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Shoppers Stop HDFC Bank Credit Card

Shoppers Stop HDFC Bank Credit Card is a lucrative card for people who love to shop at Shoppers Stop and like to stay updated on fashion trends. It offers a complimentary Shoppers Stop Silver Edge Membership to people who avail of this card. This co-branded credit card is specially designed for consumers seeking generous rewards while purchasing at Shoppers Stop.

The cardholders get exclusive benefits such as accrual of multiple reward points on shopping purchases and redeeming them later against further purchases that they make at Shoppers Shop. Keep reading for more benefits and features of the Shoppers Stop HDFC Bank Credit Card.

Earlier, this card used to be lifetime free, but now it can be availed of with a joining charge.

Shoppers Stop HDFC Bank Credit Card

( 4.5 / 5 )
Shoppers Stop HDFC Bank Credit Card
  • Joining Fee₹299 + GST
  • Annual Fee₹299 + GST
  • Best Suited ForShopping
  • Reward TypeReward Points

Rewards Rate

3% Reward Points on Every Shoppers Stop Spend and 1 % Reward Points on Non-Shoppers Stop Spends

Welcome Benefits

Shoppers Stop Voucher Worth ₹500 and Complimentary Shoppers Stop Silver Edge Membership

Movie & Dining

N/A

Rewards Rate

3% Reward Points on Every Shoppers Stop Spend and 1 % Reward Points on Non-Shoppers Stop Spends

Reward Redemption

Reward Points Can Be Redeemed Against Multiple Options

Travel

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

N/A

  • Spend-Based Waiver

    N/A

    Rewards Redemption Fee

    ₹99 + GST

    Foreign Currency Markup

    3.5% + GST

    Interest Rates

    3.75% Per Month (or 45% Annually)

    Fuel Surcharge Waiver

    Cardholders get a 1% fuel surcharge waived (up to Rs. 250 per statement cycle), across all petrol stations in India.

    Cash Advance Charges

    2.5 % of the transaction amount subject to a minimum charge of Rs 500.

    • Complimentary Shoppers Stop Silver Edge Membership.
    • Get a Shoppers Stop Voucher worth ₹500 as a welcome benefit redeemable on any bill value.
    • 1% fuel surcharge waiver across all fuel stations (up to ₹250 per statement cycle)

    Pros

    • You can also make UPI payments by linking your RuPay credit card.

    Cons

    • This card does not provide any golfing benefits, and you will also not have access to domestic or international lounges.

  • Shoppers Stop HDFC Credit Card Features and Benefits

    Following are the detailed features and benefits of the Shoppers Stop HDFC Bank Credit Card:

    Welcome Benefit

    Cardholders get a voucher worth ₹500 as a welcome benefit, which can be redeemed on any bill value at Shoppers Stop.

    Milestone Benefits

    • Earn ₹500 per month for a minimum purchase of ₹15,000 on Shoppers Stop over the weekend.
    • Capped to a maximum of once in a month and five times in a year.

    Reward Benefits

    • Enjoy a complimentary Shoppers Stop Silver Edge Membership.

    Silver Edge Features and Benefits

    • Earn 3% Reward Points on every Shoppers Stop spend (Maximum cap of 500 Reward Points per month).
    • 1 % Reward Points on Non-Shoppers Stop Spends (Maximum cap of 1,000 Reward Points per month).

    Reward Redemption

    • Bank Reward Points redemption value will be ₹1 when availed against the Shoppers Stop voucher.
    • All non-Shoppers Stop voucher redemptions will be as per HDFC Bank’s current redemption catalog.
    Redemption for Reward Point Value
    Product Catalogue ₹0.25
    Cashback ₹0.20
    Airmiles ₹0.25
    Unified SmartBuy (Flights/Hotels) ₹0.20

    Shoppers Stop HDFC Bank Credit Card Eligibility Criteria

    The eligibility of the applicant to apply for the Shoppers Stop HDFC Bank Credit Card is as follows :

    • For self-employed Indian Citizens, the minimum age of the applicant should be 21 years, and the maximum age should be 65 years, and he should have submitted an ITR of ₹6 Lakhs or more
    • For salaried Indian Citizens, the minimum age of the applicant should be 21 years, and the maximum age should be 60 years with a net monthly salary of ₹20,000 or more.

    Shoppers Stop HDFC Bank Credit Card Fees and Charges

    • Shoppers Stop HDFC Bank Credit Card is a lifetime free card, so you don’t need to pay any joining or annual fee for this.
    • The interest rate on this card is 3.6% per month. Interest is charged on the outstanding amount not paid by the due date.
    • The cash advance fee on this credit card is 2.5% of the transaction amount or a minimum of ₹500.
    • The forex markup fee on this credit card is 3.5% on all foreign currency transactions.

    Comparison Between Shoppers Stop & Shoppers Stop Black HDFC Credit Card

    Let’s compare the Shoppers Stop HDFC Bank Credit Card with the Shoppers Stop Black HDFC Bank Credit Card. While both cards are ideal for purchases at Shoppers Stop, they have some differences.

    Benefits Shoppers Stop HDFC Credit Card Shoppers Stop Black HDFC Credit Card
    Joining Fee ₹299 + GST ₹4,500 + GST
    Renewal Fee ₹299 + GST ₹4,500 + GST
    Reward Points 3% Reward Points on Every Shoppers Stop Spend (Maximum Cap of 500 Reward Points Each Month) 7% Reward Points on Every SS Spends. Maximum Cap at 2,000 Reward Points Per Month
    Domestic Lounge Access N/A 16 (Annually)
    International Lounge Access N/A 8 (Annually)

    Shoppers Stop HDFC Bank Credit Card Review

    The Shoppers Stop HDFC Bank Credit Card is an exclusive HDFC card with attractive shopping benefits. Customers gain access to an exclusive Shoppers Stop membership that allows them to gain rewards when they purchase at Shoppers Stop. The reward points are credited to the Shoppers Stop account, which the members can redeem against the purchases made at Shoppers Stop either at the store or through the website. It’s ideal for those seeking a seamless shopping experience at Shoppers Stop.

    FAQs:

    Yes, you can apply for the Shoppers Stop HDFC Bank Credit Card provided you are eligible.

    Yes, you can redeem the points earned on Shoppers Stop HDFC Bank Credit Card via online purchase made through the Shoppers Stop the registered application.

    Customers can redeem their points against purchases made in Shoppers Stop outlets or digital stores

    Shoppers Stop will share SMS/email communications on the registered Mobile Number and email address. Customers will have to follow the steps mentioned and intimate Shoppers Stop staff at the time of billing

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