Comparison Between ixigo AU and Axis Horizon Credit Card

In a world where travel and finance meet, it can be confusing to choose the right credit card. Our comparison starts with two travel cards: the ixigo AU Credit Card and the Axis Horizon Credit Card. Each card is designed to enhance your travel experiences with a variety of benefits created for the modern traveler. When considering the best travel credit card for your needs, it’s important to take into account a variety of features. The temptation of lounge access, rewarding points system, exciting welcome offers, and other perks are all essential factors to consider. We’ve carefully compared the main features of these cards to help you choose the right one for your journey.

ixigo AU Credit Card

The ixigo AU Credit Card, a collaboration between AU Small Finance Bank and ixigo, is a complete travel partner designed to make journeys more memorable and rewarding. It stands out with its ‘Lifetime Free’ offer for a limited period. The card comes with travel-related benefits, including complimentary domestic and international airport lounge access and leave-out railway lounge access. Launched for travel enthusiasts, the card offers rewards on train bookings, offering 20 reward points for every ₹200 spent via ixigo. A welcome bonus is also offered with this card, giving new users 1000 reward points with ₹1000 ixigo money voucher if the first transaction is made within 30 days of card issuance. Cardholders also enjoy discounts on flight, bus, and hotel bookings, along with credit shield insurance of up to ₹1 lakh. One special perk of this card is it offers zero forex markup charges, making international transactions free.

Axis Horizon Credit Card

For a perfect travel experience, the Axis Horizon Credit Card is the best choice for frequent travelers. With a joining fee and annual renewal fee of ₹3,000 with taxes, this card is designed to offer benefits and perks on every transaction. One of the most exciting features of this card is the offering of 5,000 EDGE Miles as a welcome benefit when you spend ₹1,000 within the first 30 days of card issuance. Cardholders earn 5 EDGE Miles for every 100 spent on travel edge and airline spending and 2 EDGE miles for every ₹100 on other spending.

These miles earned are rewarding since they can be converted to partner hotels or airline points. Whether you choose the Mastercard World or Visa Signature variant, you’ll enjoy complimentary domestic airport lounge access, with the Visa offering eight visits every quarter, whereas MasterCard offers 6 number of visits. Eight international lounges are also available annually. While some may see the lack of a spend-based annual fee waiver as a drawback, there are other perks like discounts on EazyDiner, fuel surcharge waiver, and complimentary points during the anniversary year that make this card stand out compared to other cards.

Quick Comparison Between ixigo AU and Axis Horizon Credit Card

Features	ixigo AU Credit Card	Axis Horizon Credit Card
Joining/Annual Fee	Nil	₹3,000+GST
Reward Rate	20 RP for every ₹100 spent on train booking 10 RP for every ₹100 spent on online spends 5 RP for every ₹100 spent on offline spends	5 EDGE Miles on Axis travel edge and airline spends 2 EDGE RP on all other spends
Reward Redemption	RP can be redeemed at the ixigo app or AU Rewardz	RP can be redeemed at Travel Edge
Welcome Benefit	₹1000 ixigo money voucher	5000 EDGE Miles on spending ₹1000
Movie/ Dining	N/A	25% discount via EazyDiner
Travel Benefit	Visits to 8 domestic and one international airport lounges	Visits to 8 domestic and 2 international airport lounges every quarter
Insurance Coverage	Credit shield worth ₹1 lakh	N/A
Forex markup Charges	Zero	3.5%

Conclusion

Traveling has become an important factor in our lives, be it on vacation or a work trip. One of the best reasons to opt for a credit card is the discounts, coupons, and vouchers it offers when on a trip. Both the ixigo AU Credit Card and the Axis Horizon Credit Card offer irresistible benefits for travelers. The ixigo AU card offers lifetime-free membership with rewards on train bookings, travel benefits like airport and railway lounge access, and a welcome bonus, including reward points and an ixigo money voucher. On the other hand, the Axis Horizon card attracts attention with its welcome offer, wide-ranging travel perks, including lounge access, and its EDGE Miles reward system on spending. When choosing a credit card, it’s important to consider your travel habits and preferences. The ixigo AU Credit Card is a great option for budget-conscious travelers, as it offers exceptional travel rewards without any joining or annual fees.