BOI Celestia Credit Card

Welcome Benefits

As a welcome benefit, cardholders receive e-vouchers worth ₹5,000 upon joining. These vouchers can be used to enjoy a range of exciting offers, adding instant value to the card.

ITC Benefits

• Cardholders can enjoy 2+1 Free Nights at ITC Hotels. They can stay for two nights at ITC hotels and get a third night for free.
• Users can take advantage of 1+1 Dining at ITC Restaurants and experience signature dining with curated set menus.
• 1+1 Spa Therapy at ITC Hotels. Users can treat themselves to a relaxing spa treatment.

Movie Benefits

Enjoy a movie perk every month with a buy 1 get 1 free ticket offer. You can bring a friend or family member and only pay for one ticket. Also enjoy exclusive pre-screening of movies once a year at PVR.

Concierge and Assistance

The cardholders will also have access to 24/7 personal assistance, which will make their travel easier. The assistance will include:

• Help with golf bookings, car rentals, and travel reservations anytime.
• Support for international passport loss and lost luggage.
• Assistance with embassy and hospital coordination when needed.
• Emergency cash support of up to $600.

Golf Benefits

For users with a keen interest in golf, the credit card offers golf benefits. The cardholders have the opportunity to take advantage of 4 complimentary golf lessons or rounds at select courses.

Airport Lounge Access

The card offers unlimited access to domestic and international airport lounges, as well as exclusive access to the RuPay Delhi Exclusive Lounge, making the travel experience more relaxing and easier.

Insurance Benefits

The users will get insurance benefits, providing them with the sense of security they want.

• Personal Accidental Insurance up to ₹50 Lakhs
• Air Accidental Insurance up to ₹1 Crore
• Purchase Protection cover of ₹2 Lakhs
• Travel Insurance covering baggage loss up to ₹20,000

Visa & Immigration Support

• Complimentary Lounge Access for 2 Visitors once per year during the visa process (excluding business visas).
• 15% discount on Fast-track immigration services and Visa concierge services

Rewards & Spend Benefits

When the cardholder uses their card to pay for things like dining at restaurants, booking airline tickets, or buying fuel for their vehicle, they’ll earn 5 times the usual loyalty reward points. This means every time the user spends in the mentioned categories, they will get a lot more points added to their rewards balance, helping them save up for future discounts or benefits.

HoteLux Membership

BOI Celestia RuPay Ekaa Credit Card users will receive a complimentary HoteLux Membership, and they can enjoy premium hotel privileges when booking through the HoteLux app. These benefits include complimentary breakfast, room upgrades, early check-in or late check-out, and hotel dining or spa credits at select luxury properties.

Other Benefits

• The cardholders will also get a complimentary boutique spa experience every quarter, giving them time to relax and unwind.
• Enjoy exclusive RuPay merchant offers and special dining deals through the District app by Zomato.
• Early Access to the concerts and events with early access privileges, complemented by food, merchandise, and cocktail coupons for a complete premium experience.

Bottom Line

The BOI Celestia RuPay Ekaa Credit Card is best suited for people who enjoy staying at expensive hotels and traveling often. With benefits like lounge access, hotel stays, dining offers, golf privileges, and strong insurance cover, it offers good value for those who can use these features.

While the fees may seem high to some people, when compared to other RuPay Ekaa cards, it is still a cheaper option. Overall, the credit card is a great choice for people who want all these benefits while spending on daily expenses.