IDBI Bank Imperium Platinum Credit Card

IDBI Bank Imperium Platinum Credit Card Rewards

You get 2 delight points on every Rs 150 spent on shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card.

Reward Redemption

1 Reward point is equivalent to Rs 0.25. The reward points accumulated can be redeemed on IDBI Delight reward portal at www.idbidelight.com or at Max Get More merchant outlets. A fee of Rs 100 per request is charged on reward redemption.

Welcome Bonus

You get up to 500 bonus Delight points on transactions of Rs 1500 within 30 days of card issuance and up to 300 bonus Delight points on minimum transaction of Rs 1,500 within 31 to 90 days of card issuance. You can avail of these welcome benefits only on payment of your membership fees using your IDBI Imperium Platinum credit card.

Eligibility Criteria

• The applicant should be the age of 18 years or above
• The applicant should make a fixed deposit of Rs 20,000 or more with the IDBI Bank
• Fixed deposits held by HUF, Minor, NGO, Trust, Societies, Club, Partnership, and Private & Public ltd companies shall not be eligible for Imperium Platinum credit card.

What are the Documents Required?

Proof of Identity: Following documents are required by the banks as identity proof such as Aadhar Card, PAN Card, Voter ID, Driving Licence, Passport

Proof of Address: Following documents are required by the banks as address proof such as Aadhar Card, Passport, Voter ID, Driving Licence, Utility bills, Municipal or property tax receipt, and Rent agreement.

Confirmation of Deposit: You are required to provide a Confirmation of deposit document duly discharged by the bank.

How to Apply for Imperium Platinum

Step 1: You can either visit the nearest branch or you can apply through Phone Banking

Step 2: Or you can apply through Phone Banking 

Step 3: Select IDBI Bank Imperium Platinum credit card, and complete all the required formalities.

Step 4: Information regarding your credit card shall be communicated via  SMS or mail through your registered phone number or email id.

Conclusion

IDBI Bank Imperium Platinum credit card is best suited for individuals with a limited credit background. If you are a beginner looking to buy an entry-level credit card then this card might be the right choice for you. With this IDBI Bank Imperium Platinum credit card, you get 2 Delight points on every Rs 150 spent. You get a normal reward rate of Rs 0.25 on redemption using this credit card. This card comes with a limited number of benefits and privileges compared to the IDBI Aspire Platinum credit card that charges zero annual fees from its customer. What do you think about this credit card? Do let us know in the comment section below.