ixigo AU Credit Card

Welcome Benefit

When you make your first transaction within the first 30 days of card issuance, you will receive 1,000 Reward Points and ₹1,000 in ixigo money vouchers.

To get the best value from the welcome benefits, it’s better to convert your reward points into ixigo money. 1,000 Reward Points = ₹500 ixigo money.

ixigo AU Credit Card Reward Point Earning

• Earn 5 Reward Points for every ₹200 spent, whether online, offline, or via UPI on the RuPay variant.
• Reward points are not applicable on fuel, rent, education, government payments, jewelry, insurance, wallet reloads, or international spends.
• All reward points are valid for 2 years.

A maximum of 10,000 Reward Points can be earned in a month. 

Milestone Benefits

Earn 5,000 bonus reward points on spending ₹75,000 or more in a calendar quarter. If you convert these points into ixigo money at the best value (1 Reward Point = ₹0.50), the 5,000 bonus points translate to ₹2,500 in ixigo money, giving an effective reward rate of 3.33% on a quarterly spend of ₹75,000.

Reward Redemption

You can redeem your rewards at AU Rewardz or the ixigo app. A minimum of 200 Reward Points is needed for redemption. You would be charged a small fee of ₹99, plus applicable taxes, when redeeming your rewards.

ixigo AU Credit Card Travel Benefits

Here are the other main features and benefits of the ixigo AU Credit Card.

Discounts on Flight, Hotel & Bus Bookings

• Enjoy a 10% instant discount on flight bookings (up to ₹3,000) with code IXIGOCCFLY.
• Get a 10% instant discount on bus bookings (up to ₹300) using IXIGOCCBUS.
• Avail a 10% instant discount on hotel bookings (up to ₹3,000) with IXIGOCCSTAY.
• Also, pay zero payment gateway fee on train bookings twice a month on both ixigo and ConfirmTkt apps, giving you a total of 4 waivers every month (2 on ixigo trains + 2 on ConfirmTkt).

All discounts are exclusively available on ixigo and can be availed once every month.

Free International Lounge Access

One international lounge access in a year via Priority Pass. After exceeding the set limit of complimentary visits, cardholders shall be charged $35 + taxes for lounge visits within India and outside India via Priority Pass.

Free Domestic Lounge Access

Primary ixigo AU Credit Cardholders can get up to 2 domestic airport lounge visits each quarter, but only if they spend ₹50,000 or more in the previous calendar quarter.

So, if you want lounge access between April and June, you’ll need to spend at least ₹50,000 between January and March. You can check the full list of eligible airport lounges online.

Complimentary Railway Lounge Access

• 8 complimentary railway lounge access in a year is provided with the ixigo AU Bank Credit Card.
• Add-on cardholders can also benefit from this complimentary lounge access.
• You will need your AU Bank Credit Card and a valid train ticket to access the railway lounge.

List of  Railway Lounges Accessible via ixigo AU Credit Card

Eligibility Criteria for ixigo AU Credit Card

The applicant must meet the following criteria to be eligible for the ixigo AU Credit Card.

• Must be between the ages of 21 and 60.
• Must be a resident of India.
• Must be registered on ixigo.
• Add-on cardholders should be over 18.

Quick Comparison Between ixigo AU and Scapia Credit Card

When comparing the ixigo AU and Scapia Credit Card, it’s essential to consider your specific travel requirements. The ixigo AU card is a great option if you enjoy earning rewards for travel-related expenses, mainly through the ixigo app. It provides complimentary lounge access and helps you save on foreign currency fees.

On the other hand, the Scapia Federal Credit Card is an ideal choice if you’re looking for lifetime free access and want to earn rewards on all your spending, not just travel. The card also offers unlimited domestic lounge access for ₹20,000 every month, which is quite enticing. Both cards waive foreign currency fees, making them excellent choices for frequent international travelers.

Verdict

Both the ixigo AU Credit Card and the Scapia Credit Card offer attractive benefits for travelers. The ixigo AU Credit Card offers valuable perks, including complimentary domestic and international airport lounge access, a welcome benefit of a ₹1,000 ixigo money voucher, discounts on hotel, flight, and travel bookings, and a straightforward rewards program for travel bookings made through the ixigo app.

If we consider airport lounge access, the Scapia Credit Card is the better option. It offers unlimited lounge visits on monthly spends of ₹20,000, whereas the ixigo AU Credit Card requires ₹50,000 in a quarter for just 2 visits per quarter.

So, frequent travelers can get more value from the Scapia Credit Card. It also comes with additional travel benefits like airport privileges and more, all while being lifetime free, just like the ixigo AU Credit Card.

ixigo AU Credit Card Review

The ixigo AU Credit Card is best suited for people who travel frequently within India. It is AU Bank’s first co-branded credit card and offers good rewards on travel bookings made through ixigo. These reward points can be redeemed for vouchers, merchandise, mobile recharges, and even flight or hotel bookings.

With zero joining and annual fees, a decent rewards structure, and complimentary lounge access, it stands out as a solid travel card. However, it makes the most sense for users who prefer booking through ixigo.

If you usually book via MakeMyTrip, the ICICI MakeMyTrip co-branded card could be a better fit. Similarly, the Scapia Federal Credit Card is another strong option in the travel segment.

Let us know your thoughts on the ixigo AU Bank Travel Credit Card in the comments below.