By Bharti Bisht
Updated On April 14, 2022

The Emirates Skywards ICICI Bank Sapphiro Credit Card is one of the three new co-branded travel credit cards launched by the ICICI Bank in partnership with Emirates airlines, the other two cards being the Emirates ICICI Emeralde Credit Card and Emirates ICICI Rubyx Credit Card. The Sapphiro variant comes with a joining fee of Rs. 5,000 and welcomes you with a bonus of 5,000 Skywards Miles that can be used for travel-related bookings via the Emirates Skywards website. With this card, you can earn up to 2 Skyward Miles on every Rs. 100 you spend and redeem these miles against a host of options by logging in to your Emirates account.

Other than this, you get exciting travel privileges including complimentary Emirates Skywards silver tier membership which can be upgraded to the Gold tier on achieving the milestone spend from the second year. You also get complimentary domestic as well as international lounge access every year and a lot more benefits. Talking about its entertainment privileges, you can avail of up to 2 complimentary movie tickets every month under the Buy 1 Get 1 free offer. The Emirates Skywards ICICI Bank Sapphiro Card has a lot more exciting benefits and features. To know all of them, go through the complete article:

Emirates Skywards ICICI Sapphiro Credit Card

Best Suited For

Travel |

Joining Fee

Rs. 5,000

Reward Type

AirMiles |

Product Details

  • 5,000 bonus Skyward Miles as a welcome benefit.
  • Complimentary Emirates Skywards Silver Tier membership.
  • Up to 2 Skyward Miles on every spend of Rs. 100.
  • Complimentary domestic and international airport lounge access.
  • Buy 1 Get 1 Free offer on movies via BookMyShow.
  • Exciting discount offers on dining with the Culinary Treats Programme.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

5,000 bonus Skyward Miles and complimentary Emirates Skywards Silver Tier membership.

Movie & Dining

Buy 1 Get 1 Free offer on movie tickets on BookMyShow

Rewards Rate

2 Skyward Miles on every Rs. 100 spend, 1 Skyward Mile on every Rs. 100 spent on utilityand insurance.

Reward Redemption

The earned Skyward Miles are automatically credited to your Emirates Skywards account.

Travel

Complimentary domestic and international lounge access as well as spa sessions.

Golf

NA

Domestic Lounge Access

2 complimentary domestic lounge access every quarter on spending Rs. 5,000 in the previous quarter.

International Lounge Access

2 complimentary international lounge access every year.

Insurance Benefits

NA

Zero Liability Protection

You get zero liability protection against a lost/stolen card on reporting the loss to the bank in a timely manner.

Fees & Charges

Joining Fee

Rs. 5,000

Renewal Fee

Rs. 5,000

Spend based Waiver

NA

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% on all foreign currency spends.

Interest Rates

3.40% per month

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions

Cash Advance Charge

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Add-on Card Fee

Rs. 250

Emirates Skywards ICICI Sapphiro Credit Card Features and Benefits

The Emirates Skywards ICICI Bank Sapphiro Credit Card is the second most premium card issued by the bank in partnership with Emirates airlines. It comes with exciting travel privileges and a lot more benefits in other categories. To know detailed features and benefits of the Emirates ICICI Bank Sapphiro Card, refer to all the points mentioned below:

Welcome Benefits

  • You get 5,000 bonus Skywards Miles as a welcome benefit.
  • You get complimentary Emirates Skywards Silver Tier membership.

Reward Points

  • You get 2 Skyward Miles on every retail spend of Rs. 100.
  • You get 1 Skyward Mile on every Rs. 100 spent on insurance and utility categories.
  • You don’t earn any Skyward Miles on cash withdrawals, fuel transactions, EMI transactions, etc.

Reward Redemption

  • Your earned Skyward Miles are automatically credited to your Emirates Skywards account.
  • The Skyward Miles you earn can be redeemed against travel-related bookings and several other options via the Emirates website.

