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Slice Super Card is a BNPL (Buy Now Pay Later) card by the fintech startup Slice in partnership with Visa and its banking partner, the SBM Bank. The Slice card allows you to split (slice) your monthly spends into three and settle the payment in installments over the period of the next three months. Slice Card is a lifetime free card– no joining/renewal fee applicable.

You also earn rewards on your Slice Super Card. Slice Card earns you Reward Points as monies that are redeemable for cashback. You earn 1 monies for every Re. 1 spent with your Slice Super Card. The rate of redemption of monies for cashback varies depending upon the number of monies available in your account at the time of redemption (more details later).

Since Slice Super Card is an entry-level BNPL card and is one of the most popular Fintech Credit Cards in the country. You do not get any additional privileges like airport lounge visits or insurance cover that you expect from a regular credit card, especially in the mid-range and premium segments. Keep reading to know more about the Slice Super Card.



Joining Fee


Renewal Fee


Best Suited For

Shopping |

Reward Type

Reward Points

Welcome Benefits


Movie & Dining


Rewards Rate

Up to 2% cashback as monies

Reward Redemption

Monies redeemable for cashback





Domestic Lounge Access


International Lounge Access


Insurance Benefits


Zero Liability Protection


Spend Based Waiver


Rewards Redemption Fee


Rewards Redemption Fee


Foreign Currency Markup

International transactions not allowed

Interest Rates


Fuel Surcharge

Fuel surcharge of 2% waived off on transactions below Rs. 4,000 (max waiver capped at Rs. 200 pm)

Cash Advance Charges

Cash withdrawal not allowed

Add-on Card Fee

No add-on card issued

  • Lifetime free pay-later card.
  • Split your monthly spends into three installments with any extra charges.
  • Earn up to 2% cashback on every transaction with the card.
  • No credit score required for application processing.
  • Exciting offers every week at partner merchants with Slice Spark.
  • Accepted by 99.95% merchants across India that accept Visa credit/debit cards.
  • Option to split your bills with friends by taking notes/adding tags.

Slice Super Card Features and Benefits

The most important features & benefits of the Slice Super Card have been discussed in detail below:

  • The Slice card is a lifetime free card and carries no hidden charges.
  • You don’t need to have a credit score to get it.
  • You are rewarded every time you swipe your Slice Super Card for any transaction.
  • You can get exciting discount offers and deals across several popular merchants including Zomato, Swiggy, Big Basket, Netflix, and many more.
  • You can split your monthly bills into three equal monthly installments without any charges.
  • The Slice Card is accepted by all the merchants/outlets that are accepting Visa Cards.

Slice Super Card Rewards

  • You earn Reward Points as monies on Slice Super Card.
  • The cardholders can earn up to 2% cashback as monies.

Reward Redemption

  • The monies earned on the Slice Super Card are redeemable for cashback.
  • The redemption value of the monies depends upon accumulated number of monies. Monies are redeemable for cashback as per the following table-
Number of monies Conversion Rate into Cashback
0 to 2,99,999 1%
3,00,000 to 4,99,999 1.5%
5,00,000 or more 2%
  • It is worth noting that while you do earn monies even on transactions split into installments, the same are reversed at the end of the month. Therefore, effectively, you earn monies only if you make the full payment with your Slice Card without splitting it into installments.

Slice Super Card Fees and Charges

Following is the detailed information about the fees and charges of the Slice Super Card:

  • The Slice Super Card is free for a lifetime, i.e, there are zero joining/annual fee is there.
  • No interest rates are applicable on the Slice Credit Card.
  • As Slice Credit Card is not a real credit card but more like a buy now pay later card, it doesn’t allow international transactions and cash withdrawals. Therefore, there is no cash withdrawal/forx markup fee.

How to Apply for Slice Super Card Online?

You can apply for Slice Super Card through Slice mobile app. You can either download the Slice app directly from the App Store/Play Store or you can visit the official Slice website and click/tap on Apply Now option and scan the QR code with your mobile and download the Slice app.

Who Should Apply for Slice Super Card?

