SBI Card has announced a special Flipkart offer for its credit cardholders during the ongoing August 2026 sale. Under the offer, eligible SBI Credit Cardholders can get an instant discount of up to 10% on eligible purchases made on Flipkart, along with additional bonus discounts on higher-value transactions.
The offer is valid for 10 days in August 2026, including an early-access period for Flipkart Plus and Flipkart Black members.
- Early Access: August 7, 2026, for Flipkart Plus and Black members
- Main Sale: August 8 to August 16, 2026, for all eligible cardholders
Which SBI Credit Cards Are Eligible?
The offer is applicable to most SBI Credit Cards, excluding:
- SBI Corporate Credit Cards
- SBI Cashback Credit Card
- Paytm SBI Credit Cards
- Flipkart SBI Credit Card
- RuPay Credit Card transactions made through UPI
The offer is also not valid on Cash on Delivery transactions.
SBI Credit Card Flipkart Offer Details
Eligible SBI Credit Cardholders can avail of a 10% instant discount on Flipkart purchases, subject to category-wise minimum transaction values and discount limits. For mobiles, the minimum transaction value is ₹4,990, with a maximum discount of ₹750 on full-swipe transactions and ₹1,250 on eligible EMI transactions.
For other eligible categories, excluding Mobiles, Minutes, Lifestyle and Grocery, the minimum transaction value is also ₹4,990. Cardholders can get up to ₹1,250 discount on full-swipe transactions and up to ₹1,500 on eligible EMI transactions. The offer also includes separate flat discounts for selected Flipkart categories:
| Category | Minimum Transaction | Discount |
| Grocery | ₹2,500 | ₹150 |
| Minutes | ₹1,000 | ₹100 |
| Lifestyle | ₹1,500 | ₹120 |
Additional Bonus Discounts
Cardholders can also unlock additional discounts on higher-value transactions. These bonus offers are additive to the applicable base discount. A transaction of ₹24,990 or more can qualify for a bonus discount of up to ₹750, while select products with a transaction value of ₹39,990 or more can receive an additional discount of up to ₹750.
Higher-value purchases can unlock further bonus discounts:
- ₹49,990 and above: Up to ₹750 bonus discount
- ₹69,990 and above: Up to ₹1,500 bonus discount
- ₹99,990 and above: Up to ₹1,000 bonus discount
The maximum bonus discount available per card during the entire offer period is ₹4,750.
When the base and bonus offers are combined, the maximum total discount is capped at ₹7,750 per card during the offer period.
Flipkart SBI Credit Card Offer
Flipkart SBI Credit Cardholders are excluded from the main offer but can avail a separate offer on eligible full-swipe transactions.
Under this offer, selected Mobiles, Large Appliances and Electronics with a minimum transaction value of ₹4,990 will qualify for a 5% instant discount of up to ₹500.
Bottom Line
Overall, the SBI Credit Card Flipkart August 2026 offer can be particularly useful for customers making high-value purchases, as combining the base discount with applicable bonus offers can provide savings of up to ₹7,750 per card during the sale period. People looking to upgrade their home appliances, mobile phones, and more can take advantage of this sale.