ICICI Bank Lifetime Free Credit Cards

One of the best lifetime free credit cards in our country, the Platinum Chip card by ICICI Bank does not charge any joining or annual fee from the cardholders. You have a chance to make savings on almost every spend and earn decent reward points while doing so. It does not have benefits like some other super-premium and mid-range cards, but it still offers plenty of benefit to cardholders even though it is an entry-level credit card.

• 2 RPs per Rs. 100 spent on retail
• 1 RP per Rs. 100 spent on utilities and insurance
• Reward points can be easily redeemed against products, vouchers, and even cashback
• Exclusive dining offers and discounts via the Culinary Treats program
• 1% fuel surcharge waiver

The Instant Platinum card by ICICI Bank is a secured offering and you have to make a fixed deposit in order to get this credit card. There are no joining or renewal fees associated with the card but you must have a fixed deposit of at least Rs. 20,000 for this credit card. You are rewarded for almost every spend with the card along with some great benefits on dining and movie spends.

• Secured credit card issued against a FD of at least Rs. 20000 with the bank
• 2 RPs per Rs. 100 spent with the card along with some exclusions
• 1 RP per Rs. 100 spent with the card on fuel
• 15% discount on top partner restaurants across the country with the Culinary Treats program
• 25% off on BookMyShow movie tickets, valid on minimum 2 tickets and twice per month
• 1% fuel surcharge waiver

Launched in collaboration by Amazon and ICICI Bank, this credit card works on the Visa network and comes with no joining or annual fee. It is one of the top credit card choices in India for online shopping lovers and it used to be invite-only but is open to everyone now. You receive cashback as Amazon Pay balance and Amazon Prime members get maximum cashback on spends. If you are a loyal Amazon customer, then the card is made for you.

• Rs. 1500 worth benefits and 3-month Prime membership as welcome benefits
• 5% cashback for Amazon Prime members on all Amazon purchases
• Non-Prime users get 3% cashback on their Amazon purchases
• Accelerated cashback is valid only on Amazon India spends
• 2% cashback using the card on Amazon Pay at more than 100 partner merchants
• 1% cashback on retail spends other than fuel
• Reward points credited as Amazon Pay balance
• Reward points and cashback have no expiry date and are forever valid
• Exclusive dining discounts through the Culinary Treats program
• 1% fuel surcharge waiver at all fuel stations across the country

This credit card is co-branded by HPCL and ICICI Bank and even though it is a fuel credit card, it offers reward points on multiple spend categories. The card charges a nominal joining fee of Rs. 500 and offers a welcome benefit and bonus reward points to the cardholder. Apart from travel, you get many other privileges like lounge access, movie and dining discounts, and much more with the card.
2000 RPs as welcome benefit on paying the joining fee and spending Rs. 5000 or above inside 45 days of getting the card.

• Rs. 100 cashback on HP Pay Wallet on your first transaction through the application
• Up to 5% savings on your fuel spends at HPCL fuel stations
• 1% fuel surcharge waiver and up to 1.5% cashback on using the HP Pay application
• Up to 5% cashback on your departmental store, groceries, and utility bill spends
• 2 RPs per Rs. 100 spent on other categories
• Complimentary domestic lounge access
• Up to 25% discount on movie ticket booking via Inox and BookMyShow portals
• Exclusive discount at top partner restaurants across India through the Culinary Treats program
• Complimentary roadside assistance service 24*7 in case your car breaks down

Indians absolutely love the sport of cricket and, if you are one of these enthusiasts, then this credit card by ICICI Bank and IPL team Chennai Super Kings is the perfect choice for you. Other than the low joining charges and exclusive benefits for the cardholders, you can also get autographs from the team members and also have a chance to meet key players of their squad. The CSK ICICI Bank credit card has a decent reward rate and you can redeem points against a host of exciting options.

• 2000 reward points as a welcome and card renewal benefit
• Up to 10 RPs per Rs. 100 spent with the card
• Monthly top spenders with the card get goods autographed by key players of the CSK squad
• Complimentary CSK match tickets and a chance to meet with the players
• 25% off on BookMyShow movie tickets bookings, up to Rs. 100 per month
• 1% fuel surcharge waiver and a spend-based renewal fee waiver

The Coral credit card is one of the most beloved offerings by ICICI Bank in India and this card variant is launched by the bank in partnership with American Express and HPCL. Being an entry-level fuel card, you just have to pay a joining fee of Rs. 199 for the card and you even get accelerated reward points on fuel spends made at HPCL outlets. The card has lesser privileges than some other premium cards but it is a nice choice for people who travel a lot by road.

• 6 RPs per Rs. 100 spent at HPCL fuel stations
• 2 RPs per Rs. 100 spent on retail
• 2.5% cashback, up to Rs. 100 on fuel spends at HPCL pumps
• Up to 25% discount on purchasing minimum 2 movie tickets per month
• Exciting offers at top restaurants across the country with ICICI Bank Culinary Treats program

Another co-branded card by HPCL and ICICI Bank, this variant is available on the Visa card network and has a low joining fee of Rs. 200. You get rewarded for almost all spends made with the card and your reward points can be redeemed against multiple products or vouchers and against fuel purchases. Even though it is a fuel card, you get multiple privileges and benefits across other categories with the HPCL Coral credit card by ICICI Bank.

