A private sector bank in India, the AU Small Finance Bank, came into existence in April 2017. This bank entered the banking field to provide top-class service to low- and middle-income individuals. AU Bank has launched its credit cards, offering a wide variety of benefits and deals to its customers. AU Bank offers a range of credit cards, from entry-level to high-end, that provide benefits to cardholders across various categories.
Although these credit cards are relatively new to the market, they offer exclusive benefits to cardholders, including accelerated cashback, higher reward points, excellent welcome benefits, and milestone rewards. Due to the benefits that AU Bank’s credit cards provide, this bank has become the go-to option for credit cards. These days, people are more inclined to travel by air than by road, as this saves a lot of time and energy. However, along with these benefits, they also need travel-related benefits, such as complimentary access to airport lounges where they can sit and relax before their flight. This has become one of the important features that credit cardholders look for these days before applying for a credit card. Therefore, to give you an idea of the number of lounge accesses you will receive with these credit cards and the lounges to which you will have access, please continue reading the article.
All AU Credit Cards except Zenith+ have a spend-based requirement for free airport lounge access. Cardholders must spend ₹20,000 in a calendar quarter to be eligible for free domestic airport lounge access. They shall be eligible for it two days after making the spend.
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AU Bank offers a range of credit cards that provide benefits across various categories, including Travel, Lifestyle, Shopping, and Fuel. These cards also include complimentary access to domestic and international lounges under the Visa and Priority Pass Programs. Below is a list of AU Bank Credit Cards that offer free access to airport lounges.
Two Visits Each Quarter on Spends of ₹50,000 or More in the Previous Quarter
1 Per Year, Priority Pass to be Issued on Request
1 Complimentary Airport Lounge Access Every Quarter (Paid Feature)
N/A
4 Complimentary Lounge Access Every Quarter (16 Each Year)
16 complimentary international lounge access
2 Free Visits Each Quarter on Spending ₹50,000 in a Calendar Quarter
N/A
2 Free Visits Each Quarter on spending ₹50,000 in a Calendar Quarter
N/A
One Free Visit Each Quarter on Spending ₹50,000 or More Each Quarter
One Free Visit Each Quarter
2 Complimentary Lounge Access Every Quarter (8 Each Year) on Spending ₹20,000 Each Quarter
8 Free International Lounge Visits
The following table lists prominent lounges that accommodate AU Bank Credit Cards in India, which you may want to verify. For the full list, refer to this.
| City | Lounge Name | Terminal |
| Bangalore | BLR Lounge
080 Lounge 080 Lounge |
Domestic T1
Domestic T2 International T2 |
| Chennai | Travel Club Lounge A
Travel Club Lounge B Travel Club Lounge Travel Club Lounge |
Domestic T1
Domestic T1 Domestic T4 International T3 |
| Chandigarh | Primus Lounge
Primus Lounge |
Domestic Main Terminal
International Main Terminal |
| Hyderabad | Encalm Lounge
Encalm Lounge |
Domestic T1
International T1 |
| Kolkata | Travel Club Lounge
Travel Club Lounge |
Domestic T1
International T2 |
| Mumbai | Travel Club Lounge
Oasis Lounge Adani Lounge Loyalty Lounge Clipper Aviserv Lounge |
Domestic T1C
Domestic T1B Domestic T2 International T2 Arrival Terminal |
| New Delhi | Encalm Lounge
Encalm Lounge Encalm Lounge Encalm Lounge |
Domestic T1D
Domestic T2 Domestic T3 International T3 |
To enjoy complimentary lounge access with your AU Bank Credit Card, it’s important to understand the conditions tied to your spending, card type, and usage of the Priority Pass. Here’s a breakdown of the key terms:
All AU Bank Credit Cards except Zenith+ come with a quarterly spend condition for complimentary lounge access.
Minimum Required Spends: ₹20,000 in a calendar quarter
Eligibility: Lounge access is enabled 2 days after reaching the spend threshold. The bank, however, will try to communicate the same on a best effort basis.
Newly onboarded cardholders get a 30-day waiver on the spend-based eligibility. Complimentary lounge access is granted for the first 30 days after card activation. After 30 days, access is subject to ₹20,000 quarterly spend eligibility.
The Priority Pass lounge access fee for AU Credit Cardholders has increased from $27 to $35 per visit. This new fee applies to guest visits after the complimentary international visits quota is exhausted and to any use of Priority Pass lounges within India. The update affects Zenith, Vetta, and ABC Pro cardholders only, and domestic lounge access should now be through the Visa or RuPay network instead of Priority Pass.
For comprehensive details about Priority Pass with AU Bank Credit Cards, read here!
Complimentary visits to airport lounges are a key feature that applicants seek in credit cards nowadays. Many people are required to travel frequently, whether for vacations or work. Therefore, they look for comfortable travel options, preferring credit cards that offer free access to airport lounges where they can relax and enjoy meals. These lounges help you avoid the crowded and hectic scenes at the airport, making travel more hassle-free. Typically, you need to pay a fee to access these lounges, but with the credit cards mentioned above, you get complimentary access. This also helps you save a significant amount of money that you would otherwise spend on entrance fees to enjoy these lounge services.
To know whether your AU Bank Credit Card has lounge access or not, you can either check the official card details on the AU Bank Website or you can call AU Bank Credit Card Customer Care to confirm the same.
The process for accessing the complimentary lounge is straightforward. Visit the airport, show your credit card to the receptionist at the lounge gate, and mention that your card includes lounge access. Present your card and follow any additional instructions or formalities they provide.
You can find the AU Bank LIT Credit Card lounge access list on the official AU Bank website. To verify if a specific lounge is included, you can also contact AU Bank Credit Card customer care.
No, this credit card does not offer free access to airport lounges, but it does include two complimentary visits each quarter to railway lounges.