Apollo SBI SELECT Credit Card
- Updated On: 11 June, 2025
Apollo 24|7 and SBI Card have collaborated for the second time to introduce the new Apollo SBI Select Credit Card, following the discontinuation of their previous co-branded offering. Designed especially for health and fitness enthusiasts, this credit card brings a host of wellness-focused benefits. Cardholders can enjoy up to 25% cashback on medicine purchases made through Apollo 24|7, due to the card reward rate and integrated benefit of Apollo Circle membership. Users earn 10 Reward Points per ₹100 spent on Apollo 24|7 and Apollo Pharmacy, and 2 Reward Points per ₹100 spent on dining, movies, entertainment, and travel. These Reward Points can be redeemed only as Health Credits for Apollo spends.
Beyond its medical and wellness advantages, the Apollo SBI Select Credit Card also offers lifestyle perks such as complimentary domestic airport lounge access and a free Priority Pass membership. With an affordable annual fee of ₹1,499, the card offsets its cost through a ₹1,500 welcome voucher and renewal benefits that include an annual health check-up. Combining health, rewards, and travel privileges, this card is a valuable addition to every Indian household.
Apollo SBI SELECT Credit Card

- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
Welcome Benefits
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
10 RPs/₹100 Spent on Apollo 24|7 App and Stores (10% Return as Health Credits). 2 RPs/₹100 Spent on Dining, Movies & Entertainment, and Travel (2% Return). 1 RP/₹200 Spent on Other Purchases
Reward Redemption
1 RP = 1 Health Credit (Equivalent to ₹1)
Travel
2-Year Complimentary Priority Pass Membership
Domestic Lounge Access
4 Free Visits Each Year (Maximum One Every Quarter)
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Annual Charges Reversed on Spending of ₹3 Lakh or More
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.5%
Interest Rates
3.75% Per Month (45% Annually)
Fuel Surcharge Waiver
1% Waiver on Fuel Transactions Between ₹500 and ₹4,000
Cash Advance Charges
2.5% or ₹500 (Whichever is Higher)
Product Details
- Apollo Select is a sub-premium health credit card.
- It is a co-branded offering by SBI Card and Apollo 24/7.
- This card is available on the RuPay and Mastercard networks.
- Cardholders can avail of four free domestic airport lounge visits with the card.
- Complimentary two-year Priority Pass membership.
Pros/Cons
Pros
- With plenty of spend-based and milestone benefits, this credit card is extremely useful for those with high medical expenses.
Cons
- Although Priority Pass membership is included, no free international lounge visits are offered with the card.
- Reward Points earned with the card can only be converted to Apollo Health Credits. There is no option for cash redemption.
Welcome Gift Voucher Worth ₹1,500
Upon payment of the joining charges, cardholders will be eligible for a gift voucher from Apollo Pharmacy. This voucher will be valid for a period of 12 months. The voucher can be redeemed offline at Apollo Pharmacy (operated by Apollo affiliates) and online through the Apollo 24|7 platform (Mobile App and Website). One can purchase medicines or FMCG products with this product.
10% Rewards on Apollo 24|7 App and Stores
- Earn 10 Reward Points for every ₹100 spent on the Apollo 24|7 App and in stores.
- Earn 2 Reward Points for every ₹100 spent on dining, movies & entertainment, and travel.
- Earn 1 Reward Point for every ₹200 spent on other purchases.
Reward Point Redemption
- Reward Points can only be converted to Apollo Health Credits.
- A maximum of 5,000 Reward Points can be earned per category in a statement cycle. This cap applies separately to both Apollo spends and spends on dining, travel, etc. Meaning cardholders can, in total, earn 10,000 Reward Points on their accelerated spend category.
1 Reward Point = 1 Heath Credits = ₹1
Complimentary Apollo Circle Membership
| Category | Benefit |
| Medicines | Up to 15% Value Back as Health Credits |
| Diagnostic Services | Up to 20% Value Back as Health Credits |
| Doctor Consultations | Up to ₹150 in Savings |
| Health Tests | One Free Test (HbA1c, TSH, or CBC) |
| Accidental Cover | ₹1 Lakh Accidental Cover |
| Delivery | Free Home Delivery |
Travel Benefits
The Apollo SBI SELECT Credit Card offers cardholders four complimentary domestic airport lounge accesses without requiring any spending criteria. This benefit is valuable for those who travel by air occasionally or seek additional lounge visits. Additionally, the card provides a complimentary Priority Pass membership for the first two years, allowing access to international lounges at a reduced cost.
Milestone Benefits
- Receive a complimentary comprehensive health check-up package worth ₹1,999 on spending ₹50,000 within 90 days of joining. Once qualified for the offer, cardholders will receive a link to book the diagnostic test via SMS and/or email sent to their registered contact details.
- Spend ₹50,000 within 90 days of your card anniversary each year to get a complimentary comprehensive health check-up package worth ₹1,999.
- Get an annual fee of ₹1,499 reversed by spending ₹3 lakh in the previous membership year.
- Enjoy a complimentary Noise Smartwatch worth ₹7,999 with an annual spending of ₹6 lakh.
Bottom Line
SBI Card has once again partnered with Apollo, and this time, they are offering a significantly more rewarding option than the previous Apollo SBI Credit Card (now discontinued). With the popular health card Pulse in its portfolio, SBI is clearly aiming to capitalize on the growing fitness and health trend among the public by providing a collaboration that people will find beneficial.
The Apollo SBI Select Credit Card offers a whopping 10% Reward Points on eligible spends made at Apollo 24|7 and Apollo Pharmacy. This is extremely rewarding as one can convert these Reward Points to Health Credits and make future purchases at Apollo. Furthermore, since Apollo Circle membership benefits are also applicable, cardholders shall be eligible for an additional 15% Health Credits on their spends, bringing the total to 25% valueback. Apart from this, cardholders shall also get an accelerated 2% return on dining, movies & entertainment, and travel spends.
In addition to the health advantages, the Apollo SELECT Credit Card also includes decent travel benefits, such as airport lounge access and a complimentary Priority Pass. Those with high spends can derive additional returns from this card as they shall be eligible for a Noise Smartwatch worth ₹7,999, a comprehensive health check-up, and a lot more.
FAQs:
What are the joining and annual charges of the Apollo SBI SELECT Credit Card?
The Apollo SBI SELECT Credit Card comes with a joining and annual charge of ₹1,499 + GST.
How can I waive the annual charges of the Apollo SBI Card Select?
Cardholders shall have to spend ₹3 lakh in a card anniversary year for complete annual fee reversal.
I have been approved for the Apollo SBI Credit Card SELECT. When can I expect to receive the physical card?
Once approved, it will be dispatched and usually delivered within 7-10 working days to your registered address.
Can I make UPI spends with the Apollo SBI Select Credit Card?
Yes, those who opt for the Apollo SBI Select RuPay Credit Card can link their cards to UPI and earn rewards on UPI spends.


2 comments
Jayesh
Is this Apollo SBI providing a fitpass every year after renewal, or only for the first year?
Madan Mohan Mishra
I want credit card for helth testing.