Emirates Skywards ICICI Bank Emeralde Credit Card
- Updated On: 22 May, 2026
ICICI Bank launched the Emirates Skywards ICICI Bank Emerald Credit Card in partnership with Emirates Airlines. It is a travel credit card best suited for frequent travelers with Emirates. The card comes with a joining and annual fee of ₹10,000 and welcomes you with 10,000 bonus Skyward miles as well as a complimentary Emirates Skywards Silver Tier membership for the first year. This membership can be upgraded to the Gold Tier each year by meeting the spending milestone. With this card, you earn Skyward Miles every time you spend, and the reward rate is up to 2 Miles for every spend of ₹100.
Along with this reward rate and other benefits, you get exciting travel privileges, including complimentary airport lounge access and much more. Apart from this, you are also entitled to complimentary movie tickets, exciting dining deals, and many other benefits. So, aside from travel, this card has many advantages over other categories as well. To know all the benefits of the Emirates Skywards ICICI Emeralde Credit Card and its fees in detail, keep reading the article:
Emirates Skywards ICICI Bank Emeralde Credit Card
( 4.5 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
2 Skyward Miles/₹100 Spent on All Transactions
Welcome Benefits
10,000 Skyward Miles and Emirates Skywards Silver Tier Membership
Rewards and Benefits
Movie & Dining
Buy 1 Get Up to ₹750 Off on the Second BookMyShow Ticket Four Times Every Month on Quarterly Spends Above ₹25,000
Rewards Rate
2 Skyward Miles/₹100 Spent on All Transactions
Reward Redemption
The earned Skywards Miles can be redeemed via Emirates Skywards website against travel-related spends.
Travel
Complimentary Priority Pass Membership
Domestic Lounge Access
Complimentary Unlimited Access to Domestic Airport Lounges
International Lounge Access
Free Unlimited International Airport Lounge Access
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
NA
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.50% on all international transactions.
Interest Rates
3.75% Per Month (45% Per Annum)
Fuel Surcharge Waiver
1% Fuel Surcharge Waiver on Transactions Between ₹400 – ₹4,000
Cash Advance Charges
Higher of Rs. 500 or 2.5% of the amount withdrawn.
Product Details
- Complimentary Skywards Silver Tier membership.
- 10,000 bonus Skywards Miles as a joining benefit.
- For every Rs. 100 spent, you will get 2 Skyward Miles.
- Unlimited complimentary access to domestic as well as international lounges.
- Skywards Miles Gold Tier membership on achieving the milestone spend.
- Under the ICICI Bank Culinary Treats Programme, you will get exclusive deals on dining.
- Buy 1 Get 1 Free offer on movie tickets four times every month.
- Surcharge waiver of 1% on fuel transactions.
Emirates Skywards ICICI Emeralde Credit Card Features and Benefits
The Emirates Skywards ICICI Emeralde Credit Card is a newly launched travel credit card that comes with several exclusive privileges for frequent travelers. Other than travel, the card provides you with exciting benefits over other categories as well. Refer to the following points to understand all its features and benefits in detail:
Welcome Benefits
- The cardholders will get a bonus of 10,000 Skywards as a welcome benefit in the first year and as a renewal benefit from the second year.
- You get a complimentary Emirates Skywards Silver Tier membership, which will be active till the card remains active.
- These welcome benefits will be granted after you have paid the joining fee on the credit card.
Reward Points
- On every ₹100 spent on retail purchases, you will get 2 Skyward Miles.
- No Skyward Miles are earned on selected spends like fuel transactions, insurance, utilities, balance transfers, cash withdrawals, EMI transactions, etc.
Reward Redemption
- The earned Skyward Miles are automatically credited to the cardholder’s Emirates Skywards account.
- The miles can be redeemed against flight bookings, hotel bookings, and a lot of other options available on the Skywards website.
Milestone Benefits
You get Emirates Skywards Gold Tier membership on achieving a total annual spend of ₹15 lakhs or more, out of which a minimum of ₹50,000 should be spent on Emirates.
Travel Benefits
- The cardholders will get complimentary unlimited access to domestic lounges every quarter.
- You get unlimited complimentary international lounge access.
- All these benefits are offered to you under the complimentary Priority Pass membership you get with this card.
Movie & Dining Benefits
- You get a Buy 1 Get 1 Free offer on booking movie tickets through BookMyShow with a capping of ₹750 per ticket on the complimentary ticket.
- You get exciting deals in dining with the ICICI Bank’s Culinary Treats Programme.
Fuel Surcharge Waiver
You get a 1% fuel surcharge waiver on all fuel transactions worth up to ₹4,000 in India.
Emirates Skywards ICICI Bank Emeralde Credit Card Fees & Charges
- This card charges a joining and annual fee of ₹10,000.
- The interest rate on this credit card is 3.75% per month, i.e., 45% per annum.
- The foreign currency markup fee on the Emirates ICICI Bank Emeralde Card is 3.5% on all foreign currency transactions.
- The cash advance fee (cash withdrawal charges) on this credit card is 2.5% of the withdrawn amount, subject to a minimum of Rs. 500.
