Axis Bank Freecharge Credit Card

Axis Bank Freecharge Credit Card Features and Benefits

The Freecharge Credit Card offered by Axis Bank has become a popular one as it offers a good cashback rate at a nominal annual fee. Apart from this, the card has several exclusive advantages, which are mentioned below in detail:

Milestone Benefits

Other Benefits

• Get a discount of up to 10% on Myntra.
• Earn up to Rs. 100 credit every month on Shuttl.
• Get up to Rs. 100 credit every month on the Fresh menu.
• 50% off on annual subscription on Eros Now.

Spend-Based Annual Fee Waiver

The annual fee is waived if you spend Rs. 50,000 or more in the previous anniversary year.

Rewards Redemption

• 1 EDGE Reward Point = Rs. 0.2 for redemption against a variety of items.
• The EDGE Reward Points you earn through your Axis Bank Freecharge credit card can be redeemed via the mobile banking app of Axis Bank or the Axis EDGE Rewards portal.
• The points can be redeemed against 500+ options available here on the website.

Freecharge Axis Bank Credit Card Fees and Charges

Some of the important fees and charges associated with the Axis Bank Freecharge Card are as follows:

• The annual fee of this credit card is Rs. 250, which is waived if the cardholder has spent Rs. 50,000 or more in the previous year.
• The interest rate on the Axis Bank Freecharge Credit Card is 3.6% per month.
• The foreign currency markup fee on this credit card is 3.5% of the total transaction amount.
• The cash withdrawal charges of the Axis Bank Freecharge Card are 2.5% of the withdrawn amount, subject to a minimum of Rs. 500.

Axis Bank Freecharge Credit Card Eligibility Criteria

The applicants need to fulfil the following eligibility criteria in order to get approved for the Axis Bank Freecharge Credit Card:

• The age of the applicant should be above 21 years.
• The applicant should be a resident of India.
• The applicant should have a stable source of income.
• The applicant should have a decent credit history.

Documents Required

The documents required to apply for the Freecharge Axis Bank Credit Card are as mentioned below:

• Identity Proof: PAN Card, Driving License, Passport, etc.
• Address Proof: Aadhaar Card.
• Proof of Income: Latest salary slips/bank statements or latest ITR.

How To Apply For The Axis Bank Freecharge Credit Card?

You can apply for this credit card through the Freecharge app on your mobile phone.

• Click on “Credit Cards”
• Fill in your details
• Submit your application

Axis Bank Freecharge Credit Card Review

Although the Axis Bank Freecharge credit card doesn’t come with a variety of benefits, it can be considered a significant card for utility bill payments, mobile recharges, etc. As you earn a cashback of 5% on the Freecharge app, you can save a lot on making utility bill payments, mobile recharges, etc. through the app. Due to its cashback rate and affordable fee, it can be considered comparable with the Flipkart Axis Bank Credit Card, which is another popular offering of the bank. So, if you want a credit card with low joining/annual fees and decent benefits, you can go with the Freecharge Card. It also allows you to get Reward Points on your eligible regular spending. You can also check out the Axis Bank Freecharge Plus Credit Card.

Moreover, you don’t need to carry a physical card with you every time as it is a virtual credit card. However, you can get a physical credit card as well if you want. So, it will not be a bad decision to go with the Axis Bank Freecharge credit card as it provides you exclusive reward points with great redemption choices.