HPCL Bank of Baroda (BoB) ENERGIE Credit Card

HPCL Bank of Baroda ENERGIE Credit Card – Features and Benefits

HPCL Bank of Baroda ENERGIE Credit Card is specially designed for people who spend quite frequently on fuel purchases. Apart from getting rewarded for fuel purchases, you also get good reward points while using the credit card for departmental stores and grocery stores. With this card, you also get discounts while purchasing movie tickets and complimentary access to domestic lounges. Following are the detailed features of the HPCL Bank of Baroda ENERGIE Credit Card:

Welcome Benefit

• As a welcome benefit, the cardholders are entitled to get 2,000 joining Reward Points if they are able to successfully spend Rs. 5,000 using their credit card within 60 days of the date of card issuance.
• A cashback of Rs. 100 is added to the HP Pay app wallet after the first transaction of a minimum of Rs. 1,000 is made using the app.

Travel Benefit

• With the HPCL Bank of Baroda ENERGIE Credit Card, you get access to partnered domestic airport lounges once  every quarter

Movie Benefits

• If you purchase 2 movie tickets via Paytm Movies using this credit card, you get a discount of 25% (a maximum of Rs. 100).

Fuel Transactions

• Apart from Reward Points, you also get a fuel surcharge waiver of 1% on your fuel transactions between Rs. 400 and Rs. 5,000, capped at Rs. 100 per statement cycle. This includes all the fuel purchases made on the HP Pay App

Spend-Based Renewal Fee Waiver

• The renewal fee of Rs. 499 of the HPCL Bank of Baroda ENERGIE Credit Card can be waived off on successful spending of Rs. 50,000 in an anniversary year.

Other Benefits

• Up to 3 free lifetime credit cards can be availed.

HPCL Bank of Baroda ENERGIE Credit Card – Reward Benefits

• You are rewarded with 24 Reward Points for every Rs. 150 spent on all fuel transactions at all the HPCL fuel stations across India. (Capped at a maximum of 1,000 Reward Points per statement cycle)
• You get 10 Reward Points for every Rs. 150 spent on groceries and departmental stores. (Capped at a maximum of 1,000 Reward Points per statement cycle)
• You are entitled to 2 Reward Points for every Rs. 150 spent on all other transactions.
• All the cardholders will enjoy an additional cashback of 1.5% in the form of Payback Points when they make their purchases at the HPCL fuel stations using the HP Pay App.

Reward Redemption

• The rewards earned with this credit card can be redeemed against a variety of products available at the BoB Website
• The points can further be redeemed for cash as well, where 1 RP = Rs. 0.25

HPCL Bank of Baroda ENERGIE Credit Card: Fees and Charges

• This credit card comes with a joining and renewal fee of Rs. 499.
• You have to pay 3.5% of the amount transacted as the forex fee.
• 3.49% per month is to be paid as the interest amount on the outstanding amount.
• 2.5% of the transaction amount, or Rs. 500, whichever is higher, are the cash advance charges on this credit card.

Eligibility Criteria for HPCL Bank of Baroda ENERGIE Credit Card

• Only Indian residents can apply for this card.
• The applicant should be above the age of 18 years.
• He should earn a minimum of Rs. 3.60 Lakhs if he is a salaried individual and  Rs. 4.80 Lakhs if he is a self-employed individual.

How to apply for HPCL Bank of Baroda ENERGIE Credit Card

You can apply for this card through both – online and offline modes.

For online mode –

• Click on “Apply Now”
• You need to fill in all the required details and submit the documents required.

For offline mode –

You can visit the nearest bank branch and fill in the credit card application form. Submit it to the officials after attaching all the required documents.

Conclusion

The HPCL Bank of Baroda ENERGIE Credit Card is a co-branded credit card. The customers of Bank of Baroda, who are also frequent customers of HPCL fuel stations, are going to benefit the most from this partnership. The credit card provides accelerated reward points on your spending on fuel, groceries, and departmental stores. Apart from these benefits, this card also provides great deals on movie ticket bookings and gives you access to lounges at domestic airports. At a nominal joining fee of Rs. 499, an individual should grab the HPCL Bank of Baroda ENERGIE Credit Card, as this provides you with excellent rewards on fuel as well as other transactions.