The year 2025 saw the launch of several new airline co-branded credit cards, with issuers tying up with airlines such as IndiGo and Etihad. Most of these launches were clearly aimed at frequent flyers, as airline co-branded cards are best suited for travellers who regularly fly with a specific airline. IndiGo, the country’s largest airline, now has multiple co-branded credit cards in partnership with IDFC First Bank, Kotak Mahindra Bank, and SBI Card.
While this expansion has been positive for travellers who prefer airline-focused credit cards, including options like the Etihad BOBCARD Co-Branded Credit Cards, it also highlights a noticeable gap in the market.
At present, there are no new Air India co-branded credit cards available for application.
Although rumours have been circulating for some time about the launch of new Air India co-branded credit cards, and there have even been suggestions of a possible partnership with IDFC First Bank, no official confirmation or concrete details have been announced so far. Still, there are some updates on the upcoming Air India Credit Cards.
Maharaja Club Loyalty Programme Set for Expansion
Air India has outlined plans to strengthen the Maharaja Club programme over the coming year. This includes enabling redemption and accrual on flights operated by Air India Express, expanding partner networks, and improving access to award flights. Additional benefits such as member-only fares, no blackout dates on redemptions, priority services, and excess baggage benefits will continue to be part of the programme.
The airline has also stated that the upcoming Maharaja Club co-branded credit cards will play a key role in creating more everyday spending opportunities for members to earn points.
What Remains Unknown
At this stage, Air India has not disclosed:
- The issuing bank or banks for the new co-branded credit cards
- Card variants, annual fees, or reward structures
- Launch timelines or welcome bonus details
Existing Club Vistara IDFC FIRST Cards Get Extension
In a separate communication to cardholders, Air India has confirmed that Club Vistara IDFC FIRST Bank credit cards will remain active until 30 September 2026. During this extended period, cardholders will continue to earn spend-based Maharaja Points on eligible transactions.
However, milestone-based ticket vouchers will not be applicable to spends made during this extended phase. After 30 September 2026, these cards will be closed as part of the ongoing transition following the airline merger.
Bottom Line
Whether Air India partners with a single bank or multiple issuers remains to be seen. What is clear, however, is that 2026 is expected to see the launch of new Air India co-branded credit cards. The airline is actively preparing for the rollout of Maharaja Club co-branded cards, even though key details such as the issuing bank, card benefits, and launch timeline have not yet been announced.
With the extension of existing Club Vistara IDFC FIRST credit cards and the planned expansion of the Maharaja Club loyalty programme, it appears that Air India is laying the foundation for a refreshed credit card strategy.
For now, travellers will need to wait for an official announcement to understand what the new Air India co-branded credit cards will eventually offer.