Should You Upgrade from Diners Club Black to Diners Club Black Metal Edition Credit Card

HDFC Bank recently launched the new metal edition of the Diners Club Black Credit Card. This card comes with an excellent reward structure, 24/7 concierge services, discounts on dining and exciting welcome benefits. Although the new Diners Club Black Metal Edition Credit Card is similar to the old one, there are some key differences. This brings up the question of whether you should opt for the new card, or if you already have the Diners Club Black Card, whether you should upgrade to the new HDFC Bank Diners Club Black Metal Edition Credit Card. With unlimited lounge domestic/international lounge access, the same joining fee, the same reward structure, and six complimentary golf games, these cards almost seem alike. Keep on reading to learn more about the differences between the two cards. 

Comparison of HDFC Bank Diners Club Black and Diners Club Black Metal Edition Credit Card

Let’s have a look at the differences between the two cards. At one look they might seem quite similar, but they are different. 

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Benefits of Upgrading or Applying for the New HDFC Bank Diners Club Black Metal Edition Credit Card

Have a look at the following benefits for upgrading to or applying for the new HDFC Bank Diners Club Black Meta Edition Credit Card.

Greater Rewards on SmartBuy

The reward point cap for SmartBuy has been increased from 7,500 RPs offered by Diners Club Black Credit Card to 10,000 per month offered by HDFC Bank Diners Club Black Metal Edition Credit Card.

Exciting Quarterly Milestone Benefits

Earn 10,000 Reward Points on quarterly spends of Rs. 4 lakh. The previous rewards program was based on monthly spends, but the new program offers rewards based on quarterly spends criteria.

Annual Swiggy One Membership for Foodies

With the Diners Club Black Metal Credit Card, you get a Swiggy One annual membership as a welcome benefit.

Should You Upgrade to the New HDFC Bank Diners Club Metal Credit Card?

If you have a Diners Club Black Credit Card, you should definitely think about upgrading to the new  HDFC Bank Diners Club Metal Credit Card. But keep in mind that if you have a lifetime free Diners Club Black Credit Card, then you should weigh your options. You can have a look at our detailed comparison above and make the right choice for you. One of the main key points to keep in mind is your expenditure. If you make enough spends to reach the quarterly benefit, then this card is appropriate for you. Reaching the quarterly milestone twice would also ensure that you will get your annual fee waiver also. 

Bottom Line

HDFC Bank Diners Club Black Metal Edition Credit Card is the latest edition to the range of premium credit cards offered by the Bank. Everyone is undoubtedly going to have a look at all the benefits and rewards offered by this card. One of the key improvements in this card is the higher cap for reward points on purchases made through Smart Buy. With the Diners Club Black Credit Card, you would only 7,500 reward points per day, whereas with the Diners Club Black Metal Edition Credit Card, you can get up to 10,000 reward points in a month. This would allow cardholders to make more expensive purchases on Smart Buy as they would be rewarded for the same; earlier, it was not possible. 

What are your views on the newly launched card if you already have a Diners Club Black Credit Card, are you going to upgrade it to the metal edition? 

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