IDBI Bank Imperium Platinum Credit Card

IDBI Bank Imperium Platinum Credit Card Rewards

You get 2 delight points on every Rs 150 spent on shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card.

Reward Redemption

1 Reward point is equivalent to Rs 0.25. The reward points accumulated can be redeemed on the IDBI Delight reward portal or at Max Get More merchant outlets. A fee of Rs 100 per request is charged on reward redemption.

IDBI Bank Imperium Platinum Credit Card Features

Welcome Bonus

You get up to 500 bonus Delight points on transactions of Rs 1500 within 30 days of card issuance and up to 300 bonus Delight points on minimum transactions of Rs 1,500 within 31 to 90 days of card issuance. You can avail of these welcome benefits only on payment of your membership fees using your IDBI Imperium Platinum credit card.

Eligibility Criteria

• The applicant should be the age of 18 years or above
• The applicant should make a fixed deposit of Rs 20,000 or more with the IDBI Bank
• Fixed deposits held by HUF, Minor, NGO, Trust, Societies, Club, Partnership, and Private & Public Ltd companies shall not be eligible for the Imperium Platinum credit card.

How to Apply for Imperium Platinum Credit Card?

Step 1: You can either visit the nearest branch

Step 2: Or you can apply through Phone Banking

Step 3: Select the IDBI Bank Imperium Platinum credit card and complete all the required formalities.

Step 4: Information regarding your credit card shall be communicated via  SMS or mail through your registered phone number or email ID.

Conclusion

IDBI Bank Imperium Platinum credit card is best suited for individuals with a limited credit background. If you are a beginner looking to buy an entry-level credit card, this card is the right choice for you. With this IDBI Bank Imperium Platinum credit card, you get 2 Delight points on every Rs 150 spent. You get a normal reward rate of Rs 0.25 on redemption using this credit card. This card comes with a limited number of benefits and privileges compared to the IDBI Aspire Platinum Credit Card, which charges zero annual fees from its customers. What do you think about this credit card? Please let us know in the comment section below.