 1.49% Forex markup charge is not.

The Times Black ICICI Credit Card is ideal for individuals with high spending habits, frequent domestic and international travel, and a strong appreciation for fine dining, events, and shopping. To fully utilize the advantages of this card, one should be in the top tier in terms of income and expenditure. Read the complete review of this luxurious metal offering by ICICI for complete details on rewards, fees, and more.

Product Details

• Times Black ICICI Bank Credit Card is a premium card offering specially designed for ultra-high-net individuals. This card offers privileges and benefits that are beneficial to those who want the best.
• This card comes at a joining and annual cost of ₹20,000.
• Cardholders shall get 24/7 domestic and international concierge services.
• Upto 35% discount on luxury and chauffeur-driven rental cards with Avis.
• Enjoy complimentary international and domestic airport lounge access with this card.

Exclusive Membership, Vouchers, and More As Welcome Benefits

The welcome benefits will be activated once the bank receives the joining fee during the first billing cycle.

EaseMyTrip Luxury Stay Gift Card Worth ₹10,000

Enjoy a luxury stay at the place of your choosing with a complimentary voucher worth ₹10,000 from EaseMyTrip.

Travel Visa Benefits with Atlys and OneVasco worth ₹10,000

The Times Black ICICI Credit Card is a premium offering that provides benefits that match its user base. One of the most innovative and valuable advantages is the Visa benefits, which come as a welcome feature along with the card. These benefits are offered through reputable platforms such as Atlys and OneVasco and include doorstep Visa services, complimentary lounge vouchers, and a waiver on processing charges.

Exclusive Benefits at The Quorum Club

The Times Black ICICI Bank Credit Card offers a range of premium privileges, including exclusive access to The Quorum Club—a haven for luxury and elite experiences. Here’s what you can enjoy:

Access to Exclusive Quorum Club Events
As a Times Black cardholder, you can attend unique events and networking opportunities at The Quorum Club, even without holding a membership. This rare benefit is built into your card, granting you a seamless entry into an elite world of gatherings and experiences.

20% Dining Discount at Premium Restaurants

Indulge in exquisite dining experiences with a 20% discount at select premium restaurants under The Quorum Club benefits, including:

• Café Reed, Mumbai
• Zila, Hyderabad
• 689, Gurugram

Toni & Guy and Interflora Gift Cards Worth ₹4,000

• Toni & Guy voucher worth ₹3,000.
• Interflora Gift Cards worth ₹1,000.

Zomato Gold Annual Membership

Take advantage of the complimentary Zomato Gold membership that comes with this card to enjoy significant discounts and exclusive dining benefits.

Most Important Factor – Reward Rate

You can earn 2% Reward Points on domestic transactions, which include insurance, utilities, education, and government payments. There is a monthly cap of 5,000 Reward Points on rewards earned for spending on utilities, tax payments, insurance payments, government payments, and education.

For international spending, the card offers 2.5% Reward Points. While this reward rate may seem attractive at first glance, it’s important to note that there is a Forex charge of 1.49%, which effectively reduces the reward rate on expenditures made abroad.

No Reward Points for Fuel and Rent Transactions. 

As speculated earlier, ICICI Bank has launched its new iShop Rewards portal, which offers accelerated Reward Points for travel bookings (stays, flights, and bus) and purchase of brand vouchers. A maximum of 15,000 Bonus Reward Points can be earned with the Times Black ICICI Credit Card on the iShop portal.

Check Complete Guide for Reward Point Earnings on iShop.

Reward Point Redemption

Spend-Based Milestone Benefits

Signature Travel Benefits

Unlimited Complimentary Airport Lounge Access Across the Globe

Times Black ICICI Cardholders can access airport lounges worldwide without paying any lounge charges. Both primary and add-on cardholders can access international airport lounges with a complimentary Priority Pass membership, while domestic airport lounges can be accessed with the Times Black Card itself. This premium benefit offers the luxury and comfort expected with a premium credit card.

Those who wish to use this feature should remember to take their physical Priority Pass.

Low 1.49% Forex Charge

Make international purchases easily with a low Forex markup fee of just 1.49%. While most credit cards charge a fee of 3% to 3.5% for foreign transactions, this card allows you to shop and make necessary payments without the burden of high fees.

Luxury Airport Transfers

You can access the luxury airport transfer service annually by choosing between a helicopter or cab service. This means you can opt for an aerial transfer to the city center or a luxury sedan to the airport. To unlock this benefit, a minimum expenditure of ₹5,00,000 is required.

One of the most unique benefits offered by the Times Black ICICI Credit Card is luxury airport transfer by helicopter. This benefit can be unlocked by making spends of ₹5 lakh in a year. Please note that this facility is only available at Bangalore Airport and can be availed only once each year. Those who do not opt for the helicopter city transfer can opt for cab transfers twice each year. This shall also be unlocked on making spends of ₹5 lakh in a year.

Discounts on Avis Rental Cars

• Chauffer-driven cards at a 25% discount
• Premium rental cars at 35% discount

Exclusive Encalm Xenia Lounge Access

Times Black ICICI Bank Credit Cardholders who achieve USD 5,000 in eligible face-to-face (F2F) spends from 1st October 2025 onwards can unlock access to the Encalm Xenia lounge, a premium first-class airport lounge experience. Eligible cardholders can also bring one guest along while accessing the lounge.

24*7 Concierge Services

Make itineraries and bookings easy with the expert concierge service of ICICI Bank. This facility is available both domestically and internationally.

Comprehensive Insurance Cover

Bottom Line

Those who are familiar with the credit card landscape in India will agree that ICICI Bank does not offer the best credit cards, with a few exceptions, like the Amazon Pay ICICI Credit Card. However, this luxurious offering could be a redemption for ICICI Bank. While many might expect more from a card of such high value, we believe that individuals with high spending power should definitely consider this card as they can quickly get the most out of it.

From its stylish design to the exclusive luxury benefits, one standout feature is the airport transfers by helicopter, which is truly amazing. 

While most of us may not qualify for this card or fully utilize its benefits, those with a high net worth should certainly take advantage of it and indulge in its luxury. Share your thoughts on this card offering in the comment section below.