While you can get a reward rate of up to 2% on your Slice Super Card, it is admittedly less rewarding than a regular entry-level credit card issued by a traditional bank. Slice Card still has two major advantages over traditional credit cards- it does not require you to have a credit history and it allows you to break your monthly spends into 3 parts which are payable over the period of the next 3 months. Therefore, you should consider applying for Slice Super Card if are looking forward to having a BNPL Card (Buy Now Pay Later), not for rewards, but for the aforementioned two reasons.

Slice Super Card Eligibility Criteria & Documentation

To get the Slice Super card, the applicants need to fulfill very basic eligibility criteria, which are as cited below:

  • The applicant should be above 18 years of age.
  • The applicant should be having a stable monthly income..
  • No requirement of credit score or history.

If you fulfill these eligibility criteria, you can apply online for the Slice Credit Card. Just login to the official website of Slice and apply for the card by filling in the digital application form.

Documents Required

The applicant needs to provide a few details like mobile number, ID proof (Voter Card/PAN Card/Aadhar Card, etc.), address proof (Voter Card/Aadhar Card/Telephone Bill/Electricity, etc.), & proof of income (income tax acknowledgment/salary slip) to proceed further with the Slice Card application.

Slice Super Card vs Uni Card

Slice Super Card & Uni Card are two of the most popular Fintech Cards in India and hence a lot of people are often confused between the two. The following table will make you understand the difference between the two cards:

Slice Card Uni Card
  • Cardholders can split their monthly spending into three equal installments and pay over next three months with no extra charges.
  • You can earn up to 2% cashback on your spends (not earned when the bill is split)
  • No interest rate and no late fee.
  • Cardholders can pay a part of the bill and split the rest of the amount into three equal installments.
  • No rewards are offered for regular spends. Only earn a 1% cashback on paying the full bill is earned.
  • No interest charges are applicable but a late fee is charged when payments are delayed.

Bottom Line

While Slice Super Card is not as rewarding as a regular entry-level credit card, what makes Slice Card an attractive proposition, particularly for new to credit individuals or students, is that you need not have any credit history to be eligible for the Slice Card. So, if you do not have a credit history or have a bad credit score, Slice Super Card can be a good choice for you. You can also get your credit score improved with time by making your Slice Credit Card bill payments on time. Another reason why you might opt for Slice Super Card is, that it allows to convert your purchases into interest-free EMIs payable over the next three months. While regular credit cards like HDFC EasyEMI Credit Card also allow automatic conversion of purchases into EMIs, you are usually charged interest and a small processing fee on the transaction amount.

If you are considering a pay-later card, it’s better to compare all the options available in the market. Before making your mind it is a good idea to also have a look at UNI Card by Uniorbit Technologies which is the closest competitor of this card. This is the Slice Credit Card review from our side. Drop your reviews on this in the comments below.


No, Slice Super Card is technically not a credit card. Though it works just like a credit card, Slice Super Card is essentially a personal loan granted against a flexible monthly line of credit. Just as on a regular credit card, you also earn Reward Points (as monies) on your Slice Super Card, and just like credit card EMIs, your spends on the Slice Super Card can also be split into monthly installments payable over the next 3 months.
Yes, you earn Reward Points as monies on all purchases made with your Slice Super Card. You get 1 monies for every Re. 1 spent with your Card. The monetary value of 1 monies is between 1 paisa and 2 paise, depending upon the number of monies in your account at the time of redemption (more details above).
No, since Slice Super Card is an entry-level BNPL card, no complimentary domestic/international airport lounge access is provided with Slice Super Card.
While you do get monies for all types of transactions made with your Slice Card, the monies earned against transactions split into monthly installments are reversed at the end of the payment cycle. Therefore, effectively, you do not get any monies against transactions split into monthly installments.
A fuel surcharge of 2% of the transaction amount (minimum charge of Rs. 10) is applicable on fuel purchases with your Slice Card. However, this surcharge is waived off for fuel purchases worth less than or equal to Rs. 4,000.
There is no joining associated with the Slice Credit Card, i.e, it is a lifetime free credit card.
The credit limit of a Slice Credit Card can vary for different cardholders and it can go up to Rs. 10 lakhs for some individuals.
You can increase your Slice Card limit by contacting the card issuer via call/email. The card issuer will increase your credit limit by themselves if you build a good credit score with time.
The customer care of the Slice Credit Card is +91 80470 96430.
There is no interest rate charged on the Slice Credit Card.

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