Compare Cards India - Apply Right Credit Card For You

PNB Global Gold Credit Card Apply Now	PNB Global Platinum Credit Card Apply Now	PNB RuPay Millennial Credit Card Apply Now
Joining Fee Nil	Joining Fee Nil	Joining Fee Rs. 399 + GST
Rewards and Benefits
Welcome Benefits NA	Welcome Benefits NA	Welcome Benefits On swiping a card for the first time within 90 days of issuance, you can earn 300 bonus reward points for retail/online transactions. Earn 2x reward points on retail merchandise/online transactions within 90 days of receiving the card (except on fuel and cash withdrawal).
Rewards Rate 1 Reward Points for every Rs. 100 you spend.	Rewards Rate 2 Reward Points per Rs. 150 spent	Rewards Rate Earn 2 reward points on every other Rs. 150 spent on this card. Earn 50 extra bonus reward points on registering for E-bill facility.
Movie & Dining NA	Movie & Dining NA	Movie & Dining NA
Reward Redemption Reward Points are redeemable on the PNB Rewardz website. 1 RP = Rs. 0.50.	Reward Redemption The Reward Points can be redeemed by logging in to the PNB Rewardz website. 1 Reward Point = Rs. 0.50.	Reward Redemption Redeem reward points for movie tickets, hotel bookings, mobile/DTH recharge, merchandise transaction and more. Minimum of 500 reward points required for redemption. 1 RP = Rs. 0.50.
Travel NA	Travel NA	Travel Complimentary lounge access
Golf NA	Golf NA	Golf Get complimentary golf sessions
Domestic Lounge NA	Domestic Lounge NA	Domestic Lounge 2 Complimentary domestic lounge access per quarter
International Lounge NA	International Lounge NA	International Lounge 2 Complimentary international lounge access per year
Insurance Benefits NA	Insurance Benefits NA	Insurance Benefits Covers insurance upto Rs. 10 lakhs.
Zero Liability Protection If the card is reported lost or stolen to the bank in a timely manner then no liability will fall on the cardholder.	Zero Liability Protection The cardholder will not be liable for any unauthorized transactions made on the card once the loss is reported to the bank through the 24*7 helpline number.	Zero Liability Protection NA
Fees & Charges

Renewal Fee Rs. 300 + GST	Renewal Fee Rs. 500 + GST	Renewal Fee Rs. 999 + GST
Spend Based Waiver NA	Spend Based Waiver The renewal fee is waived off if the total usage of the card is more than the credit limit in the previous year.	Spend Based Waiver Renewal Fee will be waived off on spending Rs. 1 Lakh in the previous year.
Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee Nil
Foreign Currency Markup 3.5% on all international transactions	Foreign Currency Markup 3.5% on all foreign currency transactions	Foreign Currency Markup 3.50% on the conversion amount
Interest Rates 2.95% per month	Interest Rates 2.95% per month	Interest Rates 2.95% p.m. (35.89% p. a.)
Fuel Surcharge 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 3,000.	Fuel Surcharge 1% fuel surcharge is waived off for all fuel transactions between Rs. 400 and Rs. 3,000.	Fuel Surcharge Avail 1% fuel surcharge waiver at all petrol pumps in India on transactions between Rs. 500 - Rs. 3000. The maximum surcharge waiver in a calendar year is capped at Rs. 350.
Cash Advance Charges 2% of the amount withdrawn or Rs. 100 (whichever is higher).2% of the amount withdrawn or Rs. 300 at international ATMs	Cash Advance Charges 2% of the amount withdrawn or a minimum of Rs. 100 (PNB ATMs). 2% of the amount withdrawn or a minimum of Rs. 150 (Other ATMs). 2% of the amount withdrawn or a minimum of 300 (Overseas)	Cash Advance Charges 2% of the advance amount (minimum of Rs. 150) on PNB ATMs 2% of the advance amount (minimum of Rs. 200) on other ATMs 2% of the advance amount (minimum of Rs. 300) on overseas ATMs.
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Rs. 399

PNB Global Gold Credit Card

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