Compare Cards India - Apply Right Credit Card For You

IDFC FIRST Classic Credit Card Apply Now	AU Bank Altura Plus Credit Card Apply Now	AU Bank Altura Credit Card Apply Now	ixigo AU Credit Card Apply Now
Joining Fee Nil	Joining Fee Nil	Joining Fee Nil	Joining Fee Nil
Rewards and Benefits
Welcome Benefits Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.	Welcome Benefits N/A	Welcome Benefits N/A	Welcome Benefits 1000 RPs and Rs. 1000 ixigo Money Voucher on First Transaction Within 30 days of Card Issuance
Rewards Rate 3 Reward Points on every offline spend of Rs. 150 & 6 Reward Points on every online spend of Rs. 150.	Rewards Rate 1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.	Rewards Rate Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.	Rewards Rate 20 RPs for Train Bookings on ixigo, 10 RPs for Online Spends and 5 RPs for Offline Spends
Movie & Dining Get a 25% discount on movies (up to Rs. 100) on the Paytm app, once per month, and up to 20% discount on dining through your IDFC FIRST Classic Credit Card.	Movie & Dining NA	Movie & Dining N/A	Movie & Dining N/A
Reward Redemption The Reward Points can be redeemed instantly for online transactions & partner stores. Here, 1 Reward Point = Rs. 0.25.You have to pay a convenience fee of Rs. 99 plus taxes to redeem your rewards points.	Reward Redemption The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.	Reward Redemption N/A	Reward Redemption Redeem Rewards at ixigo App or AU Rewardz
Travel Get complimentary Railway lounge access 4 times in a calendar quarter. You also get complimentary roadside assistance worth Rs. 1399 4 times in a year	Travel Free railway lounge access (twice each quarter)	Travel Complimentary access to railway lounges.	Travel 10% Discount on Flight, Bus & Hotel Bookings
Golf NA	Golf N/A	Golf N/A	Golf N/A
Domestic Lounge N/A	Domestic Lounge N/A	Domestic Lounge N/A	Domestic Lounge 8 Per Year
International Lounge NA	International Lounge N/A	International Lounge N/A	International Lounge 1 Per Year, Priority Pass to be Issued on Request
Insurance Benefits You get a personal accident cover worth Rs. 2 Lakhs and a lost card liability cover worth up to Rs. 25,000	Insurance Benefits N/A	Insurance Benefits N/A	Insurance Benefits Credit Shield up to Rs. 1 Lakh
Zero Liability Protection You will not be liable for any fraudulent transactions made on your card if the loss is reported to the bank in a timely manner.	Zero Liability Protection You will not be liable for any fraudulent transactions made on your card once the card is reported lost/stolen to the bank.	Zero Liability Protection Zero liability of the credit cardholder in case of loss or theft of card post reporting the same to the bank.	Zero Liability Protection Cardholder Will Not Be Liable for Any Fraudulent Transaction if the Card is Reported Lost or Stolen to the Bank in a Timely Manner
Fees & Charges

Renewal Fee Nil	Renewal Fee Nil	Renewal Fee Nil	Renewal Fee Nil
Spend Based Waiver NA	Spend Based Waiver N/A	Spend Based Waiver Spend Rs. 10,000 in the first 90 days for a fee waiver. For an annual fee waiver, there should be spends of Rs. 40,000 or more in a year.	Spend Based Waiver Renewal Fee Waived on Spends of Rs. 1 Lakh in a Year
Rewards Redemption Fee Rs. 99 plus taxes	Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee Rs. 99 + GST
Foreign Currency Markup 3.5% on all foreign currency spends.	Foreign Currency Markup 3.49% on all foreign currency spends.	Foreign Currency Markup 3.49% on all international spends.	Foreign Currency Markup Zero
Interest Rates 0.75% to 3.5% per month	Interest Rates 3.49% per month	Interest Rates 3.49% per month	Interest Rates 3.49% Per Month
Fuel Surcharge 1% fuel surcharge waiver (up to Rs. 200 per statement cycle)	Fuel Surcharge 1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.	Fuel Surcharge Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000.	Fuel Surcharge 1% on Fuel Transactions Between Rs. 400 and Rs. 5,000
Cash Advance Charges Rs. 199	Cash Advance Charges 2.5% of the transacted amount or Rs. 100	Cash Advance Charges Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two.	Cash Advance Charges 2.5% of the Transaction Amount
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee N/A

IDFC FIRST Classic Credit Card

AU Bank Altura Plus Credit Card

AU Bank Altura Credit Card

ixigo AU Credit Card

Rewards and Benefits

Fees & Charges

Quick Link

Contact Info