One of the world’s largest hospitality and hotel chains, Accor is a familiar name for travelers, and Accor Live Limitless (ALL), its loyalty program, is an excellent choice for frequent travelers, rewarding them for Accor hotel stays and other travel. The loyalty program offers benefits and reward points at all parts of your journey; it is pretty convenient to rack up ALL points. Although it is not possible to get a tremendous value out of your points because they have a fixed redemption ratio, you can still get huge benefits from them in multiple ways.
Accor was once considered one of the best transfer partners due to its ease of use and accessibility from Axis Bank credit cards such as Olympus, Horizon, and Atlas. However, as of April 2026, Accor is no longer a rewards transfer partner with Axis Bank.
You can earn ALL points by staying at their partner hotels, transferring credit card points, car rentals, shopping, and other ways. Similarly, you have several options to redeem your ALL points. In this article, we will learn about the Accor Live Limitless loyalty program and how to make the best use of it.
4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends (~4%). 2 Reward Points/₹100 for All Other Eligible Spends (~2%)
₹1,000 Cashback, PostCard Voucher Worth ₹3,000, and 3 Month EazyDiner Membership on Spending ₹25,000 Within 30 Days of Card Issuance
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The HSBC TravelOne Credit Card is a travel-focused card with a joining and annual fee of ₹4,999 + GST, best suited for frequent travelers. You earn 4 Reward Points per ₹100 on flights, travel platforms, and international spends, and 2 Reward Points per ₹100 on other eligible purchases. Points can be transferred to multiple airline and hotel partners at a 1:1 ratio, making it valuable for air miles and hotel stays. The card also offers six domestic and four international lounge visits every year, golf rounds and lessons, travel discounts on popular platforms, milestone benefits on high annual spends, and purchase protection cover.
5 Reward Points/₹150 on Regular Spends (3.33%) | Up To 10x Reward Points On SmartBuy (Up To 33.33%) | 2x Reward Points (10/₹150) On Weekend Dining (6.67%)
Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)
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The Diners Club Black credit card is another HDFC Bank super-premium card, quite similar to the Infinia. You get lounge access and travel insurance with the card, along with membership to Club Marriott, Swiggy One, and Amazon Prime. You would also get 5 reward points for every Rs. 150 spent. Reward points can be converted to ALL points at a 2:1 ratio (2 RPs = 1 ALL point)
5 Reward Points/₹150 Spent (3.33% Reward Rate)
12,500 Bonus Reward Points and Complimentary Club Marriott Membership
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The Infinia credit card is HDFC Bank’s premium offering and is strictly invite-only. With this card, you get lounge access, dedicated concierge service, and travel insurance. Other than travel, the card offers privileges across all major categories.
3 Reward Points/₹100 Spent
20,000 Reward Points
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The HSBC Premier Metal Credit Card stands out as a strong alternative for Accor loyalists, as it continues to offer a 1:1 transfer ratio to Accor Live Limitless (ALL). With steady reward earnings and flexible redemption options, cardholders can still extract solid value for hotel stays, making it one of the few reliable options in the market for those who prefer converting points into Accor stays.
| Credit Card | Reward Point Earning | Conversion Ratio | Effective Reward Rate |
| HSBC TravelOne | 4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends | 1:1 | Up to 8% |
| HDFC Diners Club Black Metal | 5 Reward Points On Every ₹150 Spent. Up To 10X Reward Points On Spends Through The SmartBuy Portal | 2:1 | Up To 3.33% On Regular Spends And Up To 33.33% On 10X SmartBuy Spends |
| HDFC Infinia | 5 Reward Points On Every ₹150 Spent. Up To 10X Reward Points On Spends Through The SmartBuy Portal | 2:1 | Up To 3.33% On Regular Spends And Up To 33.33% On 10X SmartBuy Spends |
| HSBC Premier Metal | 3 Reward Points/₹100 Spent | 1:1 | 6% Reward Rate |
The Reserve credit card offers a complimentary Accorplus membership to the primary cardholders. You get an ALL Silver tier status, and it is renewed every year until the card is active. The following benefits are offered as a part of the membership –
Automatic enrolment to Worldwide Le Club Accor Hotels with the Silver Level
Customers get the following certificates as Joining Benefit-
Accor is, without any doubt, a huge hotel chain and has partner hotels and stays across the world, offering you limitless travel options. You can earn and redeem your ALL points at more than 5000 hotels and over 100 countries worldwide.
No matter your budget and occasion, you can choose from more than 40 Accor hotel brands, right from economy to premium luxury. You can spend a luxury vacation night at Raffles or choose a midscale property for business travel.
Here are some of the most popular Accor properties across different categories –
Luxury – Fairmont, Raffles, Sofitel, Delano, Rixos, Emblems, etc.
