Lifestyle Home Centre SBI Card Prime

Lifestyle Home Centre SBI Card Rewards:

• It enables you to earn 15 reward points on the purchase at landmark stores such as Lifestyle, Home Centre, etc.
• You get 2 reward points on every Rs. 100 spent at retail stores other than landmark stores.
• You get 10 RPs on every Rs. 100 spent at dining & movies.
• Get 2000 reward points on annual spent of Rs. 200000.

Milestone Benefits

Earn a total of 58,000 reward points under milestone benefits which are bifurcated as below:

• 20000 reward points on the annual expenditure of Rs. 500000.
• 20000 reward points on yearly spend of Rs. 180000 at all Landmark Outlets.
• 12000 reward points on yearly spend of Rs. 100000 at all Landmark Outlets.
• 8000 reward points on yearly spend of Rs. 40000 at all Landmark Outlets.

Reward Redemption:

To avail of dual benefits, you can easily convert your reward points into landmark rewards.

• 1 Landmark Reward is equivalent to 2.4 SBI Reward Point
• 1 SBI Card Reward Point is equivalent to Rs. 0.24
• 1 Landmark Reward is equivalent to Rs. 0.60
• 4 Reward Points is equivalent to Re. 1

Eligibility Criteria

• The applicant’s age should be between 23-60 years.
• The income requirement is solely based on the bank’s discretion.
• The applicant must have a good credit score, preferably above 650.

Who should go for the Lifestyle Home Centre SBI Card Prime?

Lifestyle Home Centre SBI Card Prime is the best choice for shopaholics. This card is only given at the bank’s discretion. The applicant gets exciting reward benefits while shopping online as well as offline at landmark outlets. Also, they get 10 reward points on movies and dining. Other than this, you get 2 reward points on every Rs. 100 spent at retail shops which are not under the landmark retail shops. You can redeem your reward points as cashback.

Conclusion

Lifestyle Home Centre SBI Card Prime, one can say, is the ideal card for someone who likes to shop a lot, be it online or offline. It allows you to shop at landmark retail outlets like Lifestyle, Home Centre, etc. not only this, you can also earn reward points on shopping at retail shops other than landmark shops. You get the facility of add-on members. On payment of renewal fee, you get 12000 reward points worth Rs. 3000 which gets credited to your account within 30 days. You can redeem your reward points as cash backs, 4 RPs are equivalent to Re. 1. This card also provides you the waiver of a 1% fuel surcharge on every petrol pump all over India, only if you have purchased fuel worth Rs. 500-Rs. 4,000.

Other SBI Credit Cards offering Landmark Rewards are Max SBI Card Select, Max SBI Card Prime, etc. If you are one who already uses credit cards and has maintained a score of 650 and above then you can get this card. Thus, it is one of the cards to vouch for building a strong credit profile.