AU Bank Altura Credit Card

Welcome Benefits

• If the cardholder can spend an amount of Rs. 2,500 or more using his credit card within the first 60 days of the card issuance date, you will get a cashback of 5%.
• The maximum cashback per statement cycle is capped at Rs. 150.

AU Small Finance Bank Altura Credit Card Cashback

• You get 2% cashback on groceries, utility bill payments, and departmental stores (capped at Rs. 50 per statement cycle).
• You get a cashback of 1% on all other spends (capped at Rs. 50 per statement cycle).
• You don’t get any cashback on fuel transactions.

Milestone Benefit

You can earn a cashback of Rs. 50 every statement cycle on exceeding spends of Rs. 10,000.

Travel Benefits

• Every quarter, the cardholders will get 2 complimentary visits to the railway lounges.
• You can avail of the lounge facility at selected locations, including Kolkata, New Delhi, Ahmedabad, Jaipur, Agra, and Madurai.
• The primary, as well as add-on cardholders can enjoy the complimentary lounge access within the above-mentioned numbers.

Fuel Surcharge Waiver

• The cardholders will get a surcharge waiver of 1% on all fuel transactions ranging between Rs. 400 and Rs. 5,000 at all fuel stations in the country.
• The surcharge waiver amount is capped at Rs. 100 per statement cycle.

Spend-Based Waiver

• If the credit cardholder spends an amount exceeding Rs. 10,000 or more using his credit card within the first 90 days of the card issuance date, the joining fee of Rs. 199 will be waived.
• The renewal fee of Rs. 199 for this credit card will be waived if the cardholder spends more than Rs. 40,000 in an anniversary year.

Eligibility Criteria

To get the AU Small Finance Bank Altura Credit Card, you will have to fulfil the below-mentioned criteria:

• The primary applicant should be between 21 and 60 years of age.
• The add-on applicant should be above the age of 18 years.
• The applicant should be an Indian resident.

How To Apply?

• Visit the official website of the bank https://www.aubank.in/.
• Under the section cards, choose ‘Credit Card.’
• Select the AU Small Finance Bank Altura Credit Card & click on view details.
• Click on ‘Apply Now.’
• Enter your mobile number and verify it using OTP.
• Proceed with the application.

Bottom Line

The AU Small Finance Bank Altura Credit Card provides amazing cashback offers with a very nominal annual fee of Rs. 199. Along with being a pocket-friendly card, the card can be considered an excellent choice for people who are going to start their credit journey and want a card with fantastic saving opportunities. The card doesn’t only provide you with cashback but also allows you to save a lot by getting your annual fee waived every year. So, if you are looking for an entry-level credit card to start your credit journey, the AU Small Finance Bank Altura Credit Card would be a perfect choice.