Premium – Adagio Premium, Grand Mercure, Movenpick, The Sebel, Pullman, Mantis, Peppers, etc.
Midscale – Adagio, Mercure, Tribe, Novotel, Mama Shelter, etc.
Economy – Adagio Access, Ibis, Greet, Jo & Joe, HotelF1, etc.
To start earning ALL reward points and start redeeming them, you must have an ALL account first.
You’ll get a Membership Number once your account is up and running, and you can use it to earn ALL reward points. All your reward points will be credited to this account, and you can redeem them for hotel stay discounts, gift vouchers, travel, etc.
Once you have your ALL account, you are good to start earning Reward Points and using them how you want.
One of the simplest and most convenient ways to earn ALL reward points is booking hotel stays at one of Accor’s 5000+ properties across the globe.
Once you create your ALL account, you earn Classic member status, but there are 4 Elite Status tiers apart from the basic tier. You can progress through the tiers by reaching the minimum spend amount or staying for a number of nights at Accor hotels. As your tier status progresses, you get more benefits and more reward points.
You earn this status tier when your membership begins, and you earn 25 reward points per every €10 spent at eligible properties in this tier. This tier offers –
You earn this status by staying for a total of 10 nights or spending €800 or more. You earn 31 reward points at eligible properties per €10 spent in this tier. This tier offers everything that the Classic tier offers and more –
You earn this status by staying for a total of 30 nights or spending €2800 or more. You earn 37 reward points at eligible properties per €10 spent in this tier. This tier offers everything offered in the Silver tier and more –
You earn this status by staying for a total of 60 nights or spending €5600 or more. You earn 44 reward points at eligible properties per €10 spent in this tier. This tier offers everything under the Gold tier and more –
You earn this status only by spending €10,400 or more, and it has the same reward points as the Platinum status tier. However, it has a few extra benefits, and you can gift an ALL Gold status tier to one person you choose. This tier offers everything offered under the Platinum membership and more –
You can transfer your reward points on your credit cards to Accor Live Limitless reward points. You can do so by selecting Axis Bank and HDFC Bank credit cards at a fixed conversion ratio.
Now that we know how to earn ALL reward points, the next step is how to use them and redeem them for the maximum benefits. Here are the various ways you can use them –
The best way to redeem your ALL reward points is when you stay at Accor hotels anywhere around the world. There are more than 4000 hotels globally, and you can get discounted or even free stays at hotels through your points.
You need a minimum of 2000 ALL points for redemption, and you can redeem your points only in multiples of 2000. You will have to use cash or a credit card to pay taxes and other charges.
If your stay costs €90, then you will be able to use just 4000 reward points, which will be equal to €80. The rest €10, you’ll have to pay by cash or card.
Follow these steps to redeem your ALL points for your next stay –
You can convert your ALL reward points to partner airlines’ Airmiles at a fixed ratio.
Follow these steps to transfer ALL points to the partner airline’s miles –
Other Ways to Redeem ALL Points
Being one of the largest hotel chains in the world, Accor is loved by travelers globally, and its Accor Live Limitless program offers you many benefits and privileges. The best way you can earn ALL reward points is by staying at any of Accor’s 4000+ hotel properties around the world. You can even transfer your credit card reward points to ALL points.
Similar to earning ALL points, the best way to redeem points is for stays at Accor hotels. However, you can redeem ALL points only in multiples of 2000. There are other options for redeeming your ALL points as well. We recommend you use your ALL points for hotel stays if you want maximum benefit out of them because the value of points is reduced when you go for other options.
Do you plan on staying at an Accor hotel anytime soon? Be sure to sign up for their Accor Live Limitless loyalty program so that you can earn and make full use of your ALL reward points.
You can convert your select HSBC and HDFC Bank credit cards reward points to Accor Live Limitless (ALL).
If you want to earn and redeem ALL points, you need to make an ALL account first. You can do it in the following manner –
You will get a Membership ID after account setup and all your ALL reward points will be credited to this account
The following are the best ways to earn ALL reward points –
You can also earn points by dining and shopping, through car rental partners, booking vacation homes with Onefinestay, and transferring Airlines Miles
You can redeem your ALL points for discounted stays and hotels at Accor properties around the world. 1 ALL point = €40, when you redeem points against your hotel stay price but you can only redeem points in multiples of 2000. If you have 5000 ALL points, you can only use 4000 at a time and the rest amount you will need to pay by cash or card.
Follow these steps if you want to redeem your ALL points for a hotel stay or discount –
3 comments
Ankit Berry
I have tow CCs. HDFC and Axis and both have ACCOR as travel partner. Can I transfer my rewards from both CC to one ACCOR ID?
Kartik Kanwar
Yes, we can transfer.
Sandeep
Pay with points is not showing against any property. I called Novotel kolkata they said redemption can only be done online .