SBI Card, one of India’s biggest credit card issuers, has rolled out a major downgrade to its airport lounge access program. Several cards, including popular ones like the SBI Pulse, will now offer fewer complimentary lounge visits than before. The issuer has also released a revised list of lounges that can be accessed using its cards.
All these changes shall be effective from 10th January 2026.
SBI Credit Cards Airport Lounge Access Devaluation
| Current Benefit | Revised Benefit from 10th January 2026 |
| 8 Complimentary Domestic Airport Lounge Access Per Calendar Year (Max 2 Each Quarter) | 4 Complimentary Domestic Airport Lounge Access Per Calendar Year (Max 1 Each Quarter) |
The following cards shall be affected.
- Doctor’s SBI Card
- Air India SBI Platinum Card
- Etihad Guest SBI Card
- SBI Card PULSE
- SBI Card MILES
New Lounge Structure – SBI Card Introduces Two Separate Lists
Apart from these changes, SBI Card has also introduced two separate lists of airport lounges that cardholders can access within India. Each list includes a different set of lounges, and the benefits you get will now depend on which list your SBI credit card falls under. This new structure aims to streamline lounge access, but also means customers will need to check which list their card supports before traveling.
Participating Domestic Lounges – Set A
| City | Lounge Name | Terminal |
| Ahmedabad | The Lounge | Domestic T1 |
| Bangalore | 080 Domestic Lounge – West PH 2 | Domestic T1 |
| Bangalore | 080 International Lounge | International T2 |
| Chennai | Travel Club Lounge -T1 Lounge B | Domestic T1 |
| Chennai | Travel Club Lounge – T2 Terminal | International T2 |
| Hyderabad | Encalm Lounge | Domestic T1 |
| Hyderabad | Encalm Lounge | International T1 |
| Kolkata | Travel Club Lounge Domestic | Elysian Lounge |
| Kolkata | Travel Club Lounge International | Domestic T1 |
| Mumbai | Adani Lounge | International T1 |
| Mumbai | Travel Club | Domestic T1B |
| Mumbai | Adani East Lounge | Domestic T2 |
| New Delhi | Domestic T1 | International T2 |
| New Delhi | Domestic T3 | Encalm Lounge |
| New Delhi | International T3 | Encalm Lounge |
| Pune | Domestic Terminal | Encalm Lounge |
This list shall apply to the cards listed below.
- Air India SBI Platinum Card
- Doctor’s SBI Card
- PhonePe SBI Card SELECT
- Apollo SBI Card SELECT
- Etihad Guest SBI Card
- SBI Card MILES
- SBI Card PULSE
- Landmark Rewards SBI Card SELECT
- BPCL SBI Card OCTANE
- Paytm SBI Card SELECT
- Club Vistara SBI Card
Participating Domestic Lounges – Set B
| City | Lounge Name | Terminal |
| Ahmedabad | The Lounge | Domestic T1 |
| Ahmedabad | The Lounge | International T2 |
| Bangalore | 080 Domestic Lounge – West PH 2 | Domestic T1 |
| Bangalore | 080 Domestic Lounge | Domestic T2 |
| Bangalore | 080 International Lounge | International T2 |
| Bhubaneswar | Bird Lounge | Domestic T1 |
| Chandigarh | Primus Lounge | Domestic Terminal |
| Chandigarh | Primus Lounge | International Terminal |
| Chennai | Travel Club Lounge -T1 Lounge B | Domestic T1 |
| Chennai | Travel Club Lounge – T2 Terminal | International T2 |
| Cochin | Earth Lounge | Domestic T1 |
| Cochin | Earth Lounge | International T3 |
| Coimbatore | BlackBerry Restaurant & Bar | Domestic |
| Goa | Encalm Lounge | Domestic T1 |
| Hyderabad | Encalm Lounge | Domestic T1 |
| Hyderabad | Encalm Lounge | International T1 |
| Indore | Primus Lounge | Domestic |
| Jaipur | The Lounge | Domestic T1 |
| Kolkata | Travel Club Lounge Domestic | Domestic T1 |
| Kolkata | Travel Club Lounge International | International T1 |
| Mumbai | Adani Lounge | Domestic T1B |
| Mumbai | Travel Club | Domestic T2 |
| Mumbai | Adani East Lounge | International T2 |
| New Delhi | Encalm Lounge | Domestic T1 |
| New Delhi | Encalm Lounge | Domestic T3 |
| New Delhi | Encalm Lounge | International T3 |
| Pune | Elysian Lounge | Domestic Terminal |
| Srinagar | Paahun The Executive Lounge | International T1 |
| Vadodara | Premium Lounge | Domestic Terminal |
| Vishakhapatnam | The Airr Lounge | Domestic Terminal |
This list will apply to the credit cards mentioned below.
- Bank of Maharashtra SBI Card PRIME
- Reliance SBI Card PRIME
- PSB SBI Card PRIME
- UCO Bank SBI Card PRIME
- Titan SBI Card
- SBI Card PRIME
- SBI Card MILES PRIME
- SBI Card PRIME Pro
- Landmark Rewards SBI Card PRIME
- Krisflyer SBI Card
- Club Vistara SBI Card PRIME
Check Official Notification Here
Bottom Line
With these changes taking effect from 10th January 2025, SBI Card has definitely reduced the value of several of its credit cards. With fewer free lounge visits and a new two-list lounge structure, cardholders will now have to keep a closer eye on the exact benefits their card still provides.