By Shubham Sharma
Updated On September 6, 2021

IDBI Bank Imperium Platinum credit card is a visa-powered secured credit card offered by IDBI Bank. IDBI Bank Imperium Platinum credit card comes with a sign-up bonus of 500 Delight points on every Rs 1500 spent within 30 days of card issuance and 300 Delight points on spending between 31 – 90 days of card issuance. Furthermore, you get up to 2 Delight points on every Rs 150 spent on shopping, traveling, and movies using your IDBI Bank Imperium Platinum credit card. Read below to know more in detail about IDBI Imperium Platinum credit cards.

Best Suited For

Shopping |

Joining Fee

Rs 499 + GST

Reward Type

Reward Points |

Product Details

  • 500 Welcome bonus Delight points on the spending of Rs 1500 within 30 days of card issuance
  • 300 Welcome bonus Delight points on the spending of Rs 1500 between 31 to 90 days of card issuance
  • 2 Delight Points on every Rs 150 spent shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card

Rewards and Benefits

Welcome Benefits

500 Welcome bonus on the spending Rs 1500 within 30 days of card issuance and 300 Delight point on spending between 31 days to 90 days

Movie & Dining

NA

Rewards Rate

2 Delight Points on every Rs 150 spent

Reward Redemption

1 Reward Point = Rs 0.25 redeemable on IDBI Delight reward portal at www.idbidelight.com or Max Get More merchant outlets.

Travel

NA

Golf

NA

Domestic Lounge Access

NA

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

You get a protection liability cover in case of loss or theft, if reported within stipulated period of 24 hours at their customer helpline number.

Fees & Charges

Joining Fee

Rs 499 + GST

Renewal Fee

Rs 499 + GST

Spend based Waiver

NA

Rewards Redemption Fee

Rs 100 per redemption request

Rewards Redemption Fee

Rs 100 per redemption request

Foreign Currency Markup

3.5% of the conversion amount

Interest Rates

2.9% per month

Fuel Surcharge

As Applicable

Cash Advance Charge

2.5% on the withdrawal amount subject to a minimum charge of Rs 500

Add-on Card Fee

Nil

IDBI Bank Imperium Platinum Credit Card Rewards

You get 2 delight points on every Rs 150 spent on shopping, movies, and traveling using your IDBI Bank Imperium Platinum credit card.

Reward Redemption

1 Reward point is equivalent to Rs 0.25. The reward points accumulated can be redeemed on IDBI Delight reward portal at www.idbidelight.com or at Max Get More merchant outlets. A fee of Rs 100 per request is charged on reward redemption.

Welcome Bonus

You get up to 500 bonus Delight points on transactions of Rs 1500 within 30 days of card issuance and up to 300 bonus Delight points on minimum transaction of Rs 1,500 within 31 to 90 days of card issuance. You can avail of these welcome benefits only on payment of your membership fees using your IDBI Imperium Platinum credit card.

Eligibility Criteria

  • The applicant should be the age of 18 years or above
  • The applicant should make a fixed deposit of Rs 20,000 or more with the IDBI Bank
  • Fixed deposits held by HUF, Minor, NGO, Trust, Societies, Club, Partnership, and Private & Public ltd companies shall not be eligible for Imperium Platinum credit card.

What are the Documents Required?

Proof of Identity: Following documents are required by the banks as identity proof such as Aadhar Card, PAN Card, Voter ID, Driving Licence, Passport

Proof of Address: Following documents are required by the banks as address proof such as Aadhar Card, Passport, Voter ID, Driving Licence, Utility bills, Municipal or property tax receipt, and Rent agreement.

Confirmation of Deposit: You are required to provide a Confirmation of deposit document duly discharged by the bank.

How to Apply for Imperium Platinum

Step 1: You can either visit the nearest branch or you can apply through Phone Banking

Step 2: Or you can apply through Phone Banking 

Step 3: Select IDBI Bank Imperium Platinum credit card, and complete all the required formalities.

Step 4: Information regarding your credit card shall be communicated via  SMS or mail through your registered phone number or email id.

Conclusion

IDBI Bank Imperium Platinum credit card is best suited for individuals with a limited credit background. If you are a beginner looking to buy an entry-level credit card then this card might be the right choice for you. With this IDBI Bank Imperium Platinum credit card, you get 2 Delight points on every Rs 150 spent. You get a normal reward rate of Rs 0.25 on redemption using this credit card. This card comes with a limited number of benefits and privileges compared to the IDBI Aspire Platinum credit card that charges zero annual fees from its customer. What do you think about this credit card? Do let us know in the comment section below.

FAQs:

1 Delight point = Rs 0.25 for redemption using your IDBI Imperium Platinum credit card.

No, you do not get any fuel surcharge waiver on this credit card.

No, you do not get any spend-based waiver on your annual fee using your IDBI Imperium Platinum credit card.

You get charged 2.9% per month on your IDBI Bank Imperium Platinum credit card.

For any assistance, queries and complaints, you can contact the IDBI Bank 24×7 helpline number is 1800 425 7600 (Toll free) / 022 – 4042 6013 (Non-toll free)

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