Reliance SBI Card PRIME
- Updated On: 29 April, 2026
SBI Card has launched two shopping credit cards in association with Reliance. One is an entry-level credit card – Reliance SBI Card, and the other is a more superior and rewarding option, the Reliance SBI PRIME Credit Card. If you shop often on AJIO or JioMart, you can earn 20 reward points for every ₹100 spent, which translates to a 5% return since each point is worth ₹0.25. You also earn 10 reward points per ₹100 spent at other Reliance Retail stores (excluding UPI payments). For spending on dining, movies, and entertainment, as well as domestic and international flights, you get 5 reward points per ₹100. All other retail purchases earn 2 reward points per ₹100, except for fuel, rent payments, and wallet loads.
Along with this, you also get Reliance Vouchers worth ₹3,000 and many additional discount vouchers for popular brands like Zivame, AJIO, and Jio Mart. There is a joining and renewal fee of ₹2,999 for this card, but you can easily have the renewal fee waived by spending ₹3 lakh in a year.
This card is available on the Mastercard and RuPay networks. Keep on reading to know more about the Reliance SBI Card Prime.
Reliance SBI Card PRIME
( 4.6 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Earn 20 RPs per ₹100 spent on AJIO & JioMart, 10 RPs per ₹100 spent at Other Reliance Retail Stores, 5 RPs per ₹100 spent on Dining, Movies & Entertainment, and Flights, and 2 RPs per ₹100 spent on Other Retail Purchases
Welcome Benefits
Reliance Retail Vouchers Worth ₹3,000 and Discount Vouchers of ₹11,999
Rewards and Benefits
Movie & Dining
One Free Movie Ticket Each Month Worth Rs. 250
Rewards Rate
Earn 20 RPs per ₹100 spent on AJIO & JioMart, 10 RPs per ₹100 spent at Other Reliance Retail Stores, 5 RPs per ₹100 spent on Dining, Movies & Entertainment, and Flights, and 2 RPs per ₹100 spent on Other Retail Purchases
Reward Redemption
Redeem Rewards for Reliance Vouchers (1 RP = ₹0.25)
Travel
N/A
Domestic Lounge Access
8 Complimentary Visits Per Year (2 Each Quarter)
International Lounge Access
4 Complimentary Visits Per Year (2 Each Quarter)
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Waiver of Annual Charges on Spends of ₹3 Lakh
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.5% of the Transaction Amount
Interest Rates
3.75% Per Month (45% Per Annum)
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver on Transactions Between ₹500 and ₹4,000
Cash Advance Charges
2.5% or a Minimum of Rs. 500
Product Details
- Get Reliance Retail Vouchers worth Rs. 3,000 as a welcome benefit.
- Get 8 free domestic and 4 international lounge access with this credit card.
- You can easily link your Reliance SBI Prime Credit Card to your UPI application.
- Earn great rewards while shopping at Reliance stores.
Pros/Cons
Pros
- You get free domestic and international lounge access with this card.
- This card is best for shopping at Reliance stores.
Cons
- Discounts are mainly centered around Reliance Brands.
Reliance SBI Card PRIME Rewards
- 20 Reward Points for every ₹100 spent on AJIO & JioMart (excluding UPI payments)
- 10 Reward Points for every ₹100 spent at other Reliance Retail stores (excluding UPI payments)
- 5 Reward Points for every ₹100 spent on dining, movies & entertainment, and flight bookings (domestic & international)
- 2 Reward Points for every ₹100 spent on other retail purchases (excluding fuel, rent payments, and wallet loads)
1 Reward Point = ₹0.25
Reward Rate on Reliance Spends
| Category | Reward Points (Per ₹100) | Reward Rate |
| AJIO & JioMart (Excluding UPI) | 20 Reward Points | 5% |
| Other Reliance Retail Stores (Excluding UPI) | 10 Reward Points | 2.5% |
| Dining, Movies & Entertainment, Flights | 5 Reward Points | 1.25% |
| Other Retail Purchases | 2 Reward Points | 0.5% |
Vouchers Worth ₹3,000 As Welcome Benefits
- Get a Reliance Retail voucher worth ₹3,000.
