By Bharti Bisht
Updated On September 22, 2021

The Standard Chartered Manhattan Credit Card is a credit card issued by the Standard Chartered bank in order to provide its customers with exclusive benefits and rewards. With this card, you get an assured cashback of 5% on groceries, supermarkets, and departmental stores. On other spends, you get 3 reward points on every purchase of Rs. 150. These reward points can easily be redeemed against a lot of options available at the 360-degree Rewards portal.

It comes with a joining fee of Rs. 999 and the cardholders are welcomed with a bonus of 5,000 Reward Points. Also, there is a nominal renewal fee of Rs. 999 and that too can be waived off on the basis of your spends in the previous year. To know more about the Standard Chartered Manhattan Credit Card, and its features, refer to the information given below:

Best Suited For

Shopping |

Joining Fee

Rs. 999 plus applicable taxes

Reward Type

Reward Points | Cashback |

Product Details

  • Welcome bonus of 5,000 bonus Reward Points.
  • Get a 5% cashback on groceries, departmental stores, and supermarkets.
  • Get 3 Reward Points on every other purchase of Rs. 150.
  • Renewal fee waiver on spending Rs. 1,20,000 or more in the previous year.
  • Easy Reward redemption through the 360-degree Rewards portal.

Rewards and Benefits

Welcome Benefits

5,000 bonus Reward Points

Movie & Dining

NA

Rewards Rate

3 Reward Points on every Rs. 150 spent, and 5% cashback on departmental stores, groceries, and supermarkets.

Reward Redemption

The earned reward points can be redeemed on the 360-degree Rewards portal. Here, 1 Reward Point = Rs. 0.25.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

Zero liability protection against a lost/stolen card is provided once the loss is reported to the bank.

Fees & Charges

Joining Fee

Rs. 999 plus applicable taxes

Renewal Fee

Rs. 999 plus applicable taxes

Spend based Waiver

The renewal fee is waived off on spending Rs. 1,20,000 or more in the previous year.

Rewards Redemption Fee

Rs 99 per redemption request

Rewards Redemption Fee

Rs 99 per redemption request

Foreign Currency Markup

3.5% on all overseas transactions

Interest Rates

3.75% per month (45% per annum)

Fuel Surcharge

1% fuel surcharge is applicable subject to a minimum of Rs. 10.

Cash Advance Charge

3% of the amount withdrawn or Rs. 300 (whichever is higher)

Add-on Card Fee

Nil

Welcome Benefits

You get 5,000 bonus Reward Points as a welcome benefit after successful payment of the joining fee.

Standard Chartered Manhattan Credit Card Rewards:

  • A cashback of 5% on groceries, departmental stores, and supermarkets (maximum cashback of Rs. 500 in a month and Rs. 150 per transaction is allowed).
  • This cashback is only applicable on a minimum transaction of Rs. 1000.
  • You get 3 Reward Points on every other spend of Rs. 150.

Rewards Redemption

  • The Reward Points you earn can be easily redeemed on the 360-degree Rewards portal against various categories, such as travel, lifestyle, electronics, home & family, electronics, charity, and many more.
  • 1 Reward Point = Rs. 0.25.
  • Minimum 500 Reward Points are required for redemption.

Fuel Surcharge

The 1% fuel surcharge is applicable on all fuel transactions done through the Standard Chartered Manhattan Credit Card.

Joining and Renewal Fee Waiver

The renewal fee of Rs. 999 is waived off if you spend Rs. 1,20,000 or more in one anniversary year.

Eligibility Criteria

  • The age of the applicant should be between 21 and 65 years.
  • It is mandatory for the applicant to have a stable monthly income.

Conclusion

The Standard Chartered Manhattan Credit Card would be a great choice for people looking for a card with a nominal fee and exclusive cashback offers. Not only cashback, but this card also offers you Reward Points based on your spending. Moreover, you get 5,000 Reward Points as a welcome benefit, which means a great start to your journey with this card. The spend-based renewal fee waiver is another great feature of the card. So, if you are looking for a card with exciting reward offers and great saving opportunities, the Standard Chartered Manhattan Credit Card is for you.

FAQs:

The minimum age required to apply for the Standard Chartered Manhattan Credit Card is 21 years.

The interest rate on the Standard Chartered Manhattan credit card is 3.75% per month.

Yes, the card welcomes its customers with a welcome benefit of 5,000 bonus points.

The cash advance charges on the Standard Chartered Manhattan credit card are 3% of the transacted amount subject to a minimum of Rs. 300.

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