AU Bank is a popular and innovative card issuer in the country. For individuals who frequently travel abroad or make foreign currency transactions using their cards, the bank offers several cards with low forex markup fees. The typical market rate for forex markup is 3.5% of the transaction amount, but AU Bank provides multiple cards with markup fees ranging from 0.99% to 2.75%. In addition, the ixigo AU Credit Card is also available, which has no forex fee. All those who often travel abroad know the value of a zero-forex markup credit card. Keep on reading to learn more about the Low Forex Charges of AU Bank Credit Cards.
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Here are the top AU Bank Credit Cards with low Forex charges.
5 Reward Points Per ₹200 On Online, Offline & UPI Transactions (Reward Rate – 1.25%)
1,000 RPs and ₹1,000 ixigo Money Voucher on First Transaction Within 30 Days of Card Issuance
2 RPs/₹100 Spent on Retail and 1 RP/₹100 Spent on Utility and Insurance
500 Reward Points
8 Reward Points on Every ₹100 Spend on Dining, Travel, Tax Payments, and Software Purchase, 2 Reward Points on Every ₹100 for Other Purchases, and 1 Reward Point on Every ₹100 Spend on Utility and Insurance
Receive 2,000 Reward Points on Spending of ₹5,000 and a Dining Membership on Spending of ₹10,000 within 30 days of Card Activation
2 Reward Points per ₹200 Spent on Dining, Travel, and International Transactions, Offering a Reward Rate of Up to 2%. Other Eligible Spends Earn 1 Reward Point per ₹100 Spent, Offering a 1% Reward Rate
Luxury Gift Vouchers or Reward Points Worth ₹5,000
Each Card Offers Accelerated Reward Points for Special Categories and Up to 6X Reward Points for Online Transactions
Up to 1,000 Reward Points
You can easily apply for AU Bank Credit Cards with CardInsider online.
Card issuers charge a foreign exchange markup fee whenever you use your credit card for international transactions in foreign currency. People who frequently travel abroad or make online international purchases can end up paying a significant amount of money in forex markup charges over time. If you are a frequent traveler and want to apply for an AU Bank Credit Card, it’s best to apply for one that has the lowest forex markup fee.
Typically, super-premium and premium credit cards have the lowest forex markup charge. However, AU Bank offers the ixigo Credit Card, which features zero forex charges. Not only that, but this card also offers multiple benefits, like lounge access, making it most suitable for foreign travelers. Anyone who frequently spends in foreign currency should get a card with a low forex markup fee to save money in the long run.
The ixigo AU Bank Credit Card charges zero forex markup fee, making it the best option for international transactions.
You would be charged 0.99% of the transaction amount as a Forex fee with the AU Bank Zenith+ Credit Card.