By Bharti Bisht
Updated On September 22, 2021

Standard Chartered Bank Emirates World Credit Card is a co-branded card issued by Standard Chartered Bank in partnership with Emirates.com. The Standard Chartered bank offers exclusive rewards and benefits to its Emirates world credit cardholders, such as complimentary lounge access, shopping benefits, golf privileges, etc. It comes with an annual fee of Rs. 3000, which is worth it due to the exclusive offers provided by the credit card. Along with providing air miles on every Rs. 150 spent, it has many other exclusive benefits, including EMI facilities, cashback on duty-free shopping, etc. As a welcome bonus, you get 4,000 skywards miles, which is another great offer provided by the card.

As it is an Emirates co-branded card, you get 2x skyward miles when purchasing flight tickets via emirates.com. All these Skywards miles are automatically transferred to your Emirates skywards account and you can use them for flight bookings and services on Emirates.com. But, its advantages are not just restricted to all this. To know all about the Standard Chartered Bank Emirates world credit card and its benefits, keep reading:

Best Suited For

Travel |

Joining Fee

Rs. 3,000 + taxes

Reward Type

AirMiles |

Product Details

  • A bonus of 4,000 miles as a Welcome Gift
  • 6 skywards miles on every Rs. 150 spent on Emirates.com.
  • 3 skywards miles on every Rs. 150 spent on other transactions.
  • Complimentary Domestic lounge access.
  • Complimentary International lounge based on monthly spends.
  • 5% Cashback on duty-free shopping.
  • Get 1 Complimentary golf lesson each month and a 50% discount on all golf games
  • Coverage of Rs. 1 Crore in case of an overseas air accident

Rewards and Benefits

Welcome Benefits

4,000 bonus miles

Movie & Dining

NA

Rewards Rate

3 Skywards miles on every Rs. 150 spent, 6 Skywards miles on every Rs. 150 spent on Emirates.com.

Reward Redemption

The skywards miles you earn through the Emirates world card are automatically transferred to your Skywards Emirates account.

Travel

You get complimentary domestic as well as international lounge access.

Golf

Get 1 free Golf lesson each month, a 50% discount on all Golf games, and access to 4 Golf games every year.

Domestic Lounge Access

Complimentary domestic lounge access to several participating lounges.

International Lounge Access

2 complimentary international lounge access every month based on your spends.

Insurance Benefits

Coverage of Rs. 1 Crore in case of an overseas air accident. Cover for flight delay, baggage delay, and Hijacking is also available.

Zero Liability Protection

You won’t be liable for charges incurred on your Card once the Standard Chartered bank Helpline is informed of the loss.

Fees & Charges

Joining Fee

Rs. 3,000 + taxes

Renewal Fee

Rs. 3,000

Spend based Waiver

Nil

Rewards Redemption Fee

Rs 99/- plus applicable taxes per redemption request.

Rewards Redemption Fee

Rs 99/- plus applicable taxes per redemption request.

Foreign Currency Markup

3.5% on all foreign currency spends

Interest Rates

3.75% per month

Fuel Surcharge

1% fuel surcharge or Rs. 10 (whichever is higher)

Cash Advance Charge

3% of the amount withdrawn or Rs. 300 (whichever is higher)

Add-on Card Fee

Nil

Welcome Benefits

The Standard Chartered Emirates World Credit Card comes with a welcome benefit of 4,000 bonus miles and also a renewal bonus of 1,500 skywards miles.

Standard Chartered Bank Emirates World Credit Card Rewards:

  • On every Rs. 150 spent, you get 3 skywards miles on all transactions.
  • You earn 6 skywards miles on every spend of Rs. 150 on Emirates transactions.
  • Get 5% cashback on duty-free shopping of up to Rs. 1,000 per month.

Rewards Redemption

The miles earned would automatically be transferred to your Emirates Skywards account. You can use these skywards miles for flight bookings and other services at emirates.com

Golf Benefits

  • You get 1 free golf lesson each month and a 50% discount on all golf games.
  • 4 complimentary green fees round per calendar year. You can avail of not more than 1 green fee round per calendar month.

Travel Benefits

  • You get complimentary domestic lounge access to several participating lounges with the MasterCard lounge program.
  • Cardholders also get 2 complimentary domestic and international lounge access via Priority Pass every month on spending over Rs. 10,000 in the previous month.

Insurance Benefits

Category Insurance Coverage
Accidental air death Rs. 1 crore
Flight Delay USD 300
Trip interruption USD 1,000
Delayed baggage USD 600
Loss of travel documents USD 1075
Hijacking USD 6,000

Conclusion

If you travel via Emirates.com, then this card is for you. It comes with exclusive travel perks and several other cashback offers. Being in partnership with Emirates.com, it provides extra privileges to its customers traveling through Emirates. The Standard Chartered Bank also provides its cardholders with various other exciting offers like lounge access, golf program benefits. So, there is nothing that should stop you from having this credit card, especially if you love travelling via Emirates.com. Along with providing travel benefits, it also allows you to improve your financial power by availing loans and other exclusive offers. So,  if you’re looking for a card that can avail you of exciting travel benefits along with other exclusive offers on regular spends, you should undoubtedly choose Standard Chartered Emirates World Credit Card.

FAQs:

You can use these skywards miles in flight booking and availing services at emirates.com

The loan can be paid back in easy monthly installments in a period of 12 to 60 months.

No, it doesn’t provide any fuel surcharge waiver.

Report it as soon as you lose the card to the Standard Chartered bank customer care through their helpline number.

Yes, you can withdraw cash using it with a cash advance fee of 3% or Rs. 300 (whichever is higher).

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