Shoppers Stop HDFC Bank Credit Card

Shoppers Stop HDFC Credit Card Features and Benefits

Following are the detailed features and benefits of the Shoppers Stop HDFC Bank Credit Card:

Welcome Benefit

Cardholders get a voucher worth Rs. 500 as a welcome benefit which can be redeemed on a minimum spend of Rs. 5000 on private label brands.

Milestone Benefits

Get 2000 first citizen points when you spend Rs. 2 Lakhs annually

Reward Benefits

• Enjoy complimentary Shoppers Stop Membership
• On every Rs.150 spent on retail transactions, cardholders earn first citizen points
• Get 6 first citizen points on private-label brands at Shoppers Stop on every Rs.150 spent (capped at 500 points per month)
• Get 2 first citizen points on every Rs.150 spent on other brands and category spends within and outside Shoppers Stop (except wallet and fuel)

Reward Redemption

• The reward points can be redeemed against the purchases made at Shoppers Stop either at the retail outlet or through the website
• The SS points are not transferable for cash or credit
• The SS points cannot be exchanged for gift vouchers
• The SS points cannot be used to make a purchase through Cash On Delivery
• The SS points are valid for one year from the date of issue
• Shoppers Stop Limited is not liable or responsible for unauthorized or fraudulent purchases made through SS points

Grocery and Dining Benefits

Get PayZapp offer up to Rs. 1,500 per month on select vendors like Swiggy, Zomato, and BigBasket

Eligibility Criteria

The eligibility of the applicant to apply for the Shoppers Stop HDFC Bank Credit Card is as follows :

• For self-employed Indian Citizens, the minimum age of the applicant should be 21 years and the maximum age should be 65 years and he should have submitted an ITR of Rs.6 Lakhs or more
• For salaried Indian Citizens, the minimum age of the applicant should be 21 years and the maximum age should be 60 years with a net monthly salary of Rs. 20,000 or more.

Fees and Charges

• Shoppers Stop HDFC Bank Credit Card is a lifetime free card, so you don’t need to pay any joining or annual fee for this.
• The interest rate on this card is 3.6% per month. Interest is charged on the outstanding amount that is not paid by the payment due date.
• The cash advance fee on this credit card is 2.5% of the transaction amount or a minimum of Rs. 500.
• The forex markup fee on this credit card is 3.5% on all foreign currency transactions.

Conclusion

The Shoppers Stop HDFC Bank Credit Card is one of the exclusive HDFC cards that comes with attractive shopping benefits. Customers gain access to an exclusive Shoppers Stop membership that allows them to gain rewards when they purchase at Shoppers Stop. The reward points are credited in the Shoppers Stop account which the members can redeem against the purchases made at Shoppers Stop either at store or through the website. This card is free for a lifetime but the reward points expire 1 year after the time of issuance. It is an amazing choice for people who want a rewarding and seamless shopping experience at Shoppers Stop