Air India SBI Signature Credit Card
- Updated On: 19 May, 2026
SBI Card offers two Air India co-branded credit cards: the Air India SBI Signature Credit Card and the Air India SBI Platinum Credit Card. The Signature variant is more premium and has a higher membership fee of ₹4,999 per annum, but it offers better benefits in terms of reward points and add-on privileges.
With the Air India SBI Signature Credit Card, you can earn 10 Maharaja Points/₹100 Spent on Air India and 4 Maharaja Points per ₹100 for other eligible spends. As a travel credit card, it also offers complimentary membership to the Priority Pass lounge access program and two complimentary domestic airport lounge visits every quarter. Read on to learn more about this credit card.
No new applications will be entertained for this credit card as it has been discontinued by SBI Card.
Air India SBI Signature Credit Card
( 4.3 / 5 )
Discontinued
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
10 Maharaja Points/₹100 Spent on Air India. 4 Maharaja Points/₹100 for Other Spends
Welcome Benefits
20,000 Maharaja Points
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
10 Maharaja Points/₹100 Spent on Air India. 4 Maharaja Points/₹100 for Other Spends
Reward Redemption
The reward points that the cardholders earn can be converted into Air India Air Miles. 1 Reward point = 1 AirMile
Travel
Complimentary Priority Pass Membership
Domestic Lounge Access
Complimentary visits to domestic lounges, up to 8 times a year.
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Insurance cover worth Rs. 1 Lakhs against the lost card.
Fees & Charges
Spend-Based Waiver
N/A
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
3.5% of the amount transacted
Interest Rates
3.75% Per Month (45% Annually)
Fuel Surcharge Waiver
Fuel surcharge waiver of 1% on fuel transactions between Rs. 500 and Rs. 4,000.
Cash Advance Charges
2.5% or Rs. 500 (whichever is higher)
Product Details
- You will get a welcome benefit of 20,000 Reward Points once you have paid the joining fee for the credit card.
- Complimentary membership of the Air India Frequent Flyer program- Flying Returns.
- Anniversary gift of 5,000 Reward points every year
- Up to 1,00,000 bonus reward points annually on achieving the pre-defined spends.
- For every Rs. 100 spent on retail purchases, you will get 4 reward points.
- 10 reward points for every Rs. 100 spent on booking Air India tickets.
- Complimentary Priority Pass membership (lounge visits chargeable).
- Complimentary access to domestic airport lounges through the Visa lounge access program.
Air India SBI Signature Credit Card Welcome Benefits
- 20,000 bonus Maharaja Points once you have paid the joining fee. The bonus Maharaja Points will be credited within 15 days of payment of the membership fee.
- Complimentary membership of Air India Frequent Flyer program – Flying Returns
Air India SBI Signature Credit Card Rewards
- 4 Maharaja Points for every ₹100 spent with the card.
- 10 Maharaja Points for every Rs. 100 spent on Air India ticket bookings.
Rewards Redemption
A minimum of 10,000 Maharaja Points are required for conversion into Air Miles.
Milestone Benefits
- You get 5,000 bonus Maharaja Points every year as an anniversary gift.
- Up to 1 lakh bonus Maharaja Points every year on achieving the stipulated spending milestones as under-
| Annual Spends | Bonus Maharaja Points | Cumulative Bonus Maharaja Points |
| ₹5 lakh | 20,000 | 20,000 |
| ₹10 lakh | 30,000 | 50,000 |
| ₹20 lakh | 50,000 | 1,00,000 |
Air India SBI Signature Credit Card Travel Benefits
- Complimentary Priority Pass membership (lounge visits chargeable under the Priority Pass program)
- Eight complimentary domestic lounge access every year under the Visa lounge access program.
Insurance Benefits
You get a complimentary insurance cover worth ₹1 lakh against the loss of your card, applicable from 48 hours prior to 7 days after reporting the loss of your card to the bank.
Review of Air India SBI Signature Credit Card
Air India SBI Card is a mid-level travel credit card by SBI Card and Air India. It can be the card of choice for you if you’re a frequent domestic flyer as you not only earn accelerated reward points on Air India spends, which are convertible into Air India Air Miles but also get eight complimentary domestic airport lounge visits every year (2 per quarter). However, if you’re looking for an entry-level travel SBI credit card, you might want to have a look at Air India SBI Platinum Credit Card.
FAQs:
Does the card provide complimentary International lounge access through Priority Pass?
You get complimentary Priority Pass membership with Air India SBI Signature Credit Card, however, you have to pay a fee of USD 27 every time to access a Priority Pass lounge.
What is the Reward redemption fee on this card?
The reward points earned on the Air India SBI Signature Credit Card are converted into Air India Air Miles. You are not charged any redemption fee for the same.
How many complimentary domestic lounges can I access in a quarter?
You get 2 complimentary domestic lounge access every quarter (8 every year) through your Air India SBI Signature Credit Card.
What is the joining fee of the Air India SBI Signature card?
The joining fee of this card is ₹4,999 + GST.
4 comments
Parvez multani
I love SBI Air India card
Kartik Kanwar
Sadly these have been discontinued. But rumors are new co-branded Air India Credit Cards shall be launching soon.
Pruthvi
Can you please list down the exclusions. I tried and am not able to find it. I am more interested in Education spends
Monu
Ankur do you know how to activate the FFP number received through SBI Cards. Both Airindia and SBI cards are unable to help me. I have already reached till principle nodal level.