Klick RuPay Credit Card
- Updated On: 10 June, 2026
Yes Bank has introduced the Klick Credit Card in partnership with Kiwi. Yes Bank is a full-service private sector bank in India that offers a wide range of banking and financial services. It focuses on customers and offers user-friendly banking solutions for personal and business needs. This card offered by Yes Bank is a lifetime-free card designed for modern consumers. Zero joining or renewal fees make it an attractive option. This 100% virtual card offers cashback on transactions, a 1% fuel surcharge waiver, and secure digital payments. Customers can easily make UPI payments with this card. To learn more details about this RuPay credit card, continue reading below.
Klick RuPay Credit Card
( 4.4 / 5 )
- Joining Fee
- Annual Fee
- Best Suited For
- Reward Type
Rewards Rate
2 RPs for Every ₹200 on Non-UPI Spends
Welcome Benefits
N/A
Rewards and Benefits
Movie & Dining
N/A
Rewards Rate
2 RPs for Every ₹200 on Non-UPI Spends
Reward Redemption
N/A
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
N/A
Fees & Charges
Spend-Based Waiver
Nil
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5%
Interest Rates
3.8% Monthly
Fuel Surcharge Waiver
1%
Cash Advance Charges
Nil
Product Details
- The Klick RuPay Credit Card is a 100% virtual card.
- This is a lifetime free credit card.
- Earn 2 Reward Points/₹200 on non-UPI spends.
Klick RuPay Credit Card – Features
Lifetime-Free Credit Card
The Klick RuPay Credit Card is a lifetime-free credit card with no joining or renewal fees, making it a great option for common people. Since this card has no annual charges, this card does not have any spend-based waiver.
Virtual Credit Card
The Klick RuPay Credit Card is a virtual card that offers the convenience of not having to carry a physical card. It allows for secure and easy digital payments, making it a modern and hassle-free option for everyday transactions.
Cashback
The Klick RuPay Credit Card offers cashback on every transaction made with the card. This feature allows users to get a percentage of their spending back, making it a rewarding option for regular expenses.
Fuel Surcharge Waiver
Cardholders get a 1% fuel surcharge waiver with the Klick RuPay Credit Card.
Reward Rate
The Klick RuPay Credit Card offers an attractive reward rate of 2 reward points for every ₹200 spent on non-UPI transactions.
Eligibility
To be eligible for the Klick RuPay Credit Card, applicants need to meet the following criteria.
- Should be between 18-60 years
- Resident of India
- Should have a good credit score
- Must have a stable source of income
How to Apply for the Klick Credit Card?
- Download the Kiwi App,
- Fill out the form,
- Complete the KYC process, including the video KYC,
- You will instantly get your Klick Credit Card on the Kiwi App since it’s a virtual card.
Klick Credit Card Review
The Klick RuPay Credit Card offered by YES Bank through Kiwi is a great option for those looking for a lifetime-free credit card with attractive benefits. With no joining or renewal fees, cashback on transactions, and a fuel surcharge waiver, it’s a rewarding choice for everyday expenses. The card’s virtual nature ensures secure digital payments, guaranteed cashback, and instant EMI for its users. Overall, this card is a convenient and beneficial option for individuals seeking a hassle-free credit card experience.
FAQs:
What is the joining fee for the Klick RuPay Credit Card?
The Klick RuPay Credit Card is available without any joining or renewal charges. It is a lifetime free credit card.
What is the interest-free period with this card?
Cardholders shall get up to 50 days of interest-free with this card.