• Save up to 3.5% on your fuel spends
• 2 RPs per Rs. 100 spent with the card
• Up to 25% off on BookMyShow movie ticket bookings
• Exclusive discounts at top restaurants under the ICICI Bank Culinary Treats orogram
• 2000 RPs equal to around Rs. 500 worth of fuel
• 1% fuel surcharge waiver and a spend-based renewal fee waiver

Another fuel credit card by ICICI Bank and HPCL, this card also has a low joining fee of Rs. 200, and offers exciting benefits for your fuel spends. Other than cashback on fuel spends at HPCL pumps, you also get a fuel surcharge waiver and a nice reward rate on your spends with the credit card. You can also get exciting offers and privileges on dining, movie, and other spend categories.

• 2 RPs per Rs. 100 spent with the card, with some exclusions
• 2.5% cashback on fuel spends at HPCL outlets
• Exciting dining discounts up to 15% at many partner restaurants through the Culinary Treats program
• Fuel surcharge waiver and spend-based renewal fee waiver

The Expressions credit card by ICICI Bank is an impressive beginner credit card and the best part is that you can customize the appearance and design of this credit card according to your liking and preference. The card is meant for young professionals and students who can choose one of the designs offered by the bank or get their own photo on the card. Available at a nominal Rs. 500 joining fee, people can express their ideology and mindset.

• Customize the design and appearance of the credit card according to your liking and taste
• 3 RPs per Rs. 100 spent with the card, with some exceptions
• 1 RP per Rs. 100 spent on insurance and utilities
• Up to 25% off on BookMyShow movie ticket bookings, twice every month
• 1 Complimentary domestic lounge access per quarter
• Great dining offers and discounts through the Culinary Treats program by ICICI Bank.

Manchester United is among the biggest football clubs in the world and this credit card is launched as a collaboration by ICICI Bank and Manchester United. The Platinum variant is inferior to the Signature variant but it is available at a lower joining fee of Rs. 500. This entry-level offering is perfect for football lovers, especially for fans of the Manchester United club as it offers exclusive club-related benefits and privileges.

• 2 RPs per Rs. 100 spent on international and domestic transactions
• 3 RPs per Rs. 100 spent on Manchester United matchdays
• Complimentary Manchester United brand football as welcome benefit
• 1 Complimentary domestic lounge access per quarter
• BOGO offer on Inox and BookMyShow movie tickets, twice per month
• Exciting offers and discounts at restaurants across India with the Culinary Treats program

Another nice travel credit card by ICICI bank, this variant is in partnership with MakeMyTrip and has a nominal Rs. 500 joining fee for cardholders. The reward points earned by you through this card can be transferred directly to your MakeMyTrip wallet and you can redeem your points against hotel reservations, car rentals, flight tickets, and more.

• Rs. 3000 worth holiday voucher and Rs. 500 My Cash as welcome benefit
• 1.5 Years extended validity of your My Cash balance
• Bonus My Cash money upon reaching spend-based milestones
• Up to 25% off on INOX and BookMyShow movie ticket bookings, twice per month
• 1 complimentary domestic lounge and railway lounge access per quarter

The Accelero credit card by ICICI Bank is another entry-level card targeted at individuals who regularly travel via their own vehicle. The card charges Rs. 500 as joining fee and provides exclusive services for your vehicle like roadside assistance, general checkups, car wash, and much more. The reward rate on the card is nice and you even earn cashback up to 2.5% on your fuel spends. Other than fuel, you also enjoy movie, dining, travel, and lifestyle privileges with this basic credit card.

• 2 RPs per Rs. 100 spent
• Additional 2.5% cashback on your fuel spends at HPCL pumps
• Complimentary car wash, general check-up, and roadside assistance service for your vehicle
• 1 complimentary lounge access per quarter
• 25% discount on BookMyShow movie ticket bookings and up to 15% discount on dining spends
• 1% fuel surcharge waiver and a spend-based renewal fee waiver

The Mine credit card is different to most other cards and is a unique offering. The cardholder can choose from three custom plans based on their requirements and credit needs. The Starter Plan is free of cost, the Pro plan costs Rs. 99 per month, and the Premium plan costs Rs. 199 per month. All three plans offer something unique to the cardholder, but are packed with exciting benefits and privileges. Cashback, travel, lifestyle, dining, etc. you get everything that you can think of.

• Choose any one out of three custom plans
• Up to 5% savings on your spends with the card
• Complimentary 2-month membership of EazyDiner Prime
• Free 6-month membership to the Mindhouse application
• Complimentary domestic airport and railway lounge access per quarter
• Exclusive discounts and offers on travel, fashion, food, groceries, and online marketplaces