When it comes to credit cards, the IndusInd Legend and ICICI Bank Coral Credit Cards stand out for their unique perks and benefits. Both cards are designed for people with different spending habits, making them suitable for a wide range of users.
The IndusInd Legend is a lifetime-free card with a rewarding structure that allows users to earn points on their purchases. Its highlights include a monthly Buy-One-Get-One movie ticket deal. On the other hand, the ICICI Bank Coral Credit Card focuses on dining and travel perks. Discounts on movie tickets and dining at numerous restaurants enhance your shopping experience. Both cards provide benefits, but your choice will depend on your personal preferences and spending patterns.
IndusInd Legend Credit Card
The IndusInd Legend Credit Card is a lifetime free card, meaning there are no annual fees. It offers a solid rewards structure, allowing you to earn reward points on your purchases. For every ₹100 spent, you earn 1 Reward Point on weekdays and 2 Reward Points on weekends. You can also earn 3,000 bonus Reward Points when you spend ₹5 lakhs or more in a year.
It also offers a monthly Buy-One-Get-One movie ticket offer via BookMyShow, with the free ticket capped at ₹200. The foreign currency markup is relatively low at 1.8%, another bonus. While the card has great benefits, it does not offer dining discounts or many international perks. The IndusInd Legend Credit Card is a great choice for anyone looking for a dependable card that offers rewards and travel benefits without annual fees.
ICICI Bank Coral Credit Card
The ICICI Coral Credit Card, offered by ICICI Bank, is designed for those who enjoy dining, entertainment, and travel perks. It comes in three variants: Visa, Mastercard, and AmEx, allowing users to choose their preferences. For every ₹100 spent, you earn up to 2 Reward Points, which can be redeemed for a variety of products or cash back.
Additional benefits include a 25% discount on movie tickets booked through BookMyShow and a 15% discount on dining at over 2,500 partner restaurants. Cardholders also enjoy complimentary access to domestic airport and railway lounges once every quarter, provided they meet a spending requirement. The joining and renewal fee is ₹500 plus applicable taxes, but this can be waived with annual spending. With features like milestone bonuses of up to 10,000 points and waivers on fuel surcharges, the ICICI Coral Credit Card is a great choice for rewarding everyday spending and better travel experiences.
Comparing IndusInd Legend and ICICI Bank Coral Credit Card
| Features | IndusInd Legend Credit Card | ICICI Bank Coral Credit Card |
| Annual Fee | Nil | ₹500 + GST |
| Reward Rate | 1 Reward Point/₹100 for Spends on Weekdays (~0.50%) and 2 Reward Points/₹100 for Spends on Weekends (~1%) | 0.25% Back On Utility & Insurance Spends (1 RP/₹100) And 0.50% Back On All Other Eligible Spends (2 RPs/₹100) |
| Reward Redemption | 1 RP = ₹0.50 | 1 RP = ₹0.25 |
| Welcome Benefits | N/A | N/A |
| Movie/Dining | BOGO on Movie Ticket Bookings Up to ₹200 (Once Each Month) | 25% Off (Up To ₹100) On BookMyShow And INOX Tickets By Spending ₹25,000 Or More In The Previous Quarter |
| Airport Lounge Access | N/A | 1 Domestic Lounge Access Every Quarter (4 Each Year) |
Bottom Line
Both the IndusInd Legend and ICICI Bank Coral Credit Cards provide valuable benefits, but which one is better for you depends on your lifestyle. If you want a card with no annual fees and prefer earning rewards on everyday spending, the IndusInd Legend is a great choice. It also offers benefits such as a movie-ticket deal, making it perfect for travelers who enjoy movies.
On the other hand, if you often dine out and want more rewards related to dining and entertainment, the ICICI Bank Coral Credit Card may be a better fit. It provides discounts on dining and movies, along with milestone bonuses, boosting your spending experience. Take a moment to review your spending habits to find the best credit card for you.