PNB Global Platinum Credit Card

PNB Global Platinum Credit Card Rewards:

• You get 2 Reward Points on every Rs. 150 you spend on retail purchases.
• You earn 50 extra Reward Points on E-bill registration.
• You don’t earn any Reward Points on fuel purchases, jewelry, and cash withdrawals.
• The Reward Points expire after 3 years from the date of accumulation.

Rewards Redemption

• To redeem your earned Reward Points, you must log in to the PNB Rewardz
• You can redeem your Reward Points against various products and categories, such as mobile recharge, hotel bookings, merchandise, etc, at a rate of 1 Reward Point = Rs. 0.50.
• You need a minimum of 500 Reward Points for redemption.

Concierge Benefits

The Punjab National Bank provides you with a 24*7 concierge desk. You can contact 1800-2100-131 to avail of the following concierge services:

• Dining referrals & reservations.
• Flight/Hotel bookings.
• Pre-trip assistance.
• Event bookings.
• Flowers & gifts.
• Emergency medical support.

Other Benefits

You get a flat 20% off on the ZEE5 subscription through your PNB Global Platinum Credit Card.

Joining and Renewal Fee Waiver

The renewal fee of Rs. 500 on this card can be waived off on satisfying the following conditions:

• If the total usage of the card in the previous year is more than the credit limit.
• There should be a minimum of one retail transaction every quarter.
• Account should not have been irregular ever in the past.

Fuel Surcharge Waiver

The 1% fuel surcharge is waived off at all fuel stations in India for all transactions between Rs. 400 & Rs. 3,000.

Eligibility Criteria

• The age of the primary cardholder should be between 21 years and 65 years.
• The age of the add-on cardholder should be between 18 years and 65 years.
• The annual income of the applicant should be Rs. 5,00,000 or more.

Documentation

• Residential Proof (any of the following)

Ration Card

Utility bills

Voter ID card

Letter from any recognized public authority

 

• Identity Proof

PAN Card

Passport

Voter ID Card

Driving Licence

Aadhar Card

 

• Income Proof

For salaried people – Salary slip, salary certificate, Form 16.

For self-employed people – IT return, PAN Card, Form 60/61.

How To Apply?

You can apply for a PNB Global Platinum Credit Card either by visiting your nearest branch or by downloading the card application form from https://www.pnbcard.in/.

Conclusion

The PNB Global Platinum Credit Card is an affordable credit card that can be a great choice for people who are going to start their credit journey or who want to save more through a credit card. The card earns you Reward Points on almost all your spending, which can be redeemed against various products and categories at a rate of 1 Reward Point = Rs. 0.50.

In short, you can use 1000 Reward Points for shopping worth Rs. 500. Along with Reward Points, there are several more benefits of the card, including the fuel surcharge waiver & the renewal fee waiver, etc. If you are looking for a basic credit card with great saving opportunities, you can go for the PNB Global Platinum Credit Card.