By Bharti Bisht
Updated On July 17, 2023

The ICICI Bank HPCL Coral Credit Card is a co-branded credit card that provides its customers with exciting reward offers in partnership with HPCL (Hindustan Petroleum Corporation Limited). With a nominal joining fee of Rs. 199, this card rewards you in the form of Reward points, which can be redeemed against a variety of products/vouchers through www.icicibank.com or you can even redeem these points against fuel purchases. Other than reward points, the card provides exclusive discount offers on dining through the ICICI Bank Culinary Treats Programme and a 25% discount on movies through BookMyShow.

Being best suited for fuel purchases, the card also gives you a 1% fuel surcharge waiver and an additional discount of 2.5% on fuel transactions at HPCL petrol pumps. Moreover, you can save more with the card by getting your renewal fee waived off on the basis of your total annual spends. To know detailed benefits of the ICICI Bank HPCL Coral Credit Card and its fees & charges, keep reading the information given below:

ICICI_Bank_HPCL_Coral_Credit_Card
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Fees

Joining Fee

Rs. 199 (plus applicable taxes)

Renewal Fee

Rs. 199 (plus applicable taxes)

Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits

N/A

Movie & Dining

Get a discount of 25% on movie tickets through BookMyShow & exclusive discount offers on dining through the Culinary Treats Programme.

Rewards Rate

2 Reward points per Rs. 100 spent

Reward Redemption

The earned Reward Points can be redeemed against a variety of products and shopping vouchers on www.icicibank.com. 1 Reward Point = Rs. 0.25.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

The card member will not be liable for any transactions made on the card once it is reported lost/stolen/damaged.

Spend Based Waiver

Spend Rs. 50,000 or more in a year and get your renewal fee waived off

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.4% per month (or 40.8% per annum)

Fuel Surcharge

You get a 1% fuel surcharge waiver across all HPCL petrol pumps.

Cash Advance Charges

2.5% of the amount withdrawn subject to a minimum of Rs. 300

Add-on Card Fee

Nil

  • Save 3.5% on fuel transactions (2.5% cashback and 1% fuel surcharge waiver).
  • Get 2 Reward Points on every retail spend of Rs. 100.
  • A 25% discount on movies through BookMyShow.
  • Exciting discount offers on dining through the Culinary Treats Programme.
  • Earn fuel worth Rs. 500 for 2,000 Reward Points.
  • Easily redeemable Reward Points, which can be redeemed through www.icicibank.com
  • Spend-based renewal fee waiver.
By Bharti Bisht
Updated On July 17, 2023

The ICICI Bank HPCL Coral Credit Card is a co-branded credit card that provides its customers with exciting reward offers in partnership with HPCL (Hindustan Petroleum Corporation Limited). With a nominal joining fee of Rs. 199, this card rewards you in the form of Reward points, which can be redeemed against a variety of products/vouchers through www.icicibank.com or you can even redeem these points against fuel purchases. Other than reward points, the card provides exclusive discount offers on dining through the ICICI Bank Culinary Treats Programme and a 25% discount on movies through BookMyShow.

Being best suited for fuel purchases, the card also gives you a 1% fuel surcharge waiver and an additional discount of 2.5% on fuel transactions at HPCL petrol pumps. Moreover, you can save more with the card by getting your renewal fee waived off on the basis of your total annual spends. To know detailed benefits of the ICICI Bank HPCL Coral Credit Card and its fees & charges, keep reading the information given below:

ICICI Bank HPCL Coral Credit Card Rewards:

  • You get 2 Reward points on every spend of Rs. 100 on retail purchases.
  • 2.5% cashback (up to Rs. 100) on purchasing fuel worth Rs. 500 and more from authorized HPCL fuel outlets.
  • Fuel purchases are not eligible for Reward points.

Rewards Redemption

  • The Reward Points you earn using your ICICI Bank HPCL Coral Credit Card can easily be redeemed against several products, vouchers, etc, available at www.icicibank.com
  • To redeem your Reward Points, log in to www.icicibank.com, and choose the option against which you want to redeem your points.
  • 1 Reward Point = Re. 0.25.
  • You can redeem 2,000 Reward Points against fuel worth Rs. 500.

Movie & Dining Benefits

  • On purchasing a minimum of two tickets, you can avail of a discount of 25% (up to Rs. 100).
  • This discount on movies can be availed two times a month on BookMyShow.
  • You can avail of up to 15% discount on dining across over 800 participating restaurants through the Culinary Treats Programme.

Joining and Renewal Fee Waiver

The renewal fee of Rs. 199 is waived off if you spending Rs. 50,000 or more in an anniversary year.

Fuel Surcharge Waiver

  • You get a 1% fuel surcharge waiver across all HPCL petrol pumps for all fuel transactions worth Rs. 4,000 or more.

How To Apply?

You can apply for the ICICI Bank HPCL Coral Credit Card either by visiting your nearest branch or by applying online as follows:

  • Go to https://www.icicibank.com/.
  • Choose the option ‘Credit Card’ under the section ‘Apply Online.’
  • Fill in all the required details.
  • Choose the ICICI Bank HPCL Coral Credit Card from the list of ICICI Bank credit cards.
  • Complete all the formalities as instructed by the website.

Conclusion

The ICICI Bank HPCL Coral Credit Card is amongst the Top fuel credit cards in the market. The card doesn’t only provide you with Reward Points but also gives you an opportunity to redeem your earned points wherever you want to. Being in partnership with HPCL, this card comes with additional discount offers on fuel purchases at HPCL pumps which can help you save amazingly on fuel. With a very nominal joining/renewal fee, this card provides its customers with benefits across several categories, including dining, entertainment, etc.

You can also get the renewal fee waived off for this card by spending just Rs. 50,000 in an anniversary year, which is another great chance for you to save. So, with all these exclusive advantages, the ICICI Bank HPCL Coral Credit Card becomes a great choice for anyone who is looking for a card with a low joining/renewal fee & maximum saving opportunities.

FAQs:

Yes, you can redeem your 2000 Reward Points against fuel worth Rs. 500.

The Reward redemption fee on the ICICI Bank HPCL Coral Credit Card is Rs. 99 per redemption request.

With your ICICI bank HPCL Coral credit card, you can avail of a 25% discount on movies through BookMyShow twice a month.

No, you get a 2.5% discount on fuel purchases at all HPCL petrol pumps through your ICICI Bank HPCL Coral Credit Card.

Yes. You can apply online easily for this card through the netbanking website of the ICICI Bank, i.e., https://www.icicibank.com/.

The interest rate on the ICICI Bank HPCL Coral credit card is 3.40% per month.

ICICI_Bank_HPCL_Coral_Credit_Card

ICICI Bank HPCL Coral Credit Card

(4.2/5)

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