Axis Bank AURA Credit Card

Axis Bank AURA Credit Card

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Axis Bank ACE Credit Card

Axis Bank ACE Credit Card

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Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

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Joining Fee

Rs. 749 + GST

Joining Fee

Rs. 499 + GST

Joining Fee

Rs. 500 + GST
Rewards and Benefits

Welcome Benefits

A Decathlon voucher worth Rs. 750.

Welcome Benefits

N/A

Welcome Benefits

Introductory Benefits Worth Rs. 600 on Card Issuance

Rewards Rate

2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spends.

Rewards Rate

5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants.

Rewards Rate

5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends.

Movie & Dining

Up to a 20% discount on dining at partner restaurants.

Movie & Dining

A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

Movie & Dining

Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program

Reward Redemption

EDGE Points earned on the card are redeemable for shopping/travel vouchers and for purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal.

Reward Redemption

Your earned cashback is automatically credited to the cardholders' accounts.

Reward Redemption

Travel

N/A

Travel

Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.

Travel

Accelerated Cashback (4%) on Uber Rides

Golf

N/A

Golf

NA

Golf

Domestic Lounge

N/A

Domestic Lounge

4 complimentary airport lounge visits to domestic airport lounges per year

Domestic Lounge

1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)

International Lounge

N/A

International Lounge

NA

International Lounge

Insurance Benefits

N/A

Insurance Benefits

NA

Insurance Benefits

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank

Zero Liability Protection

Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days.

Zero Liability Protection

Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days.
Fees & Charges

Renewal Fee

Rs. 749 + GST

Renewal Fee

Rs. 499 + GST

Renewal Fee

Rs. 500 + GST

Spend Based Waiver

N/A

Spend Based Waiver

Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.

Spend Based Waiver

Annual fee waived on spends of Rs. 3.5 lakhs

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Rewards Redemption Fee

NA

Foreign Currency Markup

3.5% of the transaction amount

Foreign Currency Markup

3.5% of the transaction amount

Foreign Currency Markup

3.5% of the total amount

Interest Rates

3.40% per month (or 49.36% annually)

Interest Rates

3.6% per month or 52.86% annualized 

Interest Rates

3.6% per month (52.86% annually)

Fuel Surcharge

1% fuel surcharge waived off at all fuel stations for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 250 in a month)

Fuel Surcharge

1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month).

Fuel Surcharge

1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).

Cash Advance Charges

3.4% of the withdrawn amount or a minimum of Rs. 500

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

Cash Advance Charges

2.5% (Min. Rs. 500) of the withdrawn amount.

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil

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