Federal BankSBI Card offers two Air India co-branded credit cards- Air India SBI Signature Credit Card and Air India SBI Platinum Credit Card. The Signature variant is more the premium of the two and comes with a higher membership fee of Rs. 4,999 per annum but offers better benefits both in terms of reward points and add-on privileges.
With Air India SBI Signature Credit Card, you can earn 4 reward points per Rs. 100 and accelerated reward points on Air India spends (details below). Being a travel credit card, it also offers complimentary membership to the Priority Pass lounge access program and 2 complimentary domestic airport lounge visits every quarter. Read on to know more about this credit card in detail.
Air India SBI Signature Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
N/A
Rewards Rate
30 RP for every Rs. 100 spent on tickets booked for self and 10 RPs for every Rs. 100 spent on tickets booked for others through airindia.in and 10 RPs for every Rs. 100 spent on tickets booked for self and others through Air India Booking office or call centers
Reward Redemption
The reward points that the cardholders earn can be converted into Air India Air Miles. 1 Reward point = 1 AirMile
Travel
Reward Points convertable into Air India Air Miles, accelerated reward points on Air India spends, complimentary domestic and international airport lounge access
Golf
N/A
Domestic Lounge Access
Complimentary visits to domestic lounges, up to 8 times a year.
International Lounge Access
Complimentary Priority Pass membership (visits chargable)
Insurance Benefits
Insurance cover worth Rs. 1 Lakhs against the lost card.
Zero Liability Protection
Zero liability of credit cardholder against fraudulent transaction on the card post reporting the loss of card to the bank
Spend Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 (plus applicable taxes)
Rewards Redemption Fee
Rs. 99 (plus applicable taxes)
Foreign Currency Markup
3.5% of the amount transacted
Interest Rates
3.5% per month (or 42% annually)
Fuel Surcharge
Fuel surcharge waiver of 1% on fuel transactions between Rs. 500 and Rs. 4,000.
Cash Advance Charges
2.5% or Rs. 500 (whichever is higher)
Add-on Card Fee
Nil
- You will get a welcome benefit of 20,000 Reward Points once you have paid the joining fee of the credit card.
- Complimentary membership of the Air India Frequent Flyer program- Flying Returns.
- Anniversary gift of 5,000 Reward points every year
- Up to 1,00,000 bonus reward points annually on achieving the pre-defined spends.
- For every Rs. 100 spent on retail purchases, you will get 4 reward points.
- 30 reward points for every Rs. 100 spent on booking Air India tickets for self through airindia.in or Air India mobile app.
- 10 reward points for every Rs. 100 spent on booking Air India tickets for self or others through Air India booking office or Air India call centers.
- Complimentary Priority Pass membership (lounge visits chargeable).
- Complimentary access to domestic airport lounges through the Visa lounge access program.
Air India SBI Signature Credit Card Welcome Benefits:
- 20,000 bonus reward points once you have paid the joining fee. The bonus reward points will be credited within 15 days of payment of the membership fee.
- Complimentary membership of Air India Frequent Flyer program- Flying Returns
Air India SBI Signature Credit Card Rewards:
- 4 reward points for every Rs. 100 spent with the card.
- 30 reward points for every Rs. 100 spent on Air India ticket bookings for self through airindia.in.
- 10 reward points for every Rs. 100 spent on Air India ticket bookings for others through airindia.in.
- 10 reward points for every Rs. 100 spent on Air India ticket bookings for self or others through Air India booking offices or Air India call centers.
Rewards Redemption:
- The reward points earned can be converted into Air India Air Miles.
- 1 reward point = 1 Air Mile.
- A minimum of 10,000 reward points are required for conversion into Air Miles.
Milestone Benefits:
- You get 5,000 bonus reward points every year as an anniversary gift.
- Up to 1 lakh bonus reward points every year on achieving the stipulated spends based milestones as under-
| Annual Spends | Bonus Reward Points | Cumulative Bonus Reward Points |
| Rs.5lakh | 20,000 | 20,000 |
| Rs.10lakh | 30,000 | 50,000 |
| Rs.20lakh | 50,000 | 1,00,000 |
Air India SBI Signature Credit Card Travel Benefits:
- Complimentary Priority Pass membership (lounge visits chargeable under the Priority Pass program)
- 8 complimentary domestic lounge access every year under the Visa lounge access program.
Insurance Benefits:
You get a complimentary insurance cover worth Rs. 1 lakh against the loss of card, applicable from 48 hours prior to 7 days post reporting the loss of card to the bank.
Conclusion
Air India SBI Card is a mid-level travel credit card by SBI Card and Air India. It can be the card of choice for you if you’re a frequent domestic flyer as you not only earn accelerated reward points on Air India spends which are convertable into Air India Air Miles but also get 8 complimentary domestic airport lounge visits every year (2 per quarter). However, if you’re looking for an entry-level travel SBI credit card, you might want to have a look at Air India SBI Platinum Credit Card.
FAQs:
You get complimentary Priority Pass membership with Air India SBI Signature Credit Card, however, you have to pay a fee of USD 99 everytime to access a Priority Pass lounge.
The reward points earned on the Air India SBI Signature Credit Card are converted into Air India Air Miles. You are not charged any redemption fee for the same.
You get 2 complimentary domestic lounge access every quarter (8 every year) through your Air India SBI Signature Credit Card.
The joining fee of this card is Rs. 4,999 (plus applicable taxes).
1 Reward Point = 1 Air India Air Mile.
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1 Comment
Ankur do you know how to activate the FFP number received through SBI Cards. Both Airindia and SBI cards are unable to help me. I have already reached till principle nodal level.