HDFC Bank 
SBI Card 
IDFC Bank 
Axis Bank 
RBL 
ICICI Bank 
CITI Bank 
HSBC 
YES Bank 
AMEX 
IndusInd Bank 
Standard Chartered
Federal Bank
The Bank of Baroda is a state-owned banking and financial service organization headquartered in Vadodara, Gujarat. It is one of India’s leading banks and is known for its wide range of banking services and products. The bank has branches and ATMs worldwide, making it easy for everyone to access its services.
Bank of Baroda offers a variety of debit cards to fit the different needs of its customers. Whether you need a card for everyday expenses, online shopping, or travel, they have one for you. These cards are designed to be convenient and secure, giving you easy access to your funds and offering various benefits. Each card has unique features that improve your banking experience by providing rewards, cashback, and secure transactions.
Bank of Baroda is committed to providing reliable debit card options that meet the evolving preferences of modern consumers. These cards are designed to empower users in day-to-day transactions, offering convenience and financial empowerment. The bank continuously updates and improves its debit card offerings to ensure customer satisfaction and adaptability.
BoB World VISA Sapphire Debit Card
The BoB World VISA Sapphire Debit Card is a special card with an initial joining and yearly fee of ₹750, plus the applicable taxes. As a welcome gift, you receive a lifestyle coupon valued at ₹750 that you can use online and at physical stores. This unique card is available in two designs specifically for men and women. This card offers complimentary access to airport lounges, which you can enjoy twice every quarter. Cardholders are entitled to a convenient airport transfer service once every quarter, which means you can be picked up from or dropped off at the airport without any hassle.
This card offers exclusive perks with select luxury hotels. These benefits include guaranteed room upgrades, free in-room Wi-Fi, complimentary continental breakfast, and VIP guest status, ensuring a more enjoyable and comfortable stay. It also allows daily cash withdrawals up to ₹3 lakhs and daily purchases up to ₹5 lakhs. You can make contactless transactions up to ₹5,000 for quick and easy payments.
| Brands | BoB World VISA Sapphire Debit Card (Him) |
| Netmeds |
|
| Arrow | 10% off on purchases of ₹2,499 |
| Titan | Flat 10% off |
| Lifestyle | 15% off on a minimum spend of ₹1999 |
| Flying Machine | Buy two and get an extra 10% off |
| Ease My Trip | Discount up to ₹800 on domestic flights on a minimum booking of ₹3500. |
| Medibuddy |
|
| Brands | BoB World VISA Sapphire Debit Card (Her) |
| Koskii | Flat 20% Off for up to ₹1000 on any purchase on the Koskii website |
| Lifestyle | 15% off on a minimum spend of Rs 1999 on Lifestyle online store |
| Myntra | 10% OFF up to INR 300 on a minimum purchase of ₹ 999 |
| Kalki Fashion | 15% off on all transactions at the Kalki Fashion online store. |
| Sonata | 10% off up to ₹ 300 on a minimum purchase of Rs 995. |
| Ease My Trip | Discount up to ₹800 on domestic flights on a minimum booking of ₹3500. |
| Netmeds |
|
| Medibuddy |
|
RuPay Classic DI Debit Card
The RuPay Classic DI Debit Card is a convenient option for shopping and dining in India. With an annual fee of ₹100, this card offers extra security with PIN-based authorization for online and physical transactions. It is available to anyone eligible for a debit card, making it widely accessible. One great feature of this card is the added security— if it gets lost or stolen, there’s less worry about misuse due to the PIN requirement. Transactions require your PIN, making it a safer option compared to cards that don’t have this feature. However, it’s important to note that transactions are accepted only at secure, PIN-based Point of Sale (POS) systems for this added security.
For those who use their card for withdrawals, the RuPay Classic DI Debit Card allows a maximum of ₹25,000 per day from ATMs. If you’re making purchases, the daily spending limit at POS is ₹50,000. Additionally, activating and using your card comes with attractive offers, making it a secure and rewarding payment method. This card also has access to more than 6,900 BoB ATMs and 1.18 lakh other ATMs in the NFS circle.
VISA Platinum DI Debit Card
The Visa Platinum Debit Card is a premium banking card with enhanced features compared to standard debit cards. The Visa network is widely accepted globally, making it convenient for domestic and international use. This card allows you to withdraw larger amounts of cash from ATMs, with a daily limit of up to ₹50,000. It provides a higher daily purchasing limit of ₹2,00,000 for in-store and online transactions.
This card features contactless payment capability, allowing quick and secure transactions for purchases up to ₹ {5,000 without needing to enter a PIN. The extensive network of ATMs under the National Financial Switch ensures widespread access to cash withdrawals, with over 1,18,000 ATMs across the country. This Platinum debit card meets domestic and international financial needs, making it a multipurpose option for users. Whether at home or traveling abroad, the BoB Visa Platinum Debit Card offers a reliable and convenient way to manage your finances.
Baroda BPCL Debit Card
The Baroda BPCL Debit Card is a special card that rewards you when you buy fuel. When you use this card at BPCL gas stations for the first time, you get a 5% cashback on your first two transactions, each getting you back up to ₹50. For every ₹100 you spend on fuel, you earn 10 PetroMiles points. You can add a maximum of Rs. 500 per transaction to your card, up to Rs. 2000 daily, limited to four transactions. The card’s balance cannot exceed Rs. 2000. For offline purchases, you can spend up to Rs. 200 on retail or Rs. 2000 on transit, with a cap of 20 daily transactions.
The Baroda BPCL Debit Card offers 2 domestic airport lounge access every quarter (8 yearly) and accidental insurance coverage up to ₹2 lakhs. It can be used for international and domestic transactions and gives cardholders attractive offers on card activation. These points can add up, and you can use them through the BPCL SmartDrive app, although they can only be used through this app. This card is a great option for people who drive frequently and want to save money and earn rewards on fuel purchases.
Bottom Line
When looking for the best debit card, Bank of Baroda offers a range of options that serve diverse needs, ensuring there’s something for everyone. Whether you want rewards, cashback, shopping discounts, travel perks, or enhanced security features, Bank of Baroda has a card. The ideal Bank of Baroda debit card offers great benefits and keeps fees to a minimum. By choosing a card that fits your preferences and financial habits, you can maximize its advantages and make your banking experience with Bank of Baroda more convenient and beneficial.
