HDFC Bank 
SBI Card 
IDFC Bank 
Axis Bank 
ICICI Bank 
HSBC 
YES Bank 
AmEx
IndusInd Bank 
The ICICI Bank VISA Signature Credit Card is a card with unique and exclusive reward offers and benefits. It comes with a joining fee of Rs. 25,000 and provides you with a welcome benefit of 30,000 Hand-picked Rewards. Moreover, you get up to 10 Hand-Picked Rewards on every Rs. 100 you spend using this card. These Rewards can be redeemed against an array of options, including travel, dining, gadgets, Air miles, etc through the Hand-picked Rewards catalogue. You can also avail of a shopping voucher worth Rs. 1000 for every 1250 Hand-picked Rewards you earn. To give you a luxurious travel experience, the card gives you complimentary Priority Pass Membership that you can use to access over 600 domestic/international airport lounges worldwide. Other than all this, the ICICI Bank VISA Signature Credit Card has various exclusive benefits that can help you save a lot on all your purchases. To know all of them, keep reading the details given below:
ICICI Bank VISA Signature Credit Card
Joining Fee
Renewal Fee
Best Suited For
Reward Type
Welcome Benefits
Movie & Dining
N/A
Rewards Rate
On every spend of Rs. 100, you get 5 hand-picked rewards on international spends, 4 hand-picked rewards on travel bookings, 2 hand-picked rewards on hotels & restaurants, and 1 hand-picked reward elsewhere. 2X rewards on all categories for spends above Rs. 5 lakhs.
Reward Redemption
The Hand-picked Rewards you earn can be redeemed against various options like travel, fashion, dining, gadgets, shopping, InterMiles, etc.
Travel
Get complimentary Priority Pass Membership.
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
1 complimentary golf rounds each month on a total retail spend of over 1 lakh in the previous month
Insurance Benefits
N/A
Spend-Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.4% per month (or 40.8% per annum)
Fuel Surcharge
1% fuel surcharge waiver on all petrol pumps
Cash Advance Charges
2.5% of the amount withdrawn or Rs. 300 (whichever is higher)
- Up to 10 hand-picked rewards on every spend of Rs. 100.
- Welcome benefit of 30,000 hand-picked rewards.
- Get a complimentary Priority Pass Membership.
- 1 complimentary golf round every month.
- 24*7 personal concierge service.
- Shopping vouchers worth Rs. 1000 for every 1250 Hand-picked Rewards.
- Redeem your Hand-Picked rewards against various options from the Hand-picked Rewards catalog.
ICICI Bank VISA Signature Credit Card Rewards
On spends up to Rs. 5 lakhs:
- You get 5 Hand-picked Rewards for every Rs. 100 spent on International purchases.
- You get 4 Hand-picked Rewards for every Rs. 100 spent on travel bookings.
- You get 2 Hand-picked Rewards for every Rs. 100 spent on hotels/restaurant transactions.
- You get 1 Hand-picked Reward on every other spend of Rs. 100.
On spends over Rs. 5 lakhs:
- You get 10 Hand-picked Rewards for every Rs. 100 spent international purchases.
- You get 8 Hand-picked Rewards for every Rs. 100 spent on travel bookings.
- You get 4 Hand-picked Rewards for every Rs. 100 spent on hotels/restaurant transactions.
- You get 2 Hand-picked Rewards for every other spend of Rs. 100.
- Fuel transactions are not eligible for the hand-picked Rewards.
Welcome Benefits
You get a welcome benefit of 30,000 Hand-picked Rewards.
Rewards Redemption
- The Hand-picked rewards you earn can be redeemed from the Hand-picked Rewards catalog.
- These rewards can be redeemed against travel, dining, fashion, gadgets, and AirMiles.
- You get a shopping voucher worth Rs. 1000 for every 1250 Hand-picked Rewards.
The following table shows how many hand-picked rewards you need to have to redeem against gift vouchers of some top brands:
| Brand name | Gift voucher price | No. of Hand-picked Rewards |
| Amazon | Rs. 1,000 | 1,500 |
| Flipkart | Rs. 1,000 | 1,450 |
| Croma | Rs. 1,000 | 1,300 |
| Nike | Rs. 1,000 | 1,250 |
| Big Bazaar | Rs. 1,000 | 1,400 |
| Pizza Hut | Rs. 1,000 | 1,300 |
Travel Benefits
- You get a complimentary Priority Pass Membership.
- The membership worth US $99 is complimentary and you will have to pay a lounge usage fee of US $27 + GST per person every time you visit a lounge.
Golf Benefits
- You get 1 complimentary golf round every month to domestic/international golf courses on spending over Rs. 1 lakh on retail purchases in the previous calendar month.
- You can book your game by logging in to www.teetimes.golftripz.com using the same email I’d that is registered with your ICICI Bank Visa Signature credit card.
Fuel Surcharge
A 1% fuel surcharge waiver is provided at all the fuel stations in India when you pay using your ICICI Bank VISA Signature credit card.
Conclusion
The ICICI Bank VISA Signature Credit Card targets high-income individuals who are looking for a card with Golf privileges. However, its benefits are not only limited to Golf. You get exclusive Rewards on most of your spends in the form of Hand-picked Rewards, which are redeemable against travel, dining, AirMiles, and many more options available at the Hand-Picked Rewards catalog. The best part is: you get a shopping voucher worth Rs. 1000 for every 1250 Hand-picked Rewards. Therefore, one can save incredibly through this card. Moreover, the welcome benefit of 30,000 Hand-picked Rewards is another amazing feature of the card. The IndusInd Bank also issues a similar card on the Visa network, which is IndusInd Bank Visa Signature Credit Card. However, both the cards have their own advantages. So, if you are looking for an ICICI credit card that will allow you to save on your spending along with providing you exclusive benefits, you should go with the ICICI Bank VISA Signature Credit Card.