Axis Bank AURA Credit CardApply Now |
Axis Bank ACE Credit CardApply Now |
Flipkart Axis Bank Credit CardApply Now |
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Joining Fee Rs. 749 + GST | Joining Fee Rs. 499 + GST | Joining Fee Rs. 500 + GST | |
Rewards and Benefits |
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Welcome Benefits A Decathlon voucher worth Rs. 750. | Welcome Benefits N/A | Welcome Benefits Introductory Benefits Worth Rs. 600 on Card Issuance | |
Rewards Rate 2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spends. | Rewards Rate 5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants. | Rewards Rate 5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends. | |
Movie & Dining Up to a 20% discount on dining at partner restaurants. | Movie & Dining A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program. | Movie & Dining Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program | |
Reward Redemption EDGE Points earned on the card are redeemable for shopping/travel vouchers and for purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal. | Reward Redemption Your earned cashback is automatically credited to the cardholders' accounts. | Reward Redemption | |
Travel N/A | Travel Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card. | Travel Accelerated Cashback (4%) on Uber Rides | |
Golf N/A | Golf NA | Golf | |
Domestic Lounge N/A | Domestic Lounge 4 complimentary airport lounge visits to domestic airport lounges per year | Domestic Lounge 1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year) | |
International Lounge N/A | International Lounge NA | International Lounge | |
Insurance Benefits N/A | Insurance Benefits NA | Insurance Benefits | |
Zero Liability Protection Cardholder shall not be liable for any fraudulent transaction made with the card post reporting the loss of card to the bank | Zero Liability Protection Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days. | Zero Liability Protection Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days. | |
Fees & Charges |
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Renewal Fee Rs. 749 + GST | Renewal Fee Rs. 499 + GST | Renewal Fee Rs. 500 + GST | |
Spend Based Waiver N/A | Spend Based Waiver Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000. | Spend Based Waiver Annual fee waived on spends of Rs. 3.5 lakhs | |
Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | Rewards Redemption Fee NA | |
Foreign Currency Markup 3.5% of the transaction amount | Foreign Currency Markup 3.5% of the transaction amount | Foreign Currency Markup 3.5% of the total amount | |
Interest Rates 3.40% per month (or 49.36% annually) | Interest Rates 3.6% per month or 52.86% annualized | Interest Rates 3.6% per month (52.86% annually) | |
Fuel Surcharge 1% fuel surcharge waived off at all fuel stations for transactions between Rs. 400 and Rs. 4,000 (max waiver of Rs. 250 in a month) | Fuel Surcharge 1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month). | Fuel Surcharge 1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month). | |
Cash Advance Charges 3.4% of the withdrawn amount or a minimum of Rs. 500 | Cash Advance Charges 2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500. | Cash Advance Charges 2.5% (Min. Rs. 500) of the withdrawn amount. | |
Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil |