Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card

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Swiggy HDFC Bank Credit Card

Swiggy HDFC Bank Credit Card

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Cashback SBI Credit Card

Cashback SBI Credit Card

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Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card

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ICICI Bank Coral Credit Card

ICICI Bank Coral Credit Card

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Joining Fee

Rs. 500 + GST

Joining Fee

Rs. 500 + GST

Joining Fee

Rs. 999 + GST

Joining Fee

Rs. 499 + GST

Joining Fee

Rs. 500 + GST
Rewards and Benefits

Welcome Benefits

Amazon Voucher Worth Rs. 500

Welcome Benefits

Complimentary 3-Month Swiggy One Membership

Welcome Benefits

NA

Welcome Benefits

499 NeuCoins

Welcome Benefits

N/A

Rewards Rate

25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges, 10% cashback on utility bill payments via the Airtel Thanks app, 10% cashback on Swiggy, Zomato and BigBasket, and 1% cashback on other spends.

Rewards Rate

10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories

Rewards Rate

5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.

Rewards Rate

2% & 1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. Additional 5% back as NeuCoins on the Tata Neu app or website.

Rewards Rate

1 Reward Point per Rs. 100 you spend on utilities & insurance related spends, and 2 Reward Points per Rs. 100 spent elsewhere.

Movie & Dining

Up to 20% off on dining across 4000+ participating restaurants.

Movie & Dining

10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more

Movie & Dining

NA

Movie & Dining

NA

Movie & Dining

25% discount up to Rs. 100 on movie ticket booking on BookMyShow. Get up to 15% discount on dining.

Reward Redemption

Direct cashback to the credit card statement.

Reward Redemption

Cashback will be automatically redeemed in the form of Swiggy Money

Reward Redemption

Cashback earned with the card will be automatically credited to next month’s statement.

Reward Redemption

The earned NeuCoins can be redeemed via the Tata Neu application or website on specified Tata brands.

Reward Redemption

The Reward Points are redeemable against an array of categories, and cash back at a rate of 1 Reward Point = Re. 0.25.

Travel

Complimentary domestic lounge access.

Travel

Upto 5% cashback on merchants like Uber and Ola

Travel

NA

Travel

Complimentary access to domestic airport lounges.

Travel

You get complimentary access to the airport and railway lounges every quarter.

Golf

NA

Golf

NA

Golf

NA

Golf

NA

Golf

N/A

Domestic Lounge

4 complimentary domestic lounge access every year.

Domestic Lounge

NA

Domestic Lounge

NA

Domestic Lounge

4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter.

Domestic Lounge

1 Domestic Lounge Access Every Quarter (4 Each Year)

International Lounge

NA

International Lounge

NA

International Lounge

NA

International Lounge

NA

International Lounge

N/A

Insurance Benefits

NA

Insurance Benefits

NA

Insurance Benefits

NA

Insurance Benefits

NA

Insurance Benefits

N/A

Zero Liability Protection

You will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Zero Liability Protection

Cardholder will not be liable for any fraudulent transaction made with the card in case of timely reporting to the bank about loss or theft of card

Zero Liability Protection

The cardholder will not be liable for any fraudulent transaction if the card is reported lost or stolen to the bank in a timely manner.

Zero Liability Protection

Cardholders will not be held liable for any fraudulent transaction that takes place through their credit card in the event of loss or theft of the card if the same is reported to the bank within 7 days from the date of loss or theft.

Zero Liability Protection

The bank provides protection to its customer in case of loss or theft of credit card if reported within a stipulated time provided by the bank.
Fees & Charges

Renewal Fee

Rs. 500 + GST

Renewal Fee

Rs. 500 + GST

Renewal Fee

Rs. 999 + GST

Renewal Fee

Rs. 499 + GST

Renewal Fee

Rs. 500 + GST

Spend Based Waiver

The annual fee is waived off on spending Rs. 2 lakhs or more in the previous year.

Spend Based Waiver

Renewal fee waiver on spending Rs. 2 Lakhs in the year

Spend Based Waiver

The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year.

Spend Based Waiver

The renewal fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year.

Spend Based Waiver

You get a spend-based waiver in case the annual spend is more than 1,50,000 in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Rewards Redemption Fee

NIL

Rewards Redemption Fee

Rs. 99 per redemption request

Rewards Redemption Fee

Rs. 99 per redemption request

Foreign Currency Markup

3.5% of the total transaction amount.

Foreign Currency Markup

3.5% of the total amount

Foreign Currency Markup

3.5% of the international transaction

Foreign Currency Markup

3.5% on the cross currency transactions

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month

Interest Rates

3.6% per month or 43.2% per annum

Interest Rates

3.5% p.m. (42% p.a.)

Interest Rates

3.75% per month (45% annually)

Interest Rates

3.4% per month (40.80% per annum)

Fuel Surcharge

1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 4,000.

Fuel Surcharge

NA

Fuel Surcharge

1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement)

Fuel Surcharge

1% of the fuel surcharge will be waived off on fuel transactions.

Fuel Surcharge

You get a fuel surcharge waiver of 1% across all HPCL petrol stations in India. This offer valid for transaction up to Rs 4,000/-

Cash Advance Charges

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Cash Advance Charges

2.5% of the amount or Rs. 500, whichever is higher

Cash Advance Charges

2.5% of the amount withdrawn or a minimum charge of Rs. 500.

Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

Cash Advance Charges

2.5% of the transaction amount or subject to a minimum fee of Rs.300

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil

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