Airtel Axis Bank Credit CardApply Now |
Swiggy HDFC Bank Credit CardApply Now |
Cashback SBI Credit CardApply Now |
Tata Neu Plus HDFC Bank Credit CardApply Now |
ICICI Bank Coral Credit CardApply Now |
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Joining Fee Rs. 500 + GST | Joining Fee Rs. 500 + GST | Joining Fee Rs. 999 + GST | Joining Fee Rs. 499 + GST | Joining Fee Rs. 500 + GST |
Rewards and Benefits |
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Welcome Benefits Amazon Voucher Worth Rs. 500 | Welcome Benefits Complimentary 3-Month Swiggy One Membership | Welcome Benefits NA | Welcome Benefits 499 NeuCoins | Welcome Benefits N/A |
Rewards Rate 25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges, 10% cashback on utility bill payments via the Airtel Thanks app, 10% cashback on Swiggy, Zomato and BigBasket, and 1% cashback on other spends. | Rewards Rate 10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories | Rewards Rate 5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle. | Rewards Rate 2% & 1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. Additional 5% back as NeuCoins on the Tata Neu app or website. | Rewards Rate 1 Reward Point per Rs. 100 you spend on utilities & insurance related spends, and 2 Reward Points per Rs. 100 spent elsewhere. |
Movie & Dining Up to 20% off on dining across 4000+ participating restaurants. | Movie & Dining 10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more | Movie & Dining NA | Movie & Dining NA | Movie & Dining 25% discount up to Rs. 100 on movie ticket booking on BookMyShow. Get up to 15% discount on dining. |
Reward Redemption Direct cashback to the credit card statement. | Reward Redemption Cashback will be automatically redeemed in the form of Swiggy Money | Reward Redemption Cashback earned with the card will be automatically credited to next month’s statement. | Reward Redemption The earned NeuCoins can be redeemed via the Tata Neu application or website on specified Tata brands. | Reward Redemption The Reward Points are redeemable against an array of categories, and cash back at a rate of 1 Reward Point = Re. 0.25. |
Travel Complimentary domestic lounge access. | Travel Upto 5% cashback on merchants like Uber and Ola | Travel NA | Travel Complimentary access to domestic airport lounges. | Travel You get complimentary access to the airport and railway lounges every quarter. |
Golf NA | Golf NA | Golf NA | Golf NA | Golf N/A |
Domestic Lounge 4 complimentary domestic lounge access every year. | Domestic Lounge NA | Domestic Lounge NA | Domestic Lounge 4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter. | Domestic Lounge 1 Domestic Lounge Access Every Quarter (4 Each Year) |
International Lounge NA | International Lounge NA | International Lounge NA | International Lounge NA | International Lounge N/A |
Insurance Benefits NA | Insurance Benefits NA | Insurance Benefits NA | Insurance Benefits NA | Insurance Benefits N/A |
Zero Liability Protection You will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner. | Zero Liability Protection Cardholder will not be liable for any fraudulent transaction made with the card in case of timely reporting to the bank about loss or theft of card | Zero Liability Protection The cardholder will not be liable for any fraudulent transaction if the card is reported lost or stolen to the bank in a timely manner. | Zero Liability Protection Cardholders will not be held liable for any fraudulent transaction that takes place through their credit card in the event of loss or theft of the card if the same is reported to the bank within 7 days from the date of loss or theft. | Zero Liability Protection The bank provides protection to its customer in case of loss or theft of credit card if reported within a stipulated time provided by the bank. |
Fees & Charges |
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Renewal Fee Rs. 500 + GST | Renewal Fee Rs. 500 + GST | Renewal Fee Rs. 999 + GST | Renewal Fee Rs. 499 + GST | Renewal Fee Rs. 500 + GST |
Spend Based Waiver The annual fee is waived off on spending Rs. 2 lakhs or more in the previous year. | Spend Based Waiver Renewal fee waiver on spending Rs. 2 Lakhs in the year | Spend Based Waiver The annual fee can be waived on spending Rs. 2,00,000 or more in the previous year. | Spend Based Waiver The renewal fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year. | Spend Based Waiver You get a spend-based waiver in case the annual spend is more than 1,50,000 in the previous year. |
Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | Rewards Redemption Fee NIL | Rewards Redemption Fee Rs. 99 per redemption request | Rewards Redemption Fee Rs. 99 per redemption request |
Foreign Currency Markup 3.5% of the total transaction amount. | Foreign Currency Markup 3.5% of the total amount | Foreign Currency Markup 3.5% of the international transaction | Foreign Currency Markup 3.5% on the cross currency transactions | Foreign Currency Markup 3.5% of the transaction amount |
Interest Rates 3.6% per month | Interest Rates 3.6% per month or 43.2% per annum | Interest Rates 3.5% p.m. (42% p.a.) | Interest Rates 3.75% per month (45% annually) | Interest Rates 3.4% per month (40.80% per annum) |
Fuel Surcharge 1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 4,000. | Fuel Surcharge NA | Fuel Surcharge 1% fuel surcharge waiver for transactions between Rs. 500 and Rs. 3,000 at petrol pumps across India. (waiver capped at Rs. 100 per statement) | Fuel Surcharge 1% of the fuel surcharge will be waived off on fuel transactions. | Fuel Surcharge You get a fuel surcharge waiver of 1% across all HPCL petrol stations in India. This offer valid for transaction up to Rs 4,000/- |
Cash Advance Charges 2.5% of the withdrawn amount or Rs. 500 (whichever is higher) | Cash Advance Charges 2.5% of the amount or Rs. 500, whichever is higher | Cash Advance Charges 2.5% of the amount withdrawn or a minimum charge of Rs. 500. | Cash Advance Charges Higher of 2.5% of the amount withdrawn or Rs. 500. | Cash Advance Charges 2.5% of the transaction amount or subject to a minimum fee of Rs.300 |
Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil |