By Manan Singh
Updated On April 24, 2024

AU Bank is a popular and innovative card issuer in the country. For individuals who frequently travel abroad or make foreign currency transactions using their cards, the bank offers several cards with low forex markup fees. The typical market rate for forex markup is 3.5% of the transaction amount, but AU Bank provides multiple cards with markup fees ranging from 1.75% to 2.75%. In addition, the ixigo AU Credit Card is also available, which has no forex fee.

Keep on reading to learn more about the Forex Charges of AU Bank Credit Cards.

Forex Markup AU Bank Credit Cards

Table of Contents

AU Bank Credit Cards With Zero or Low Forex Markup Charges

Here are the top AU Bank Credit Cards with low Forex charges.

ixigo AU Credit Card

(4.4/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel

Reward Type

Reward Points

Foreign Currency Markup

Zero
AU-Metal-Zenith

(4.6/5)

Fees

Joining Fee

Rs. 4999 + GST

Renewal Fee

Rs. 4999 + GST

Best Suited For

Travel

Reward Type

Reward Points

Foreign Currency Markup

0.99% of the transaction amount
AU Bank Zenith Credit Card

(4.5/5)

Fees

Joining Fee

Rs. 7,999 + GST

Renewal Fee

Rs. 7,999 + GST

Best Suited For

Travel

Reward Type

Reward Points

Foreign Currency Markup

1.99% of the transaction amount
AU-Bank-ABC-Flex-Credit-Card

(4.6/5)

Fees

Joining Fee

Nil

Renewal Fee

Nil

Best Suited For

Travel

Reward Type

Reward Points

Foreign Currency Markup

1.99 to 3.5%

How Can I Apply for AU Bank Credit Cards?

You can easily apply for AU Bank Credit Cards with CardInsider online.

  • Select the card of your choice.
  • Click on the Apply Now button.
  • You shall be taken to the official application page.
  • Fill in your details.
  • Submit your application.

Bottom Line

Card issuers charge a forex markup fee whenever you use your credit card for international transactions in foreign currency. People who frequently travel abroad or make online international purchases can end up paying a significant amount of money in forex markup charges over time. If you are a frequent traveler and want to apply for an AU Bank Credit Card, it’s best to apply for one that has the lowest forex markup fee.

Typically, super-premium and premium credit cards have the lowest forex markup charge. However, AU Bank offers the ixigo Credit Card, which features zero forex charges. Not only that, but this card also offers multiple benefits, like lounge access, making it most suitable for foreign travelers. Anyone who frequently spends in foreign currency should get a card with a low forex markup fee to save money in the long run.

FAQs:

The ixigo AU Bank Credit Card charges zero forex markup fee, making it the best option for international transactions.
You would be charged 0.99% of the transaction amount as a Forex fee with the AU Bank Zenith+ Credit Card.