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Federal BankAxis Bank and Shoppers Stop have joined hands and introduced the Axis Bank Shoppers Stop Credit Card for cardholders, offering them perks to enhance their shopping experience. The card is best known for its rewards points system, offering generous rewards and benefits on purchases. A similar credit card was introduced by HDFC Bank in association with Shoppers Stop named Shoppers Stop HDFC Bank Credit Card.
This card’s joining and renewal fee is Rs. 500 + GST with the renewal fee being waived for a cumulative spend of ₹1 lakh or above. The cardholders get First Citizen reward points worth ₹300 upon using the card for the first time within 30 days of issuance. Also, the cardholders get 20 First Citizen points for every ₹200 spent on private label brands of Shopper’s Stop which will be directly credited to the customer’s First Citizen loyalty account.
Cardholders enjoy a 15% instant discount at EazyDiner, making dining out more pleasurable and less expensive. Points earned through purchases are redeemable at Shoppers Stop, both in-store and online, and at Homestop. This means that the more you shop, the more you earn back, making each purchase a bit more satisfying.
This credit card offers access to benefits like exclusive privileges, shopping, dining, etc. To know more details related to the Axis Bank Shoppers Stop Credit Card keep reading:
Axis Bank Shoppers Stop Credit Card
Fees
Joining Fee
Renewal Fee
Best Suited For
Shopping |
Reward Type
Reward Points |
Welcome Benefits
Movie & Dining
15% instant discount on EazyDiner up to ₹500 per month for a minimum transaction value of ₹2,500.
Rewards Rate
Earn 20 points for every ₹200 spent on selected items.
Reward Redemption
The points are redeemable at the Shoppers Stop store (online/ offline) and Homestop
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Zero Liability Protection
The cardholder shall not be liable for any fraudulent transaction made on the card after reporting the loss of the card to the bank.
Spend Based Waiver
₹500 is waived off when a cardholder spends ₹1 lakh or more in the previous year.
Rewards Redemption Fee
N/A
Rewards Redemption Fee
N/A
Foreign Currency Markup
3.5% (plus tax) of the transaction value
Interest Rates
3.6% per month or 52.86% annually
Fuel Surcharge
1% fuel surcharge on fuel purchases at all fuel outlets in India
Cash Advance Charges
2.5% (min ₹500) of the cash amount
Add-on Card Fee
Nil
- Complimentary ‘Shoppers Stop First Citizen Club Golden Glow’ membership for cardholders.
- First Citizen points will not expire.
- 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000 with a maximum cap of ₹400 per waiver in the statement month.
- There is a 15% instant discount on EazyDiner up to ₹500 per month for a minimum transaction value of ₹2,500.
Pros
- There is no redemption fee so customers can redeem points without paying any additional fees.
- Renewal fee waiver on spending of ₹1 lakh or more in the previous year.
Cons
- The card does not provide any airport lounge access.
- The reward points are only limited to Shoppers Stop outlets (online/ offline).
Axis Bank Shoppers Stop Credit Card: Reward Points
At Shoppers Stop Credit Card, customers are rewarded with 20 First Citizen points for each ₹200 spent on the store’s private label brands. When purchasing beauty products and other brands from Shoppers Stop, customers can obtain an unlimited 12 First Citizen accelerated points for every ₹200 spent. Additionally, for every ₹200 spent outside of Shoppers Stop, customers earn an unlimited 2 First Citizen points, ensuring rewards extend beyond the store’s premises.
Rewards Redemption
To redeem rewards, the cardholder can log in to their Axis Bank account and select the rewards option. From there, they can choose the rewards they want to redeem and use them to save money on their purchases. The Axis Bank Shoppers Stop Credit Card rewards program is designed to be easy and convenient so that they can enjoy their rewards without any hassle.
Axis Bank Shoppers Stop Credit Card – Features and Benefits
This card offers a range of benefits, including rewards points on every shopping transaction and discounts on dining. With the Shoppers Stop Credit Card, cardholders can enjoy many privileges and perks that make their shopping and dining experiences more rewarding. Let’s learn more about this credit card’s features and benefits.
