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BOBCARD ETERNA Credit Card Now First Year Free – No Joining Charges

2 September, 2026 / By Kartik Kanwar / 8 Comment

The Eterna Credit Card, which is one of the most premium cards issued by BOBCARD, is now available without any joining charges for a limited time. This means no joining fee, as long as you apply during the offer period. If you have been waiting for a high-value lifestyle credit card without paying charges from the start, this offer is worth considering.

BOBCARD ETERNA First Year Free

The FYF BOBCARD Eterna Credit Card offer is live for a limited time period.

Apply Now

Why Apply for FYF BOBCARD Eterna Credit Card?

The Eterna Credit Card has always been known for its premium features. It is designed for people who want extra benefits when they spend on travel, dining, shopping, and entertainment.

  • No Joining Fee
  • Unlimited Domestic Airport Lounge Access
  • Low Forex Markup of 2%
  • Buy 1 Get 1 Movie Ticket Offer
  • 15 Reward Points/₹100 on Online, Travel, Movie, and Dining Spends (~3.75%)

Bottom Line

If you travel within India often, this is a big advantage. The BOBCARD Eterna Credit Card offers unlimited complimentary access to domestic airport lounges. This spend-based benefit unlocks after spending ₹40,000 or more in the previous quarter.

Getting unlimited access, that too on a lifetime free card, is very rare.

Few cards in the market offer this level of benefits without a joining fee. With the current first year free offer, this is one of the best value-for-money premium cards available right now.

Apply Now

8 comments

  • Jay

    5 months ago Reply

    This credit card is still available for lifetime free even after the deadline is passed. I see a lot of people complained about rejection or not being offered. Did anyone manage to get ETERNA credit card?

    • A

      Kartik Kanwar

      9 hours ago Reply

      Well now its first year free

  • Sagar Padaki

    8 months ago Reply

    How does the redemption part work? is there a dedicated portal, tie up with a rewards partner? Also, what is the Return on Spends % if i opt for statement credit?

    • A

      Kartik Kanwar

      6 months ago Reply

      You can pick your poison from redemption against cash to fight/hotel bookings but the Reward Point value shall remain the same. 1 Reward Point = ₹0.25

  • Yash Nath

    10 months ago Reply

    Does the unlimited lounge access permits multiple check ins at the same terminal like for guests who accompany the primary card holder?

    • A

      Kartik Kanwar

      8 months ago Reply

      No it doesnt work like that. You can access one for yourself and then after sometime another. Not one after another.

  • PROBIR KUMAR MAI

    10 months ago Reply

    While applying it is asking joining fees as Rs. 2499/- and also annual fees as Rs. 2499/-; In the above description it is lifetime free. Not understood the philosophy. Please clarify.

    • A

      Kartik Kanwar

      10 months ago Reply

      Ill get it check several people have gotten it LTF. While for some it is not showing.

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