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IDBI Bank Imperium Platinum credit card is a visa-powered secured credit card offered by IDBI Bank. IDBI Bank Imperium Platinum credit card comes with a sign-up bonus of 500 Delight points on every Rs 1500 spent within 30 days of card issuance and 300 Delight points on spending between 31 – 90 days of card issuance. Furthermore, you get up to 2 Delight points on every Rs 150 spent on shopping, traveling, and movies using your IDBI Bank Imperium Platinum credit card. Read below to learn more about IDBI Imperium Platinum credit cards in detail.
IDBI Bank Imperium Platinum Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
NA
Rewards Rate
2 Delight Points on every Rs 150 spent
Reward Redemption
1 Reward Point = Rs 0.25 redeemable on IDBI Delight reward portal at www.idbidelight.com or Max Get More merchant outlets.
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
Spend-Based Waiver
Renewal fee waiver on spends of Rs. 75,000 in a year
Rewards Redemption Fee
Rs 100 per redemption request
Foreign Currency Markup
3.5% of the conversion amount
Interest Rates
2.9% per month
Fuel Surcharge
As Applicable
Cash Advance Charges
2.5% on the withdrawal amount subject to a minimum charge of Rs 500
- 500 Welcome bonus Delight points on the spending of Rs 1500 within 30 days of card issuance
- 300 Welcome bonus Delight points on the spending of Rs 1500 between 31 to 90 days of card issuance
- 2 Delight Points on every Rs 150 spent shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card
IDBI Bank Imperium Platinum Credit Card Rewards
You get 2 delight points on every Rs 150 spent on shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card.
Reward Redemption
1 Reward point is equivalent to Rs 0.25. The reward points accumulated can be redeemed on the IDBI Delight reward portal or at Max Get More merchant outlets. A fee of Rs 100 per request is charged on reward redemption.
IDBI Bank Imperium Platinum Credit Card Features
Welcome Bonus
You get up to 500 bonus Delight points on transactions of Rs 1500 within 30 days of card issuance and up to 300 bonus Delight points on minimum transactions of Rs 1,500 within 31 to 90 days of card issuance. You can avail of these welcome benefits only on payment of your membership fees using your IDBI Imperium Platinum credit card.
Eligibility Criteria
- The applicant should be the age of 18 years or above
- The applicant should make a fixed deposit of Rs 20,000 or more with the IDBI Bank
- Fixed deposits held by HUF, Minor, NGO, Trust, Societies, Club, Partnership, and Private & Public Ltd companies shall not be eligible for the Imperium Platinum credit card.
How to Apply for Imperium Platinum Credit Card?
Step 1: You can either visit the nearest branch
Step 2: Or you can apply through Phone Banking
Step 3: Select the IDBI Bank Imperium Platinum credit card and complete all the required formalities.
Step 4: Information regarding your credit card shall be communicated via SMS or mail through your registered phone number or email ID.
Conclusion
IDBI Bank Imperium Platinum credit card is best suited for individuals with a limited credit background. If you are a beginner looking to buy an entry-level credit card, this card is the right choice for you. With this IDBI Bank Imperium Platinum credit card, you get 2 Delight points on every Rs 150 spent. You get a normal reward rate of Rs 0.25 on redemption using this credit card. This card comes with a limited number of benefits and privileges compared to the IDBI Aspire Platinum credit card, which charges zero annual fees from its customers. What do you think about this credit card? Please let us know in the comment section below.