Kiwi is already a popular choice for people who make frequent UPI payments. It has earlier partnered with Yes Bank and AU Bank to launch co-branded credit cards like the YES Bank Klick Credit Card and AU Kosmo.
Now, Kiwi has partnered with Punjab National Bank (PNB) to launch the new PNB Kiwi Credit Card.
With zero joining and annual fees, along with up to 1.5% cashback on UPI scan-and-pay transactions, this card could become a good option for those looking for a UPI-based credit card.
Top Features
- ₹0 Joining & Annual Fee
- 1.5% Cashback On UPI Scan & Pay
- 0.5% Cashback On Online Payments
- 1% Fuel Surcharge Waiver
- Virtual UPI Credit Card (Scan & Pay Anywhere)
- 5% Cashback With Kiwi Neon Membership
- Airport Lounge Access (With Membership)
- Exclusive Offers On Top Brands
Bottom Line
The PNB Kiwi Credit Card is a simple and practical option for those who frequently use UPI for daily payments. With zero fees and cashback on scan-and-pay transactions, it focuses more on convenience than premium rewards.
While the base rewards are fairly basic, the added benefits through Kiwi Neon Membership make it more attractive for regular users. Overall, it’s a good choice for UPI users, but not the best fit for those looking for high-end rewards or travel benefits.
6 comments
Nedunuri Haritha
Apply for credit card
Nedunuri Haritha
Good
Nedunuri Haritha
Kiwi credit Card
Nedunuri Haritha
What card
Harsh Kumar
This new PNB Kiwi Credit Card seems like a practical choice for people who rely on UPI every day. With ₹0 joining and annual fees plus up to 1.5% cashback on UPI scan-and-pay transactions, it looks really rewarding for routine payments. Would love to see how quickly the cashback gets credited after each transaction.
Michael Henderson
Very useful breakdown. Made everything click.