Flipkart SBI Credit Card
- Updated On: 4 April, 2026
Flipkart, Myntra, Cleartrip, Zomato, Uber, PVR, and Netmeds are all household names that have become part of our daily lives. Whether it’s buying clothes, groceries, booking a movie ticket, or hailing a cab, we end up spending on these platforms regularly. That’s why having a card that offers good cashback on all such spends is truly a must-have.
The Flipkart SBI Credit Card delivers cashback across several popular brands and platforms. Starting with Flipkart and Cleartrip, the card offers 5% cashback (up to ₹4,000 each quarter) and 7.5% cashback on Myntra with a separate cap of ₹4,000. And if cardholders thought that was all, there’s more in store. The card also offers 4% cashback (up to ₹4,000 each quarter) across four other partners, Netmeds, Swiggy, Uber, and PVR. With such popular names included, this card rewards you on almost all essential spends. All other eligible expenses will receive 1% cashback, with no cap.
There’s the miles game, and then there’s cashback. While collecting reward points and redeeming them later for flights and hotels can be rewarding, it’s not for everyone. Cashback, on the other hand, is simple and straightforward. With the Flipkart SBI Credit Card, the cashback is automatically adjusted against the next month’s credit card statement, making it easy, instant, and hassle-free.
Flipkart SBI Credit Card
( 4.8 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
5% Cashback for Spends on Flipkart and Cleartrip. 7.5% Cashback for Myntra Spends and 4% Cashback for Spends on Other Partners, Such as Zomato, Netmeds, PVR, and Uber
Welcome Benefits
Flipkart Gift Card Worth ₹250
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
5% Cashback for Spends on Flipkart and Cleartrip. 7.5% Cashback for Myntra Spends and 4% Cashback for Spends on Other Partners, Such as Zomato, Netmeds, PVR, and Uber
Reward Redemption
Cashback is Credited Against Statement
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Annual Charges are Reversed on Spends of ₹3.5 Lakh
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.5%
Interest Rates
3.75% Per Month (45% Annually)
Fuel Surcharge Waiver
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000
Cash Advance Charges
2.5% or ₹500 (Whichever is Higher)
Product Details
- This is a co-branded offering between SBI Card and Flipkart.
- This card is most suitable for those who often shop with Flipkart and Myntra and even use Cleartrip for their travel bookings.
- Available at a reasonable joining fee of ₹500 + GST, this card is quite affordable and offers cashback on several partners.
- Cardholders can even earn 4% cashback on Netmeds, PVR, Uber, and Zomato.
Pros/Cons
Pros
- This card comes at an affordable joining and renewal charge of ₹500 + GST.
- The welcome benefits offered with this card are quite attractive.
- This card is great for those looking for straightforward cashback.
Cons
- Airport lounge access is not provided with this card.
- This card doesn’t offer any renewal benefits.
- The Flipkart SBI Credit Card is only available on the Mastercard and Visa networks, meaning this card cannot be used for UPI payments since it is not available on the RuPay network.
Gift Vouchers Worth ₹250 As Welcome Benefit
The Flipkart SBI Credit Card offers Flipkart gift vouchers worth ₹250 as a welcome benefit. The gift card will be sent to the cardholder’s registered email ID or mobile number within 60 days of receiving the joining fee.
Earn Cashback on Flipkart, Myntra, Cleartrip, and More
The Flipkart SBI Credit Card gives 5% cashback on Flipkart and Cleartrip, but what really stands out is the 7.5% cashback on Myntra purchases. On top of that, you also get 4% cashback with select partners, which for now include Netmeds, Uber, Zomato, and PVR (though these may change over time). Overall, it’s a solid card if you’re looking to earn high cashback across popular platforms and everyday brands. Here’s a breakdown of all the cashback rates and caps in the table below.
| Category | Cashback |
| Flipkart | 5% Cashback (Quarterly Cashback Limit of ₹4,000) |
| Cleartrip | 5% Cashback (Quarterly Cashback Limit of ₹4,000) |
| Myntra | 7.5% Cashback (Quarterly Cashback Limit of ₹4,000) |
| Zomato, Uber, Netmeds and PVR | 4% Cashback (Quarterly Cashback Limit of ₹4,000) |
| All Other Eligible Spends | 1% Unlimited Cashback |
A minimum spend of ₹100 or more is required on each transaction to be eligible for cashback. All cashback earned will be auto-credited to the cardholder’s account within 15 days after the statement cycle.
Exclusions
Cashback is not applicable on Merchant EMI & Flexipay EMI transactions, as well as on the following categories: Fuel, Rentals, Government Payments, Jewellery, Insurance, Schools & Education, Gaming, Wallets, and EMI spends on Flipkart, Cleartrip, and Myntra.
Flipkart SBI Vs Flipkart Axis Credit Card
Both cards are practically the same, except for a few differences. For instance, the Flipkart SBI Card offers higher value in welcome benefits, and the two cards have different partners under the 4% cashback category. Apart from these differences, both cards largely mimic each other.
| Categories | Flipkart SBI | Flipkart Axis |
| Fee | ₹500 + GST | ₹500 + GST |
| Welcome Benefits | Gift Voucher Worth ₹250 | Gift Vouchers Worth ₹350 |
| 5% and Above Cashback |
|
|
| 4% Cashback | Partners – Zomato, Uber, Netmeds, and PVR | Partners – Swiggy, Uber, PVR, and cult.fit |
| Airport Lounge | N/A | N/A |
Bottom Line
SBI Card has built a strong lineup of rewarding co-branded credit cards in India, from the PhonePe SBI Cards to the Flipkart SBI Card.
The Flipkart SBI Credit Card is not only affordable but also one of the most rewarding cashback cards available. It works best for those who frequently shop on Flipkart or its partner platforms like Myntra and Cleartrip. Interestingly, the card offers even higher cashback on Myntra purchases (7.5%) compared to Flipkart spends (5%), which is quite a surprise for many.
Whether you’re a young fashion enthusiast, a dedicated homemaker, or a frequent traveler, this card ensures decent cashback across a wide mix of brands and platforms.
FAQs:
What are the welcome benefits offered with the Flipkart SBI Card?
Cardholders are eligible for a gift voucher worth ₹250 upon payment of the joining fees.
How much do I need to spend on Myntra in a quarter to get the maximum ₹4,000 cashback?
Since Myntra offers 7.5% cashback with a quarterly cap of ₹4,000, you would need to spend around ₹53,334 in a quarter to reach the cashback limit.
Is the Flipkart SBI Credit Card available on RuPay?
No, the Flipkart SBI Credit Card is only available on the Mastercard and Visa networks.
How much do I need to spend on Flipkart or Cleartrip in a quarter to get the maximum ₹4,000 cashback?
Flipkart and Cleartrip offer 5% cashback with a quarterly cap of ₹4,000. To hit the cap, you would need to spend ₹80,000 in a quarter on either platform.
3 comments
Khushi
The joining fee of ₹500 + GST for the Flipkart SBI Credit Card seems okay, and the best part is that the renewal fee gets waived if I spend enough in a year. For someone who shops online occasionally but still wants good cashback, this card looks like a decent option.
Kartik Kanwar
Exactly
Mohd Aqeel
Fully Fake credit card they not given you cashback give you reward dont give false information