Standard Chartered has launched the all-new premium Beyond Credit Card in India, expanding a product line previously available in markets like Singapore.
The Beyond Credit Card is designed for affluent customers and offers curated benefits, including Taj experiences, MakeMyTrip privileges, and Luxe gift cards. Cardholders can earn rewards of up to 3.3% on routine spends, along with 2% rewards on essential categories such as government payments, utilities, and insurance. Paired with unlimited airport lounge access along with eight guest visits and a suite of lifestyle perks, the Beyond Credit Card positions itself as a compelling high-end option for those looking to elevate both travel and daily spending.
The card carries a joining fee of ₹15,000 plus GST, while the annual fee of ₹25,000 plus GST can be waived based on FUM qualification.
Features of SC Beyond Credit Card
Take a closer look at the full range of benefits offered by the new Standard Chartered Beyond Credit Card, and see how it stacks up against other premium cards in the market.
- ₹15,000 in welcome vouchers offered upon payment of the joining fee. Cardholders can choose from Taj, MakeMyTrip, and Luxe Gift Cards.
- ₹60,000 worth of reward points on annual spends of ₹20 lakh.
- Enjoy 2 complimentary golf games or lessons every month at select premium courses.
- Get Buy 1 Get 1 Free on movie and event tickets through BookMyShow. Free movie ticket value is capped at ₹1,000. This offer is valid once per card each month.
- Indulge in premium dining with 25% off up to ₹2,500 when booking via EazyDiner.
- Save more with 15% cashback at duty-free stores worldwide.
- Enjoy a low 2% forex markup on all international card transactions.
- ₹1,200 annual fuel surcharge waiver, assuming monthly fuel spends of ₹10,000.
- Enjoy unlimited domestic and international lounge access on your Beyond Credit Card, along with eight guest visits every year.
Eligibility Criteria
Applicants for the Standard Chartered Beyond Credit Card must be between 18 and 70 years old and meet the bank’s eligibility criteria, which includes maintaining Funds Under Management (FUM) of ₹50 lakh or more.
FUM may consist of savings balances, term deposits, investments made through the bank, total paid-up life insurance premiums for active policies, or the market value of demat holdings with Standard Chartered.
The applicant must also reside in a location where the bank sources credit cards, and all applications will undergo the bank’s standard credit and policy checks.
Bottom Line
The all-new Standard Chartered Beyond Credit Card brings a strong mix of premium benefits and a decent reward rate. With movie offers, dining discounts, travel perks, and more, it’s well-suited for high-net-worth individuals seeking an elevated experience.
The only notable drawback is the steep eligibility requirement, which ties the card to a premium banking relationship with Standard Chartered. Even so, it’s encouraging to see the bank re-enter India’s credit card space with a fresh, high-end offering after being relatively quiet in the market.
This card is likely going to be available on the Visa Infinite variant.