ICICI Sapphiro Credit Card Now on RuPay Network

The Sapphiro Credit Card is one of the premium cards introduced by ICICI Bank. It has a high joining fee of ₹6,500, along with applicable taxes, and a renewal fee of ₹3,500 plus taxes, which can be waived on spending ₹6 lakhs annually. Even though the annual fee is quite high, this card offers an exceptional number of privileges and perks, such as airport lounge access, golf lessons, entertainment, and much more.

ICICI Bank has recently launched the RuPay variant of the Sapphiro credit card. Before, there were three variants: AmEx, Visa, and Mastercard. But now it has been introduced in the RuPay variant, making it easy for cardholders to link this card with their UPI apps and pay without any hassle or worry. People who are solely dependent on UPI apps such as Google Pay, PhonePe, BHIM, etc., will be ecstatic with the launch of RuPay variant credit cards, as today, a large percentage of people do not prefer to carry cash.

Benefits of ICICI Sapphiro RuPay Credit Card

• You will get gift vouchers worth over ₹9,500 from brands like Tata Cliq, Croma, EaseMyTrip, and Uber once you receive your card.
• Get 4 Reward Points for every ₹100 spent internationally and 2 Reward Points for every ₹100 spent domestically.
• Use the Reward Points earned to get cashback or gifts, with a value of ₹0.25 per Reward Point.
• Earn 4,000 Reward Points for spending ₹4 lakhs in one year.
• Get an additional 2,000 Reward Points for every ₹1 lakh spent after reaching that target, with a maximum limit of 20,000 Points per year.
• Enjoy complimentary access to international airport lounges with Priority Pass Membership.
• Get 4 complimentary visits to domestic lounges if you spend ₹75,000 in the previous quarter.
• Save ₹500 on the second movie or event ticket when you buy one ticket through BookMyShow.
• Enjoy 1 complimentary round or lesson of golf every quarter on spending ₹50,000 in the previous quarter.
• Get ₹3 crore air accident insurance with a ₹50,000 Credit Shield Cover and other travel-related insurance.
• Waive the renewal fee of ₹3,500 for the next year if you spend ₹6 lakhs annually.
• Enjoy a 1% waiver on fuel surcharges (up to ₹250) at fuel stations across India.

ICICI Sapphiro Credit Card Lifetime Free

Currently, an offer is being made to alumni from top universities to get the Sapphiro Credit Card free for a lifetime. They won’t have to pay any annual fee or spend ₹6 lakhs for a spend-based waiver. If you graduated from a top MBA college, IIT, NIT, IIM, or another leading college in India, you can apply for the Sapphiro credit card at no cost. Here are some of the colleges under which you will get the Sapphiro Credit Card for free.

For the complete list, click here.

Should You Go for the RuPay Sapphiro Variant or Not?

Applying for the RuPay version of the ICICI Sapphiro Credit Card can be a good choice if you often use UPI apps like Google Pay. This card has great benefits, including rewards points, airport lounge access, and shopping vouchers. It is best suited for travelers and shoppers. If you spend enough to make the most of the rewards and benefits, this RuPay card could improve your credit score and help you gain numerous benefits. Be clear about your spending habits and needs before applying for this variant.