MakeMyTrip HDFC ForexPlus Card is a co-branded prepaid travel card by HDFC Bank in collaboration with MakeMyTrip. As it is a prepaid card, unlike credit cards, you need to load the card in any one of the 22 supported currencies before it can be used.
An initial issuance fee of Rs. 500 (plus applicable taxes) is to be paid at the time of card issuance, however, no annual membership fee is applicable. Although the card does not have any reward structure (like reward points or cashback), you do get many add-on features like complimentary airport lounge access, a comprehensive insurance plan, travel discounts and many other benefits with the card. Read on to learn more about the MakeMyTrip co-branded forex card by HDFC.

MakeMyTrip HDFC Bank ForexPlus Card
Best Suited For
Travel |
Joining Fee
Rs. 500 (plus applicable taxes)
Reward Type
Product Details
- Can be loaded in 22 different currencies including USD, Euro, and UAE Dirham.
- Complimentary insurance plan including insurance against air/rail/road accident, misuse of card and many other insurance covers.
- Complimentary lounge access at select international airports across India.
- Amazon gift voucher worth Rs. 1,500 on loading/reloading the card with a minimum of USD 1,500 (or equivalent).
- Ola voucher worth Rs. 500 on loading a minimum of USD 1,000 on the card (valid only for the first loading only).
- Complimentary MMT Black membership- an invite-only loyalty program by MakeMyTrip.
- Discounts from MakeMyTrip on flight, hotel and holiday package bookings.
- Issuance fee waiver for customers with a valid MMT international flight/hotel/holiday booking ID.
- Issuance fee waiver on the minimum first loading of USD 1,000 (or its currency equivalent).
- Rs. 0.20 cheaper forex rate on loading the card via online channels.
Rewards and Benefits
Welcome Benefits
Complimentary MMT Black membership, Ola voucher worth Rs. 500 on loading a minimum of USD 1,000 (or equivalent), issuance fee waiver with a valid MMT flight/hotel/holiday booking ID, or on the first loading of a minimum of USD 1,000 (or equivalent)
Movie & Dining
N/A
Rewards Rate
N/A
Reward Redemption
N/A
Travel
2 complimentary lounge access per annum, MMT Black membership, Ola voucher worth Rs. 500 on loading a minimum of USD 1,000, discounts on flight/hotel/holiday bookings via MMT, cheaper forex rate on loading via online channels, travel-related insurance benefits
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
2 lounge access at select international airports across India
Insurance Benefits
Comprehensive insurance plan including insurance covers against air/rail/road accident, misuse of card and many other insurance covers
Zero Liability Protection
Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank
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Fees & Charges
Joining Fee
Rs. 500 (plus applicable taxes)
Renewal Fee
N/A
Spend based Waiver
N/A
Rewards Redemption Fee
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
No mark-up fee on transactions made in the currency loaded on the card, a cross-currency mark-up fee of 2% of the transaction amount applicable on transactions made in a currency other than the one loaded on the card
Interest Rates
N/A
Fuel Surcharge
N/A
Cash Advance Charge
USD 2 on ATM withdrawals
Add-on Card Fee
N/A
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MakeMyTrip HDFC Bank ForexPlus Card Welcome Benefits
- Complimentary membership of the MMT Black loyalty program.
- Ola voucher worth Rs. 500 on loading a minimum of USD 1,000 (or equivalent) on the card. This benefit is applicable only on the first loading on newly issued cards only.
- Card issuance waived off with a valid MakeMyTrip hotel/international flight/holiday booking ID, or on loading a minimum of USD 1,000 on the card.
MakeMyTrip HDFC Bank ForexPlus Card Travel Benefits
- 2 complimentary lounge access per annum at international airports across India.
- Ola ride voucher worth Rs. 500 on loading a minimum of USD 1,000 on the card (valid only on the first loading on newly issued cards).
- Complimentary membership of MakeMyTrip Black- an invite-only loyalty program by MakeMyTrip.
- Card issuance fee waived off on producing a valid MakeMyTrip hotel/flight/holiday booking ID at the time of card issuance.