Milestone Benefits

On achieving an annual spend of Rs. 5 lakhs in an anniversary year, you can get a complimentary upgrade to the Emirates Skywards Gold Tier membership.

Travel Benefits

  • You get 2 complimentary domestic lounge access every quarter on spending Rs. 5,000 or more in the previous quarter.
  • You get 2 complimentary international lounge access every year with the Dreamfolks membership.
  • You get 2 complimentary spa sessions at Indian airports every year.

Movie & Dining Benefits

  • You can enjoy Buy 1 Get 1 Free offer on movie tickets on BookMyShow twice every month with the price of the complimentary ticket capped at Rs. 500.
  • You get exclusive discount offers and deals on dining with the Culinary Treats Programme.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver on all fuel transactions at all fuel stations in India.

Emirates Skywards ICICI Bank Sapphiro Credit Card Fees & Charges

  • The Emirates Skywards ICICI Bank Sapphiro Credit Card charges a joining and annual fee of Rs. 5,000.
  • The interest rate on this credit card is 3.4% per month or 40.8% annually.
  • The foreign currency markup fee on the Emirates ICICI bank Sapphiro Card is 3.5% of the total transaction amount. This fee is charged when you make an international transaction using your credit card.
  • The cash advance fee on this credit card is 2.5% of the cash amount withdrawn, subject to a minimum of Rs.  500.

Emirates Skywards ICICI Sapphiro Credit Card Eligibility Criteria & Documentation

You need to fulfill basic eligibility criteria in order to be approved for the Emirates Skywards ICICI Sapphiro Credit Card, which is as mentioned below:

  • The age of the primary cardholder needs to be above 21 years.
  • The age of the supplementary cardholder needs to be above 18 years.
  • The applicant should either be salaried or self-employed with a good net worth.
  • The applicant should have a very good credit score.

Documents Required

You should have the following documents while applying for this credit card:

  • Identity Proof: Aadhar Card, Voters’ Id, PAN Card, Driving License, etc (any one of these).
  • Address Proof: Aadhar Card, Utility bills, Passport, Driving License, etc.
  • Income Proof: Latest bank statements/salary slips, or Latest ITR.

How To Apply For The Emirates Skywards ICICI Sapphiro Credit Card

You can apply for the Emirates ICICI Bank Sapphiro Credit Card online as well as offline as per your comfort. If you want to apply online, what you need to do is just visit the ICICI Bank’s Emirates co-branded cards page by clicking here. Scroll down and click on ‘Get Sapphiro Card Online.’ You will be redirected to a new page where you can start your application process. Fill in all the required details as asked by the page and proceed further accordingly. To apply offline, just visit your nearest ICICI Bank branch with all the required documents and fill in the physical application form for the same.

Conclusion

After discussing all the features and benefits of the card, it would have become clear that the ICICI Bank Sapphiro Credit Card is best suited for people who love to travel and especially for those who travel very often via Emirates airlines. You don’t only earn Skywards miles, but also get complimentary airport lounge access at domestic as well as international airports across the world. Other than this, people who love movies can also consider this card as it lets you avail yourself of up to two complimentary movie tickets every month on booking tickets via BookMyShow.

Though it comes with a quite high annual fee, it can be hard to get for low-income individuals, but they don’t need to get disappointed as the card issuer has kept all the segments of people in mind and launched three credit cards with different annual fees. So, you can go with the Rubyx variant if the annual fee of Rs. 5,000 seems to be really high to you. And if you think this is the right choice for you, you should apply fr it as soon as possible. Just ake sure to check the eligibility criteria before it.

FAQs:

You can not get the annual fee waived off for your Emirates Skywards ICICI Bank Sapphiro Credit Card.

The interest rate on this credit card is 3.40% per month.

Yes, you get 2 complimentary domestic lounge access very quarter if you have spent Rs. 5,000 or more in the previous quarter.

The add-on card fee for this credit card is Rs. 250.

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