Punjab National Bank has launched two new debit cards, starting with the Palaash Debit Card. This card comes with a low joining fee but is quite beneficial as compared to other debit cards. This card comes with various perks, including cashback rewards, discounts on shopping, and exclusive access to select offers. It makes daily transactions more rewarding and offers a smooth payment experience. It has easy-to-use features and strong security measures, which all debit card issuers do not provide.
The PNB Plassh card is more than just a regular debit card. With this card, you can take advantage of various promotional offers, enjoy greater purchasing power, and earn rewards that you can use for exciting products. To know the features of this debit card, continue reading.
Lounge Access
The PNB Palaash Debit Card offers lounge access benefits to both railways and airports. With this card, cardholders receive one complimentary access to the domestic airports or railway lounges every quarter. You also get two complimentary accesses to international airport lounges every year.
The domestic lounge access applies to over 65 participating airport lounges and more than 7 railway lounges across India. You have many options to choose from, so you can find a lounge that meets your needs.
Insurance Coverage
The PNB Palaash Debit Card offers personal accidental insurance coverage of up to ₹2 lakh. This insurance applies in cases of accidental death or permanent total disability. To be eligible for this coverage, the cardholder must complete at least one successful transaction using their RuPay card within 30 days prior to the accident.
NCMC Benefit
The PNB Palaash Debit Card includes a feature called the RuPay National Common Mobility Card (NCMC), which makes travel easier. This contactless card lets users pay quickly and securely by tapping it on compatible terminals. You can use it for different types of public transport, such as metros and buses, so you don’t need multiple cards. It also works offline for transit, even without internet access. With added security, the NCMC feature makes everyday transactions simple and hassle-free.
Discounts and Benefits
Amazon Offer
With the PNB Palaash Debit Card, you can get a 20% instant discount on some bill payments and recharges made through Amazon. You can use this offer once a month for each card, but there is a limit on the maximum discount you can receive. To qualify, your total bill or recharge must meet a minimum amount of ₹129. This discount is only available on Fridays and applies to categories like mobile recharges, DTH recharges, electricity bills, gas cylinder payments, and more.
Swiggy Offer
If you use the PNB Palaash Debit Card to order food on Swiggy, you can get a 20% instant discount. This discount is available once a month per card, similar to the Amazon offer, and has a limit. To get the discount, you must meet a minimum order amount of ₹129. This offer is also valid on Fridays, making it a great way to save on your next meal delivered to your home.
Fees and Charges
| Categories | Fees |
| Issuance Fee | ₹250 + GST |
| Renewal Fee | ₹250 + GST |
| Cash Withdrawal Limit | ₹1 Lakh |
| PoS/ eComm Limit | ₹3 Lakh |
| Replacement Fee | ₹250 + GST |
Bottom Line
The PNB Palaash RuPay Debit Card is a great choice for improving your banking experience. It has a low joining fee, offers attractive rewards, and provides special perks like lounge access and insurance coverage. This card stands out from regular debit cards. The RuPay National Common Mobility Card feature makes daily travel easy, and you can get discounts on popular sites like Amazon and Swiggy. With strong security measures, you can make transactions safely. Whether you travel often or enjoy shopping, the PNB Palaash Debit Card gives you a mix of benefits that makes it a smart choice for today’s consumers.