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Standard Chartered
Federal BankStandard Chartered Bank Emirates World Credit Card is a co-branded card issued by Standard Chartered Bank in partnership with Emirates.com. The Standard Chartered bank offers exclusive rewards and benefits to its Emirates world credit cardholders, such as complimentary lounge access, shopping benefits, golf privileges, etc. It comes with an annual fee of Rs. 3000, which is worth it due to the exclusive offers provided by the credit card. Along with providing air miles on every Rs. 150 spent, it has many other exclusive benefits, including EMI facilities, cashback on duty-free shopping, etc. As a welcome bonus, you get 4,000 skywards miles, which is another great offer provided by the card.
As it is an Emirates co-branded card, you get 2x skyward miles when purchasing flight tickets via emirates.com. All these Skywards miles are automatically transferred to your Emirates skywards account and you can use them for flight bookings and services on Emirates.com. But, its advantages are not just restricted to all this. To know all about the Standard Chartered Bank Emirates world credit card and its benefits, keep reading:
Standard Chartered Emirates World Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Travel |
Reward Type
Reward Points
Welcome Benefits
Movie & Dining
NA
Rewards Rate
3 Skywards miles on every Rs. 150 spent, 6 Skywards miles on every Rs. 150 spent on Emirates.com.
Reward Redemption
The skywards miles you earn through the Emirates world card are automatically transferred to your Skywards Emirates account.
Travel
You get complimentary domestic as well as international lounge access.
Golf
Get 1 free Golf lesson each month, a 50% discount on all Golf games, and access to 4 Golf games every year.
Domestic Lounge Access
Complimentary domestic lounge access to several participating lounges.
International Lounge Access
2 complimentary international lounge access every month based on your spends.
Insurance Benefits
Coverage of Rs. 1 Crore in case of an overseas air accident. Cover for flight delay, baggage delay, and Hijacking is also available.
Zero Liability Protection
You won’t be liable for charges incurred on your Card once the Standard Chartered bank Helpline is informed of the loss.
Spend Based Waiver
Nil
Rewards Redemption Fee
Rs 99/- plus applicable taxes per redemption request.
Rewards Redemption Fee
Rs 99/- plus applicable taxes per redemption request.
Foreign Currency Markup
3.5% on all foreign currency spends
Interest Rates
3.75% per month
Fuel Surcharge
1% fuel surcharge or Rs. 10 (whichever is higher)
Cash Advance Charges
3% of the amount withdrawn or Rs. 300 (whichever is higher)
Add-on Card Fee
Nil
- A bonus of 4,000 miles as a Welcome Gift
- 6 skywards miles on every Rs. 150 spent on Emirates.com.
- 3 skywards miles on every Rs. 150 spent on other transactions.
- Complimentary Domestic lounge access.
- Complimentary International lounge based on monthly spends.
- 5% Cashback on duty-free shopping.
- Get 1 Complimentary golf lesson each month and a 50% discount on all golf games
- Coverage of Rs. 1 Crore in case of an overseas air accident
Welcome Benefits
The Standard Chartered Emirates World Credit Card comes with a welcome benefit of 4,000 bonus miles and also a renewal bonus of 1,500 skywards miles.
Standard Chartered Bank Emirates World Credit Card Rewards:
- On every Rs. 150 spent, you get 3 skywards miles on all transactions.
- You earn 6 skywards miles on every spend of Rs. 150 on Emirates transactions.
- Get 5% cashback on duty-free shopping of up to Rs. 1,000 per month.
Rewards Redemption
The miles earned would automatically be transferred to your Emirates Skywards account. You can use these skywards miles for flight bookings and other services at emirates.com
Golf Benefits
- You get 1 free golf lesson each month and a 50% discount on all golf games.
- 4 complimentary green fees round per calendar year. You can avail of not more than 1 green fee round per calendar month.
Travel Benefits
- You get complimentary domestic lounge access to several participating lounges with the MasterCard lounge program.
- Cardholders also get 2 complimentary domestic and international lounge access via Priority Pass every month on spending over Rs. 10,000 in the previous month.
Insurance Benefits
| Category | Insurance Coverage |
| Accidental air death | Rs. 1 crore |
| Flight Delay | USD 300 |
| Trip interruption | USD 1,000 |
| Delayed baggage | USD 600 |
| Loss of travel documents | USD 1075 |
| Hijacking | USD 6,000 |
Conclusion
If you travel via Emirates.com, then this card is for you. It comes with exclusive travel perks and several other cashback offers. Being in partnership with Emirates.com, it provides extra privileges to its customers traveling through Emirates. The Standard Chartered Bank also provides its cardholders with various other exciting offers like lounge access, golf program benefits. So, there is nothing that should stop you from having this credit card, especially if you love traveling via Emirates.com. Along with providing travel benefits, it also allows you to improve your financial power by availing loans and other exclusive offers. So, if you’re looking for a card that can avail you of exciting travel benefits along with other exclusive offers on regular spends, you should undoubtedly choose Standard Chartered Emirates World Credit Card. However, if you are not a frequent traveler, you can check other Standard Chartered Credit Cards and choose one according to your needs.