- Discount vouchers on hotel reservations, air ticket bookings, holiday bookings via MakeMyTrip (offer details below)-
Spends Category | Discount Vouchers |
Domestic Flights | Rs. 400 off on Roundtrip bookings (minimum booking amount of INR 3,000) |
Domestic Hotels | Flat 5% Instant discount on all hotel bookings (minimum. booking amount of Rs. 2,000) |
International Flights | Rs. 1,000 discount on international flight bookings (minimum booking amount of Rs. 25,000) |
International Hotels | Flat 7% Instant discount on all international hotel bookings (minimum booking amount of Rs. 3,000) |
Online Holidays | Instant discount of 25% on holiday bookings |
Insurance Benefits
You get a comprehensive insurance plan with MakeMyTrip HDFC ForexPlus Card with a number of insurance benefits-
Insurance Type | Covered Amount (Single Currency Cards) | Covered Amount (Multi-Currency Cards) |
Misuse due to counterfeiting/skimming | Rs. 5 lakh | Rs. 5 lakh |
Road/Rail accident (death cover only) | Rs. 2 lakh | Rs. 5 lakh |
Air accident (death cover only) | Rs. 5 lakh | Rs. 25 lakh |
Loss of check-in baggage | Rs. 20,000 | Rs. 20,000 |
Loss of personal documents (passport reconstruction only) | Rs. 50,000 | Rs. 50,000 |
Loss of cash in transit | Rs. 60,000 | Rs. 60,000 |
Other Benefits
- Amazon gift voucher worth Rs. 1,500 on loading/reloading the card with a minimum of USD 1,500.
- Rs. 0.20 cheaper forex rate of loading/reloading the card via online channels.
- 24×7 assistance across the globe in the event of loss of card, card not working or emergency cash withdrawal.
Loading/Reloading MakeMyTrip HDFC ForexPlus Card
MakeMyTrip HDFC ForexPlus Card can be loaded/reloaded in the following two ways-
- Online- You can load or reload your MakeMyTrip HDFC ForexPlus Card via net banking or mobile app.
- Offline- You can also load/reload your MakeMyTrip HDFC ForexPlus Card by visiting your nearest HDFC branch and submitting the forex reload form A2 along with a cheque of the amount to be reloaded.
Supported Currencies
MakeMyTrip HDFC Forex Card can be loaded in the following 22 currencies- Australian Dollar, Dirhams, Canadian Dollar, Euro, Hongkong Dollar, Japanese Yen, Singapore Dollar, Sterling Pound, Swiss Franc, Swedish Krona, Thailand Baht, South African Rand, Oman Riyal, New Zealand Dollar, Danish Krone, Norwegian Krone, Saudi Riyal, Korean Won, Bahrain Dinar, Qatari Riyal, Kuwait Dinar and US Dollar.
MakeMyTrip HDFC ForexPlus Card Fees & Charges
- An initial fee of Rs. 500 (plus applicable taxes) is chargeable at the time of card issuance. No annual fee is applicable once the card is issued.
- A reloading fee of Rs. 75 (plus taxes) is chargeable every time the card is reloaded.
- No foreign currency mark-up fee is applicable on transactions made in the currency loaded on the card. However, a cross-currency mark-up fee of 2% of the transaction amount is levied on transactions made in a currency other than the one loaded on the card.
- A cash advance charge of USD 2 (or equivalent) is applicable on cash withdrawals from ATMs.
Conclusion
This MakeMyTrip co-branded prepaid forex card by HDFC bank can be the card of choice for you if you are someone who prefers booking hotels/flights through third-party travel portals like MakeMyTrip rather than directly from the hotel’s/airline’s website. Goibibo ICICI Bank Forex Card is another very similar offering by ICICI Bank in collaboration with Goibibo. While both these Prepaid Forex cards are good for frequent travellers, it’s a good idea to compare the features and benefits of the two cards before you make your mind.
FAQs:
MakeMyTrip HDFC Bank ForexPlus Card can be loaded in any of the following 22 currencies- Australian Dollar, Dirhams, Canadian Dollar, Euro, Hongkong Dollar, Japanese Yen, Singapore Dollar, Sterling Pound, Swiss Franc, Swedish Krona, Thailand Baht, South African Rand, Oman Riyal, New Zealand Dollar, Danish Krone, Norwegian Krone, Saudi Riyal, Korean Won, Bahrain Dinar, Qatari Riyal, Kuwait Dinar and US Dollar.
No annual membership fee is applicable on MakeMyTrip HDFC ForexPlus Card, however, you do have to pay an initial issuance fee of Rs. 500 at the time of card issuance.
Yes, you get 2 complimentary lounge access per annum at international airports across India with MakeMyTrip HDFC ForexPlus Card.
No forex mark-up fee is applicable on transactions made in the currency loaded on the card. However, a cross-currency usage charge of 2% of the transaction amount is applicable on transactions made in a currency other than the one loaded on the card.
No, since it is a prepaid card, there are no income-based eligibility criteria for MakeMyTrip HDFC Bank ForexPlus Card.