- Get additional discount vouchers, which can be used at participating Reliance Retail stores.
Discount Vouchers Worth Rs. 11,999
All of these discount vouchers can only be availed of once.
| Brand Name | Value of Voucher | Minimum Purchase Value |
| Reliance Trends – Apparel and Footwear | Rs. 1,000 | Rs. 3,999 |
| AJIO | Rs. 750 | Rs. 3,999 |
| Centro | Rs. 1,000 | Rs. 6,000 |
| Zivame/Clovia | Rs. 500 | Rs. 1,999 |
| Coverstory | Rs. 2500 | Maximum Redemption Value = 10% of Bill Value |
| JioMart | Rs. 250 | Rs. 1,250 |
| Urban Ladder | Rs. 2,500 | Maximum Redemption Value = 10% of Bill Value |
| Netmeds (Online) | Rs. 500 | Rs. 1,999 |
| Reliance Jewels | Rs. 2,000 | On Purchase of 49,999 |
Discounts & Offers With Reliance SBI PRIME
Here are some of the discounts you can avail with the Reliance SBI Prime Credit Card.
| Brand | Instant Discount |
| Reliance Trends | 5% Discount Up to ₹250 Each Month |
| AJIO | 5% Discount Up to ₹250 Each Month (On Orders Above ₹2,999) |
| Azorte | 5% Discount Up to ₹500 Each Month (On Orders Above ₹3,500) |
| Zivame | 5% Discount Up to ₹250 Each Month |
| Coverstory | 5% Discount Up to ₹250 Each Month |
| Urban Ladder | 5% Discount Up to ₹250 Per Transaction |
Check Complete Offer Details Here.
High Rewards for High Spenders (Milestone Benefits)
The Reliance SBI Prime Credit Card offers vouchers worth ₹8,750 on annual spends of ₹3,00,000, giving an effective return of around 2.91% (excluding base rewards). On top of this, the annual fee can be easily waived by reaching the required spending milestone.
- Get a ₹1,500 Reliance Retail voucher on annual spends of ₹75,000.
- Get a ₹2,250 Reliance Retail voucher on annual spends of ₹150,000.
- Get a ₹5,000 Reliance Retail voucher on annual spends of ₹300,000.
Movie Benefit
While most credit cards offer a buy-one-get-one-free deal on movie tickets, this shopping-focused card gives you a free movie ticket worth up to ₹250 every month. There’s no need to book two tickets; simply get a discount of up to ₹250 each month on BookMyShow with the Reliance SBI Prime Credit Card.
How to Apply for a Reliance SBI Card PRIME?
You can apply for the Reliance SBI Card PRIME by following these steps-
- Click on the Apply Now button on your screen.
- Fill in a few details.
- Successfully submit your application.
Reliance SBI Card PRIME Review
The Reliance SBI Card Prime is most suited for Reliance Brand loyalists. This co-branded credit card was launched by Reliance and SBI Card. With great welcome benefits, discount vouchers, and offers on Reliance Brands, you will surely save on your spending. Along with all of this, you also get one movie ticket worth ₹250 per month. For frequent travelers, there is also complimentary access to domestic and international lounges, so you can travel comfortably.
Tell us your thoughts on SBI Card’s co-branded offering in the comments below.
FAQs:
Can I make contactless payments with Reliance SBI Card Prime?
Yes, you can easily make contactless payments up to Rs. 5,000 with this card.
Is this card good for traveling?
While it offers lounge access, no specific travel rewards or insurance benefits are included.
What discounts can I get with this card?
You can get instant discounts at various brands like Reliance Trends, AJIO, and JioMart, totaling different amounts.
Are there any complimentary lounge access benefits?
Yes, you get 8 complimentary domestic lounge visits and 4 international lounge visits per year.
How can I waive the renewal fee?
You can waive the renewal fee if you spend ₹3 lakh in a year.
Can I earn rewards on fuel purchases?
No, fuel, wallet reloads, and rental payments are not eligible for reward points.