Emirates Skywards ICICI Emeralde Credit Card Eligibility Criteria & Documentation
The basic eligibility criteria that you need to fulfill in order to get the Emirates Skywards ICICI Emeralde Credit Card are as mentioned below:
- The age of the primary cardholder should be above 21 years.
- The age of the supplementary cardholder should be above 18 years.
- The applicant should have a stable source of income with a high net worth.
- The applicant should have a good credit score.
Documents Required
You will need the following documents in order to apply for this credit card:
- Identity Proof: Aadhaar Card, Voters’ ID, PAN Card, Driving License, etc (any one of these).
- Address Proof: Aadhaar Card, Utility bills, Passport, Driving License, etc.
- Income Proof: Latest bank statements/salary slips or Latest ITR.
How To Apply For The Emirates Skywards ICICI Emeralde Credit Card
You can apply for the Emirates ICICI Bank Emeralde Card online as well as offline at your convenience. If you want to apply online, just visit the ICICI Bank’s Emirates co-branded cards page. Just click on the Apply Now button, and you shall be redirected to the official application page. Fill in all the required details and proceed further accordingly.
Conclusion
The Emirates Skywards ICICI Bank Emeralde Credit Card is one of the three co-branded travel cards that the bank launched. Earlier, Standard Chartered Bank used to offer a credit card in partnership with Emirates Airlines (Standard Chartered Emirates World Credit Card), which is now discontinued, and hence, the ICICI Bank has become the only card issuer that is issuing cards with Emirates Airlines currently. It is an excellent choice for people who frequently travel via Emirates Airlines, and being a premium card; it also requires you to be a high net worth individual.
So, if you are someone with a high annual income and find this card suitable for you, you should apply for it without any further delay. However, if you want an Emirates co-branded card with a lower annual fee, you can check the other two Emirates co-branded cards launched by ICICI Bank. If you have any further doubts related to this card, please ask us in the comment section below!
FAQs:
What is the annual fee of the Emirates Skywards ICICI Emeralde Credit Card?
The annual fee of this credit card is Rs. 10,000 plus applicable taxes.
Is there any cap on the price of complimentary ticket under the Buy 1 Get 1 Free offer on movies?
Yes, the price of the complimentary movie ticket you can get with this card is capped at Rs. 750 per ticket.
Do I get an annual fee waiver with this card?
No, the Emirates Skywards ICICI Emeralde Credit Card doesn’t provide you with an annual fee waiver.
Do I get the bonus of 10,000 Skywards Miles every year?
Yes, with the Emirates ICICI Bank Emeralde Credit Card, you get 10,000 bonus miles every year after payment of the annual fee.
20 comments
Karan Bhandari
Kartik do we get 2.5% on government tax payment?
MCC 9399
Kartik Kanwar
No Miles will be accrued on payments under the categories of Insurance, Utility, Government & Education payments.
ABhi
forex for emeralde is 2%, right?
Kartik Kanwar
Nope. 3.5%
YASH
Should be 50k on emirates instead of 10k right?
Kartik Kanwar
Corrected.
Prasad Chityala
I want this card, what is the process. If I apply online it shows not eligible.
Raj
How to apply for this card ? The online page does not specifically show application for this card.
Is there any specific link ?
Kartik Kanwar
There is no specific link for this card.
Kabir Sharma
Hi, I’m looking for a card with low forex markup and with better redemption options. I’ve Dcb, Magnus and Emeralde with low forex markup but as Dcb is not acceptable everywhere need a 3rd back up card and mostly for international spends. Recently closed my Sbi elite card as in a year 3 times the card was blocked due to fraudulent transactions. Please suggest a 3rd card with good point redemption option and low forex markup. Thinking to apply for yes bank marquee, but just a thought. But need your suggestion and recommendations. My annual spends all together is not more than 35 lacs.
Currently I’m holding following cards
Scb ultimate
Diner black plastic
Emeralde plastic
Amex reserve
Axis magnus, horizon, miles and more
Sunny
I have paid the annual fees but still haven’t received the miles and tier has not changed to silver. Any idea when it might happen?
Kartik Kanwar
Check your Emirates Skywards membership account after 48 hours. It should be credited by then.
Inderjeet
Can I get this card on FD?
Kartik Kanwar
No
Ravi Modi
Do we get any discount or special fares while booking through Emirates ICICI Emerald Credit Card. I have checked Emirates website but there is no mention of any discount.
Kartik Kanwar
There was a promotional discount offer running but that expired on 31st of July.
dev
DO we get 1% point on income tax payment also?
Kartik Kanwar
Nope
Hardik Modi
I have the ICICI BANK Emeralde Credit card co branded with Emirates Skywards. I want to know which lounges across the world are covered on this card in partnership with dreamfolks. I have checked on icicibank.com as well as dreamfolks.in website as well, but it isnt helpful.
awaiting your reply.
thanks in advance.
hardik modi.
Ankur Mittal
There is a list on ICICI Bank which is a year old- Check here!