- Joining Fee₹350 + GST
- Annual Fee₹350 + GST
- Best Suited ForTravel
- Rewards TypeCashback
Rewards Rate
2 Reward Points every ₹100 spend on retail purchases, and 10x Rewards on booking tickets at standalone hotels, apps, or websites.
Welcome Benefits
N/A
Standard Chartered Credit Cards With Low Forex Markup Fee
- Updated On: 5 January, 2026
When traveling abroad or shopping online from international stores, many people encounter the Forex markup fee. This fee is added to the total when you make a purchase in a foreign currency using your credit card. It can often come as a surprise, leading many to seek cards that minimize or avoid this extra charge. Understanding these fees can help save money while enjoying your travels or online shopping. Fortunately, Standard Chartered offers credit cards that come with low Forex markup fees, making them a great option for those who travel frequently or make international purchases.
Choosing the right credit card can help reduce the costs of currency conversion. Each of the Standard Chartered credit cards mentioned in this article has unique benefits for travelers, everyday spenders, and those who love to dine out. We will explore various Standard Chartered credit cards with attractive rewards and low Forex markup fees, allowing you to make a proper decision when applying for your next credit card.
Table of Contents
Forex Markup Charges on Standard Chartered Credit Cards
Card Details +
The Standard Chartered EaseMyTrip Credit Card is designed for travel enthusiasts who frequently book trips through the EaseMyTrip platform. With a reasonable joining fee of ₹350, which can be waived by spending ₹50,000 in a year, this card offers travel-related benefits. Cardholders earn 2 Reward Points for every ₹100 spent on retail purchases and 10x points on bookings made through hotel apps or websites. Users can also enjoy discounts on domestic and international travel bookings, along with complimentary access to domestic airport lounges twice a year. The card makes it easy to redeem points, where you can turn your points into cash for different rewards such as vouchers, products, etc.
- Joining FeeNil
- Annual FeeNil
- Best Suited ForDining | Fuel
- Rewards TypeReward Points
Rewards Rate
1 reward point per Rs 150 you spend on all categories and 5 reward points per Rs 150 you spend on dining and fuel transactions
Welcome Benefits
N/A
Card Details +
The Standard Chartered Platinum Rewards Credit Card is a great option for those who love dining and spending on fuel. It has an annual fee of ₹250, which can be waived if you spend just ₹500 within the first 30 days of getting the card. For every ₹150 spent on general purchases, you earn 1 Reward Point, but for dining and fuel, you earn 5 points. These points can be redeemed easily for various products and vouchers, with each point worth ₹0.25. You can even get up to 100% cashback on dining expenses within 90 days of card issuance.
- Joining FeeRs. 750 + GST
- Annual FeeRs. 750 + GST
- Best Suited ForFuel | Shopping
- Rewards TypeCashback
Rewards Rate
You get up to 5% cashback on fuel purchases, utility bills payments, telephone bills and 1 RP on every Rs 150 spent on other categories
Welcome Benefits
Up to 1,500 cashback on fuel transactions within the first three months.
Card Details +
The Standard Chartered Super Value Titanium Credit Card is best suited for everyday spenders, providing cashback and rewards. Premium banking customers enjoy this card for free, while others pay an annual fee of ₹750. You can earn up to 5% cashback on fuel, utility bills, and phone payments, with 1 Reward Point for every ₹150 spent on other purchases. As a welcome benefit, you can receive 100% cashback, up to ₹1,500, on fuel transactions within the first 90 days. Premium banking customers get a complimentary Priority Pass membership to access airport lounges worldwide. There’s also a waiver on the annual fee if you spend ₹90,000 in the previous year.
When is the Forex Markup Fee Charged?
A Forex markup fee is charged when you make purchases in a foreign currency using your credit card. If you’re traveling abroad and use your card to buy something, or if you shop online from an international merchant, the credit card company applies this fee to cover the additional cost of converting the currency. For example, if you buy a souvenir in Paris using your Standard Chartered credit card, you might see this fee applied to the total amount charged to your account. It’s important to know that this fee is typically a percentage of the transaction amount, so it can vary depending on how much you’re spending.
Eligibility Criteria
You must meet these criteria before applying for any Standard Chartered Credit Card of your preference.
- You must be at least 21 years old to apply for a credit card.
- You should be either salaried or self-employed.
- When applying, you must provide necessary documents like ID proof, address proof, and income verification documents (like salary slips or bank statements).
- You must be a resident of India, but non-residents may also apply.
Comparison of Standard Chartered Credit Cards
| Categories | Standard Chartered EaseMyTrip Credit Card | Standard Chartered Platinum Rewards Credit Card | Standard Chartered Super Value Titanium Credit Card |
| Joining Fee | ₹350 + GST | Nil | ₹750 + GST |
| Reward Rate |
|
|
|
| Welcome Benefits | N/A | N/A | Up to 1,500 cashback on fuel transactions |
| Airport Lounge | 2 complimentary domestic lounge access each year | N/A | Complimentary Priority Pass membership with access to over 1,500 airport lounges globally |
| Forex Markup Fee | 3.5% | 3.5% | 3.5% |
Bottom Line
Applying for Standard Chartered credit cards is a smart choice if you want low Forex markup fees and good rewards. Whether you travel often, enjoy dining out, or make regular purchases, there is a card for you. The benefits include cashback offers, reward points, and travel discounts, which can make your spending easier and save you money. You can also use your points for various rewards. Standard Chartered credit cards are worth considering because they help you manage expenses during international transactions and offer great features for different lifestyles.
FAQs:
Is it necessary to be a resident of India to apply for a Standard Chartered credit card?
Yes, you must be a resident of India to apply. Non-residents may also apply, but additional documentation may be required.
Why should I choose a Standard Chartered credit card for international spending?
Standard Chartered credit cards typically offer low Forex markup fees, making them ideal for travelers and those who shop online from international merchants. This can help minimize extra charges during your transactions.
What are the eligibility criteria for applying for a Standard Chartered credit card?
To apply, you must be at least 21 years old, either salaried or self-employed, and able to provide necessary documents such as ID proof, address proof, and income verification documents.