Welcome Benefits
The Axis Bank Shoppers Stop Credit Card is a great option for those who want to earn rewards while shopping. This card offers a range of benefits, including special rewards that can be redeemed to save money. When you use your Axis Bank Shoppers Stop Credit Card for the first time, you’ll earn points worth ₹300 if you do it within 30 days of receiving the card. This is a great way to start earning rewards right away.
In addition to the ₹300 on the first transaction, the Axis Bank Shoppers Stop Credit Card also provides complimentary Shoppers Stop vouchers worth ₹2,250. These vouchers can be redeemed at Shoppers Stop and Homestop stores. This means that the cardholder can use his vouchers to buy products from these stores instead of using cash. This is an excellent option for those who want to save money on their shopping expenses.
All these reward points will be credited directly to the customer’s First Citizen Loyalty Account.
Dining Privileges
The Axis Bank Shoppers Stop Credit Card provides an exclusive benefit to people who love to dine out, making their dining experience more enjoyable and affordable. Food enthusiasts can avail an instant discount of 15% on EazyDiner, up to ₹500 per month, for a minimum transaction value of ₹2,500. This means that a person can save up to ₹6,000 per year on their food bills.
Fuel Surcharge Waiver
Cardholders will get a 1% waiver on fuel transactions between ₹400 and ₹5,000, with a max cap of ₹400 per statement month.
Axis Bank Shoppers Stop Credit Card: Fees and Charges
- The fees and charges for the Axis Bank Shoppers Stop Credit Card are ₹500 + GST.
- The renewal fee is also ₹500 + GST.
- The foreign currency markup charge for the Axis Bank Shoppers Stop Credit Card is 3.5%.
- The interest rate on the Axis Bank Shoppers Stop Credit Card is 3.6% per month or 52.86% per annum.
- The Axis Bank Shoppers Stop Credit Card cash advance fee is 2.5% of the cash amount, subject to a minimum of ₹500.
Axis Bank Shoppers Stop Credit Card Vs. HDFC Shoppers Stop Credit Cards
Below is a comparison table between Axis Bank Shoppers Stop Credit Card, Shoppers Stop HDFC and Shoppers Stop Black HDFC Credit Card.
| Benefits | Axis Bank Shoppers Stop Credit Card | Shoppers Stop HDFC Bank Credit Card | Shoppers Stop Black HDFC Bank Credit Card |
| Joining Fee | ₹500 + GST | ₹299 + GST | ₹4,500 + GST |
| Renewal Fee | ₹500 + GST | ₹299 + GST | ₹4,500 + GST |
| Movie & Dining | Up to 15% off on EazyDiner | N/A | N/A |
| Airport Lounge Access | N/A | N/A | 8 International and
16 Domestic (Annually) |
| Reward Points | Earn 20 points for every ₹200 spent on selected items. | Earn 3% Reward Points on every Shoppers Stop spend (Maximum cap of ₹500 per month). | Get 7% Reward Points on every SS spends. Maximum cap at ₹2000 per month. |
| Interest Rate | 3.6% per month or 52.86% annually | 3.6% per month or 43.2% per annum | 3.6% per month or 43.2% per annum |
Eligibility for Axis Bank Shoppers Stop Credit Card
Certain conditions must be fulfilled to be eligible for the Axis Bank Shoppers Stop Credit Card.
- Must be a resident of India.
- Must be between 18-70 years of age.
- Must have a decent credit score.
- Must have a stable source of monthly income.
To complete the application process, the applicant should also provide all the necessary documents, such as ID proof, address proof, and income proof.
Axis Bank Shoppers Stop Credit Card Review
The Axis Bank Shoppers Stop Credit Card is highly recommended for people who love to shop from Shoppers Stop. Users enjoy exclusive rewards and benefits when shopping at Shoppers Stop, along with accelerated reward points. People who love shopping at Shoppers Stop will get reward points, directly credited to the customer’s First Citizen Loyalty Account.
This card also offers dining benefits for people who go out frequently to eat. Cardholders will get a 15% instant discount on EazyDiner up to ₹500 per month for a minimum transaction value of ₹2,500. This card is a good option for people who like to explore new restaurants and go out regularly to eat.
With attractive welcome points, a substantial reward rate on shopping and dining discounts, and the unique advantage of no redemption fee, the Axis Bank Shoppers Stop Credit Card meets the needs of loyal Shoppers Stop customers. This card is a must-have for people who want to maximize their shopping perks and rewards.
