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Joining Fee

NIL

Joining Fee

Nil

Joining Fee

Nil

Welcome Benefits

Amazon Voucher worth Rs. 500, 3 complimentary lounge access/3 meal vouchers, 50% discount (up to Rs.100) on the first transaction on google pay, and 10% cashback (upto Rs. 2,000).

Welcome Benefits

3 complimentary airport lounge access, an Amazon gift voucher worth Rs. 500, 10% cashback up to Rs. 1,000, and 50% discount on Google Pay.

Welcome Benefits

Amazon voucher worth Rs. 500 and 3 complimentary domestic lounge access

Rewards Rate

For every Rs. 150 spent using this credit card, the cardholders will get 2 Reward Points.

Rewards Rate

1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.

Rewards Rate

Cashback of 1.5%on online spends and 1% cashback on all other spends.

Movie & Dining

Get a “Buy 1 Get 1” offer on booking movie tickets through BookMyShow on Saturdays.

Movie & Dining

NA

Movie & Dining

Buy 1 Get 1 Free offer on movies on Saturdays & Up to 15% discount at over 1,000 restaurants across major cities in India.

Reward Redemption

Redeem your reward points for gift vouchers, cosmetics, home appliances, donations, etc. 1 RP = up to Rs. 0.37

Reward Redemption

You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.

Reward Redemption

The cashback is credited back within 45 days of the card’s statement date.

Travel

NA

Travel

NA

Travel

NA

Golf

NA

Golf

NA

Golf

NA

Domestic Lounge

NA

Domestic Lounge

NA

Domestic Lounge

NA

International Lounge

NA

International Lounge

NA

International Lounge

NA

Insurance Benefits

NA

Insurance Benefits

NA

Insurance Benefits

Insurance cover worth Rs. 3,00,000 against misuse of the card from up to 24 hours prior to the time of reporting the loss of card.

Zero Liability Protection

Zero liability protection up to Rs. 3,00,000 in case of fraud or loss of card.

Zero Liability Protection

Zero liability of the cardholder for fraudulent transactions taking place post the loss or theft of the card is the same is reported to the bank within the prescribed time frame.

Zero Liability Protection

No liability of the cardholder against any deceitful transaction in case of loss or theft of the card is the same is reported to the bank within the time prescribed by the bank.

Joining Fees

Nil

Joining Fees

Nil

Joining Fees

Nil

Renewal Fee

Nil

Renewal Fee

Nil

Renewal Fee

Rs. 750

Spend based Waiver

NA

Spend based Waiver

NA

Spend based Waiver

Renewal fee waived on expenditure of Rs. 1,00,000 in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Rs. 50 per redemption request.

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.50% on all international spends

Foreign Currency Markup

3.5% on all foreign currency transactions.

Foreign Currency Markup

3.5% + GST on all foreign currency spends

Interest Rates

3.49% p.m. (41.88% p. a.)

Interest Rates

1.99% to 3.49% per month.

Interest Rates

3.49% per month (41.88% annually)

Fuel Surcharge

1% fuel surcharge waiver at all fuel stations in India.

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions.

Fuel Surcharge

1% fuel surcharge is applicable

Cash Advance Charge

2.5% of the advance amount or Rs. 500, whichever is higher.

Cash Advance Charge

2.5% of the withdrawn amount subject to a minimum of Rs. 500.

Cash Advance Charge

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil