YES Prosperity Rewards Credit Card

YES BANK Prosperity Rewards Milestone Benefits

With YES BANK Prosperity reward credit card, you can earn 10,000 reward points on annual spending of Rs 1,80,000 or more in the anniversary year

Reward Points

• You earn 2 Reward Points on every Rs 200 spent on all categories other than select categories.
• You earn 1 Reward Point for every INR 200 on Select categories.
• You earn 4 Reward Points per Rs. 200 spent on dining and travel, capped at 750 RPs per month.
• Get 500 Reward Points on each YES PayNow registration.
• You get an accelerated reward point on select transactions on YESCART
• You can also avail  great offers across travel, dining, shopping, wellness and more, in select cities

Reward Redemption:

• You can redeem your reward points from the product catalog at the YESREWARDZ portal.
• These reward points can also be redeemed for Air miles. You can use 10 Reward Points to redeem 1 InterMile or 1 Club Vistara.
• For hotel and flight bookings 1 reward point value is equivalent to Rs. 0.25.
• For redeeming reward points against shopping, e-vouchers, movies, recharges, etc. 1 reward point value is equivalent to Rs. 0.10.

Spend Based Waiver

• Joining fee waived on spend of Rs 5,000 within first 90 days of the card issuance.
• On annual spend of Rs 25,000/- get the annual fee waived off for the subsequent year.

Fuel Surcharge Waiver

You get a 1% surcharge waiver on fuel transactions across all fuel stations in India for transactions between Rs 400 to Rs 5000/-

Instant EMI

Get access to an instant loan from your Yes bank credit card by converting it into an EMI. Transaction up to Rs 2500/-  can be converted into an EMI. You can earn reward points transactions converted into an EMI.

Features Instant EMI option

• No documentation required
• Zero Processing fee charged on conversion
• Interest rates ranging from 12% pa to 15%pa
• Repayment period of 3 months to 24 months
• Minimum Transaction amount Rs 2500

Eligibility Criteria

Conclusion

YES BANK Prosperity Rewards credit card is one of the basic YES Bank Credit Cards that offers you a decent reward rate on your net spends. The card provides you decent redemption option on its reward portal YESREWARDZ and these reward point accumulated can also be redeemed against Air Miles (10 Reward Points = 1 Inter Miles/ 1 Club Vistara).

You also get accelerated reward points on the select transactions with YESCART and can also avail the special offers on travel, dining, shopping, wellness, and more, in select cities with YES Privileges. What do you think about this card? Do let us know about this card in the comment section below.