HDFC Bank 
SBI Card 
IDFC Bank 
Axis Bank 
ICICI Bank 
HSBC 
YES Bank 
AmEx
IndusInd Bank 
Public transport is the easiest and most affordable way of traveling. In India, the mode of public transport is way too high and very cheap. Just imagine you can travel the whole of Delhi in a metro under ₹100. For example, if you live in Noida and want to travel to Dwarka, the total fare will be ₹60 in the metro. Isn’t that so reasonable?
NPCI introduced the National Common Mobility Card as a revolutionary initiative to make traveling for daily commuters on a budget. The main purpose of the card is to provide a smooth payment solution for multiple modes of transportation. In this article, we will learn every important aspect related to the NCMC card, including its definition, benefits, and application process.
Defining NCMC Card
The National Common Mobility Card, also known as One Nation One Card, is supported by the RuPay network. As an inter-operable card, it enables users to pay for their travel across different modes of public transportation, such as the metro, train, and bus. Since it is an automatic fare collection system, it terminates the need to carry multiple cards or tickets while traveling.
Benefits of NCMC Card
Popularity of Public Transport System
The NCMC card’s hassle-free and easy payment system is contributing to the increasing usage of public modes of transportation. This will reduce traffic congestion and have minimal impact on the environment since people won’t be traveling by their personal vehicles.
Time-Saving
The NCMC card has a tap-and-go feature, which is quite advantageous as it eliminates the time spent waiting in queues and at ticket counters. You can easily make the transactions within seconds, making it a useful card for daily commuters.
Adaptable
The NCMC is a versatile card that eliminates the need for multiple cards while traveling on a bus, metro, or suburban train. It combines transportation, retail purchases, ATM access, and other transactional services into a single card.
Cashless Transaction
Since the NCMC is a prepaid card, cardholders can credit funds into it and use it for cashless transactions, simplifying the user’s payment process.
How to Apply for an NCMC Card?
The process of applying for an NCMC card is simple and user-friendly. To apply, follow the steps below.
- Choose an Issuing Bank: First, one needs to select the bank that offers the NCMC card issuance amenity. Currently, such cards are offered by RBL Bank, HDFC Bank, SBI, and many more.
- Application Form: After choosing the bank, then derive an NCMC card application form from the bank’s website or visit a nearby branch to collect it.
- Fill Out the Form: Then complete the application form with your personal details and contact information.
- Required Documents: Then collect all the necessary documents, such as proof of identity, address proof, and passport-sized photographs, as mentioned.
- Submission: After filling out the form, submit it along with the required documents to the bank.
- Verification: Once the bank receives your form, they will verify it to make sure that all the details provided by you and the documents submitted are valid.
- Card Issuance: Upon successful verification, the NCMC card will be issued to you.
Bottom Line
The NCMC card is truly a game-changer in the world of digital transactions and public transport. By promoting the usage of public transport, it contributes to reducing traffic congestion and environmental impact. Whether you are traveling on a bus, metro, or train, the NCMC card is the best choice for a stress-free travel experience.