Shoppers Stop HDFC Bank Credit Card

Shoppers Stop HDFC Credit Card Features and Benefits

Following are the detailed features and benefits of the Shoppers Stop HDFC Bank Credit Card:

Welcome Benefit

Cardholders get a voucher worth Rs. 500 as a welcome benefit, which can be redeemed on a minimum spend of Rs. 3000 on private-label brands at Shoppers Stop.

Milestone Benefits

Get 2000 First Citizen Points when you spend Rs. 2 Lakhs annually.

Reward Benefits

• Enjoy complimentary Shoppers Stop Membership
• For every Rs.150 spent on retail transactions, cardholders earn First Citizen Points.
• Get 6 First Citizen Points on private-label brands at Shoppers Stop on every Rs.150 spent (capped at 500 points per month).
• Get 2 First Citizen Points for every Rs. 150 spent on all brands and categories, including spends within and outside Shoppers Stop, except for wallet and fuel transactions.

Reward Redemption

• The reward points can be redeemed against the purchases made at Shoppers Stop at the retail outlet or through the website.
• The reward points are not transferable for cash or credit
• The reward points cannot be exchanged for gift vouchers
• The reward points cannot be used to make a purchase through Cash On Delivery
• The reward points are valid for one year from the date of issue

Grocery and Dining Benefits

Get PayZapp offer up to Rs. 1,500 per month on select vendors like Swiggy, Zomato, and BigBasket

Shoppers Stop HDFC Bank Credit Card Eligibility Criteria

The eligibility of the applicant to apply for the Shoppers Stop HDFC Bank Credit Card is as follows :

• For self-employed Indian Citizens, the minimum age of the applicant should be 21 years, and the maximum age should be 65 years, and he should have submitted an ITR of Rs.6 Lakhs or more
• For salaried Indian Citizens, the minimum age of the applicant should be 21 years, and the maximum age should be 60 years with a net monthly salary of Rs. 20,000 or more.

Shoppers Stop HDFC Bank Credit Card Fees and Charges

• Shoppers Stop HDFC Bank Credit Card is a lifetime free card, so you don’t need to pay any joining or annual fee for this.
• The interest rate on this card is 3.6% per month. Interest is charged on the outstanding amount not paid by the due date.
• The cash advance fee on this credit card is 2.5% of the transaction amount or a minimum of Rs. 500.
• The forex markup fee on this credit card is 3.5% on all foreign currency transactions.

Comparison Between Shoppers Stop & Shoppers Stop Black HDFC Credit Card

Let’s compare the Shoppers Stop HDFC Bank Credit Card with the Shoppers Stop Black HDFC Bank Credit Card. While both cards are ideal for purchases at Shoppers Stop, they have some differences.

Shoppers Stop HDFC Bank Credit Card Review

The Shoppers Stop HDFC Bank Credit Card is an exclusive HDFC card with attractive shopping benefits. Customers gain access to an exclusive Shoppers Stop membership that allows them to gain rewards when they purchase at Shoppers Stop. The reward points are credited to the Shoppers Stop account, which the members can redeem against the purchases made at Shoppers Stop either at the store or through the website. 

This card offers lifetime free membership, but reward points expire after 1 year from issuance. It’s ideal for those seeking a seamless shopping experience at Shoppers Stop.